Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2022.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Group induver from Antwerpen, company number BE0441036828, closed financial year 2025 with a result of € -4.2 million after tax. For that financial year Group induver recorded revenue of € 43.8 million and equity of € 37.4 million. Compared with financial year 2024, the result moved from € 898,811 to € -4.2 million. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 37.4 million
▲ € 30.8 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4.2 million
▼ still € 898,811 profit in 2024
Profit after tax over the fiscal year.
€ 11 million
▲ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.9 million.
People and assets in 2025
141.2
▲ 47.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 14.8 million
▲ 85% vs 2024
€ 104,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1.7 million
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 80.9 million
▲ 43% vs 2024
€ 50,000 is repaid this year. At this pace the long-term loan is gone in ≈ 1619 years.
€ 27.5 million
▲ 53% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 491 days on average.
€ 1.8 million
▲ 237% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 6,846,767 | € 8,971,964 | € 22,747,388 | € 43,830,823 | ▲ 93% |
| Gross margin | € 5,294,737 | € 6,148,596 | - | - | |
| Profit after taxes | € 1,567,931 | € 1,674,741 | € 898,811 | € -4,187,171 | ▼ € 5.1 million |
| Equity | € 1,090,193 | € 2,764,934 | € 6,629,955 | € 37,442,783 | ▲ € 30.8 million |
| Total debts | € 11,665,889 | € 13,937,246 | € 87,384,918 | € 176,985,707 | ▲ 103% |
| Cash | € 2,639,348 | € 3,670,197 | € 6,169,608 | € 11,042,732 | ▲ 79% |
| Retained profit | € 966,693 | € 2,641,434 | € 6,119,955 | € 1,932,783 | ▼ 68% |
| Dividend | € 1,500,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 3,383,189 | € 5,430,511 | € 56,450,000 | € 80,946,000 | ▲ 43% |
| Balance sheet total | € 12,756,081 | € 16,702,180 | € 94,014,873 | € 214,437,490 | ▲ 128% |
| Employees (FTE) | 34.2 | 39.4 | 93.9 | 141.2 | ▲ 47.3 |
Key figures of Group induver, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Group induver?
What happened at Group induver in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sudor BV stepped down as director. NBB
- Formica BV stepped down as director. NBB
- Jean Verbaet stepped down as director. NBB
- Industip BV stepped down as director. NBB
- Parkour BV stepped down as director. NBB
- Clabbe BV stepped down as director. NBB
- Ocla BV stepped down as director. NBB
- Serema BV stepped down as director. NBB
In short
From € 1.6 million profit in 2022 to € 4.2 million loss in 2025.
Paid € 1.9 million in corporate taxes since 2022.
Best year ever: 2023, with € 1.7 million profit.
On average € 156,100 of value added per employee in 2023.
A new publication or filing at Group induver? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Helix, ICC Holding comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Group induverThe shares are held by Helix (100%) and ICC Holding (100%). It owns 100% of Heck Versicherungen, 100% of AllCover, 100% of Group ASEKURA, 100% of Hupé, 100% of Group Claeys-Delaey Insurance and 100% of Akses Financial Coaching itself.
Directors
According to the 2025 annual accounts
Managing director · represented by Karel De Bondt
Also active at: DESSY, DEHON & Associés, GROUP CLAEYS-DELAEY, ICC Holding, Group Induver Advisory Services, ICC BidCo, ICC TopCo, ICC MidCo
since 2024 · until 2030
since 2024 · until 2030
Jean Verbaet
Director
since 2024 · until 2030
Director · represented by Philip Vanstiphout
Also active at: INDUVER HASSELT, ICC Holding
since 2024 · until 2030
Johan Vanrompay
Director
since 2024 · until 2026
Director · represented by Viktor Roelandt
Also active at: EXTENTED-COVERAGE, Clover Multi Lines, ICC Holding, Clover PL, Clover Trade & Credit, Maenhout Verzekeringen, Clover Pension & Benefits, ICC BidCo +2 more
since 2024 · until 2030
Director · represented by Laurent Claes
Also active at: EXTENTED-COVERAGE, VERZEKERINGSKANTOOR JOHAN DESMET, Clover Multi Lines, ICC Holding, Clover PL, Clover Trade & Credit, Maenhout Verzekeringen, Clover Pension & Benefits
since 2024 · until 2030
Director · represented by Olivier Claes
Also active at: EXTENTED-COVERAGE, Clover Multi Lines, ICC Holding, Clover PL, Clover Trade & Credit, Maenhout Verzekeringen, Clover Pension & Benefits
since 2024 · until 2030
Managing director · represented by Seppe Sijmons
Also active at: VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, W. HANOT ET FILS, MASLO, DESSY +21 more
since 2024 · until 2030
Director · represented by Reinhilde Van Driessen
Also active at: INDUVER GENT, Bamps-Laevers Verzekeringen, INDUVER GROUP
since 2024 · until 2030
Shareholders
100%
100%
Participations
100%
100%
100%
100%
100%
100%
100%
100%
100%
80.1%
Establishments
Establishment units
Physical locations of this company
Justitiestraat 30
2018 Antwerpen
Lierse steenweg 1-3
2280 Grobbendonk
Active since 12 July 2024
Marktplein 9 box 22
3550 Heusden-Zolder
Active since 12 July 2024
Meersstraat(HEU) 162
9070 Destelbergen
Active since 12 July 2024
Gistelsteenweg 38
8490 Jabbeke
Active since 25 July 2025
Industrielaan 2A box 101
9800 Deinze
Active since 25 July 2025
Pottelberg(Mar) 134
8510 Kortrijk
Active since 25 July 2025
Moerkerkse Steenweg 1
8310 Brugge
Active since 25 July 2025
Meulebeke Plaats 12
8760 Tielt
Active since 25 July 2025
Natiënlaan 125 box 11
8300 Knokke-Heist
Active since 25 July 2025
Lindendreef 17
8630 Veurne
Active since 25 July 2025
Leopold II Laan(Odk) 16
8670 Koksijde
Active since 25 July 2025
Brakelsesteenweg 560 box 3
9400 Ninove
Active since 25 July 2025
Kerkstraat 6 box 1
1730 Asse
Active since 24 July 2026
Markekerkstraat(Mar) 20
8510 Kortrijk
Active since 24 July 2026
Oordegemkouter 124
9340 Lede
Active since 24 July 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
All companies at this address →IMMO-HEINDONK
€ 109,650 gross margin · 2025
MERCES
€ 168,134 gross margin · 2025
EO Belgium
ICC Holding same network
€ 0 revenue · 2025
Group Induver Advisory Services same network
€ 16,648 gross margin · 2025
+10 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.036.828
- VAT number
- BE 0441.036.828
- Registered office
- Justitiestraat 30, 2018 Antwerpen
- Names & denominations
- Group induver
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 1990
- Peppol
- Active · Active since 2 Jul 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg