Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
GROUP CLAEYS-DELAEY INSURANCE from Koksijde, company number BE1004433812, closed financial year 2025 with a result of € 14,744 after tax. For that financial year GROUP CLAEYS-DELAEY INSURANCE recorded a gross margin of € 34,526 and equity of € 325,786. Compared with financial year 2024, the result moved from € 27,651 to € 14,744. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 325,786
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,744
▼ 47% vs 2024
Profit after tax over the fiscal year.
€ 187,057
▲ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 23,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 317,857
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,357
▼ 86% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 71,101 | € 34,526 | ▼ 51% |
| Profit after taxes | € 27,651 | € 14,744 | ▼ 47% |
| Equity | € 334,042 | € 325,786 | ▼ 2% |
| Total debts | € 497,205 | € 747,680 | ▲ 50% |
| Cash | € 120,303 | € 187,057 | ▲ 55% |
| Retained profit | € 298,589 | € 290,333 | ▼ 3% |
| Dividend | € 0 | € 23,000 | |
| Balance sheet total | € 831,247 | € 1,073,465 | ▲ 29% |
Key figures of GROUP CLAEYS-DELAEY INSURANCE, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GROUP CLAEYS-DELAEY INSURANCE?
What happened at GROUP CLAEYS-DELAEY INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Serema BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 14,744 (▼ 47% vs 2024). Source: NBB ↗
- Dirk Beukeleirs stepped down as director. NBB
- Teja BV stepped down as director. NBB
- VDD Invest BV stepped down as director. NBB
- Serema BV became a director. NBB
- DCD Invest BV stepped down as director. NBB
- Group Claeys Invest BV stepped down as director. NBB
In short
From € 27,651 profit in 2024 to € 14,744 profit in 2025.
Paid € 11,765 in corporate taxes since 2024.
Best year ever: 2024, with € 27,651 profit.
Paid out € 23,000 in dividends to the owners in total.
A new publication or filing at GROUP CLAEYS-DELAEY INSURANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Group induver comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GROUP CLAEYS-DELAEY INSURANCEThe shares are held by Group induver (100%).
Directors
According to the 2025 annual accounts
since 2024 · until 2025
since 2024 · until 2025
Director · represented by Franky Delaey
Also active at: GROUP CLAEYS-DELAEY, GROUP CLAEYS INVEST
since 2024 · until 2025
Director · represented by Frederik Vandendriessche
Also active at: GROUP CLAEYS-DELAEY, Group Claeys Insurance Brokers, GROUP CLAEYS INVEST, GROUP CLAEYS IMMO
since 2024 · until 2025
Director · represented by Seppe Sijmons
Also active at: VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, W. HANOT ET FILS, MASLO, DESSY +21 more
since 2025 · until 2031
Director · represented by Michel De Clerck
Also active at: GROUP CLAEYS-DELAEY, Group Claeys Insurance Brokers, GROUP CLAEYS INVEST, GROUP CLAEYS IMMO
since 2024 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Leopold II Laan(Odk) 16
8670 Koksijde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1004.433.812
- VAT number
- BE 1004.433.812
- Registered office
- Leopold II Laan(Odk) 16, 8670 Koksijde
- Names & denominations
- GROUP CLAEYS-DELAEY INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 2024
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Herverzekering
Rechtstreekse verzekeringsverrichtingen niet-leven
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