Financials
Financial year 2025
GROUP CLAEYS-DELAEY from Koksijde, company number BE0468366280, closed financial year 2025 with a result of € -162,093 after tax. For that financial year GROUP CLAEYS-DELAEY recorded a gross margin of € 47,272 and equity of € 108,690. Compared with financial year 2024, the result moved from € 64,953 to € -162,093. The company made a loss. The buffer shrank hard: equity is 68 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 108,690
▼ 68% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -162,093
▼ still € 64,953 profit in 2024
Profit after tax over the fiscal year.
€ 532,035
▲ 101% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 82,143.
People and assets in 2025
2.1
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 179,002
▲ 35% vs 2024
€ 85,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 304,483
▲ € 257,612 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,284
▲ 102% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 555,582 | € 201,630 | € 266,850 | € 47,272 | ▼ 82% |
| Profit after taxes | € 208,476 | € 31,186 | € 64,953 | € -162,093 | ▼ € 227,046 |
| Equity | € 714,764 | € 274,831 | € 339,783 | € 108,690 | ▼ 68% |
| Total debts | € 644,174 | € 592,914 | € 329,296 | € 872,622 | ▲ 165% |
| Cash | € 717,340 | € 583,706 | € 264,190 | € 532,035 | ▲ 101% |
| Land & buildings | € 77,525 | € 46,788 | € 19,699 | € 149,041 | ▲ € 129,342 |
| Retained profit | € 652,764 | € 248,284 | € 313,236 | € 82,143 | ▼ 74% |
| Dividend | € 552,660 | € 62,391 | € 0 | € 69,000 | |
| Bank debt | € 245,391 | € 208,405 | € 4,263 | € 0 | ▼ 100% |
| Balance sheet total | € 1,358,938 | € 867,745 | € 669,079 | € 981,313 | ▲ 47% |
| Employees (FTE) | 3.5 | - | 1.5 | 2.1 | ▲ 0.6 |
Key figures of GROUP CLAEYS-DELAEY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GROUP CLAEYS-DELAEY?
What happened at GROUP CLAEYS-DELAEY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 162,093 (▼ € 227,046 vs 2024). Source: NBB ↗
- Sudor BV became a director. NBB
- TEJA BV became a director. NBB
- Dirk Beukeleirs stepped down as director. NBB
- VDD Invest BV stepped down as director. NBB
- DCD Invest BV stepped down as director. NBB
- Serema BV became a director. NBB
- Group Claeys Invest BV stepped down as director. NBB
In short
From € 208,476 profit in 2022 to € 162,093 loss in 2025.
Paid € 85,744 in corporate taxes since 2022.
Best year ever: 2022, with € 208,476 profit.
On average € 22,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Group induver, GROUP CLAEYS INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GROUP CLAEYS-DELAEYBehind GROUP CLAEYS-DELAEY are Sudor BV, TEJA BV and Serema BV. The shares are held by Group induver (75%) and GROUP CLAEYS INVEST (51%).
Directors
According to the 2025 annual accounts
Director · represented by Karel De Bondt
Also active at: DESSY, Group induver, DEHON & Associés, ICC Holding, Group Induver Advisory Services, ICC BidCo, ICC TopCo, ICC MidCo
since 2026
Director · represented by Franky Delaey
Also active at: GROUP CLAEYS INVEST, GROUP CLAEYS-DELAEY INSURANCE
since 2026
Managing director · represented by Seppe Sijmons
Also active at: VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, W. HANOT ET FILS, MASLO, DESSY +21 more
since 2025
Director · represented by Yves Claeys
Also active at: GROUP CLAEYS-DELAEY INSURANCE
since 2024 · until 2025
since 2024 · until 2025
Director · represented by Frederik Vandendriessche
Also active at: Group Claeys Insurance Brokers, GROUP CLAEYS INVEST, GROUP CLAEYS IMMO, GROUP CLAEYS-DELAEY INSURANCE
since 2024 · until 2025
Director · represented by Michel De Clerck
Also active at: Group Claeys Insurance Brokers, GROUP CLAEYS INVEST, GROUP CLAEYS IMMO, GROUP CLAEYS-DELAEY INSURANCE
since 2024 · until 2025
Shareholders
75%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Leopold II Laan(Odk) 16
8670 Koksijde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0468.366.280
- VAT number
- BE 0468.366.280
- Registered office
- Leopold II Laan(Odk) 16, 8670 Koksijde
- Names & denominations
- GROUP CLAEYS-DELAEY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 1999
- Peppol
- Active · Active since 22 Jun 2026
- Activities · NACE
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