Financials
Financial year 2025
W. HANOT ET FILS from Mons, company number BE0427841759, closed financial year 2025 with a result of € 484,669 after tax. For that financial year W. HANOT ET FILS recorded a gross margin of € 1.5 million and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 337,450 to € 484,669. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 1.7 million
▲ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 484,669
▲ 44% vs 2024
Profit after tax over the fiscal year.
€ 946,189
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.6 million.
People and assets in 2025
9.5
▼ 1.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 691,645
▼ 7% vs 2024
€ 72,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 70,271
▼ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 293,594
▲ 148% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 184,759
▲ 145% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,104,760 | € 1,156,566 | € 1,308,955 | € 1,473,635 | ▲ 13% |
| Profit after taxes | € 282,802 | € 292,830 | € 337,450 | € 484,669 | ▲ 44% |
| Equity | € 863,573 | € 841,403 | € 1,178,853 | € 1,663,521 | ▲ 41% |
| Total debts | € 1,205,713 | € 984,612 | € 622,166 | € 691,918 | ▲ 11% |
| Cash | € 887,177 | € 792,188 | € 861,478 | € 946,189 | ▲ 10% |
| Retained profit | € 788,573 | € 766,403 | € 1,103,853 | € 1,588,521 | ▲ 44% |
| Dividend | € 450,000 | € 315,000 | € 0 | € 0 | |
| Bank debt | € 550,853 | € 424,863 | € 388,228 | € 0 | ▼ 100% |
| Balance sheet total | € 2,069,285 | € 1,826,015 | € 1,801,019 | € 2,355,440 | ▲ 31% |
| Employees (FTE) | 9.6 | 0.5 | 11.4 | 9.5 | ▼ 1.9 |
Key figures of W. HANOT ET FILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to W. HANOT ET FILS?
What happened at W. HANOT ET FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New establishment in Frameries. KBO
- New annual accounts for financial year 2025: profit of € 484,669 (▲ 44% vs 2024). Source: NBB ↗
- SEREMA SRL became a director. NBB
- Sébastien HANOT stepped down as director. NBB
- CREABILITY SRL became a director. NBB
- ALAIN HANOT ET CIE SRL became a director. NBB
- Sébastien HANOT became a director. NBB
- New establishment in La Louvière. KBO
In short
From € 282,802 profit in 2022 to € 484,669 profit in 2025.
Paid € 514,653 in corporate taxes since 2022.
Best year ever: 2025, with € 484,669 profit.
On average € 155,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Alain HANOT ET Cie. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
W. HANOT ET FILSBehind W. HANOT ET FILS are CREABILITY SRL, ALAIN HANOT ET CIE SRL and SEREMA SRL. The shares are held by GROUP INDUVER (100%) and Alain HANOT ET Cie. (99.6%).
Directors
According to the 2025 annual accounts
Director · represented by Xavier DANLOY
Also active at: EWBANK ASSURANCES, Assurances Hanot & Cie
since 2023
Director · represented by Alain HANOT
Also active at: Lheureux & Lavenne, assurances, EWBANK ASSURANCES, Assurances Hanot & Cie
since 2023
Managing director · represented by Seppe SIJMONS
Also active at: VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, MASLO, DESSY, INDUVER GENT +21 more
since 2025
Sébastien HANOT
Director
since 2023 · until 2025
Shareholders
100%
99.6%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Pierre-Joseph Duménil 4
7000 Mons
Rue Achille Chavée(L.L) 1
7100 La Louvière
Active since 31 December 2018
Rue de l'Industrie 238 box A
7080 Frameries
Active since 1 July 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.841.759
- VAT number
- BE 0427.841.759
- Registered office
- Rue Pierre-Joseph Duménil 4, 7000 Mons
- Names & denominations
- W. HANOT ET FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 1984
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten