What does BZB-FEDAFIN do?

BZB-FEDAFIN is a business association in Oudenaarde. Non-profit, started on 17 May 1999, 1 establishment.

What is the address of BZB-FEDAFIN?

The registered office of BZB-FEDAFIN is located at Einestraat 21, 9700 Oudenaarde.

Is BZB-FEDAFIN still active?

Yes. According to the CBE (29 October 2026) BZB-FEDAFIN is active, legal situation “Normale toestand”, started on 17 May 1999.

Is BZB-FEDAFIN registered on Peppol?

Yes, BZB-FEDAFIN is registered on the Peppol network with ID 0208:0466737571.

What is the enterprise number of BZB-FEDAFIN?

The enterprise number of BZB-FEDAFIN is BE0466737571.

When was BZB-FEDAFIN founded?

BZB-FEDAFIN was founded on 17 May 1999.

Is BZB-FEDAFIN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 17 May 1999; 4 annual accounts filed, latest fiscal year 2025; 25 directors known from the annual account.

How much profit did BZB-FEDAFIN make in 2025?

BZB-FEDAFIN posted a profit after taxes of € 247,706 in financial year 2025.

What is the revenue of BZB-FEDAFIN?

As a small company, BZB-FEDAFIN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 812,202.

BZB-FEDAFIN (Non-profit) - Oudenaarde - BE0466737571

Q: Who are the directors of BZB-FEDAFIN?

According to the 2025 annual accounts, the directors of BZB-FEDAFIN are: Joke Stevens, Francis Houlmont, Erwin Martens, Dave Verbesselt, Marc Verbraecken, Stijn Goetry, Rudi Langens, Alex Geens.

Dossier BZB-FEDAFIN, printed on 29 October 2026 from databakkes.be/en/0466737571/bzb-fedafin. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

BZB-FEDAFIN from Oudenaarde, company number BE0466737571, closed financial year 2025 with a result of € 247,706 after tax. For that financial year BZB-FEDAFIN recorded a gross margin of € 812,202 and equity of € 3 million. Compared with financial year 2024, the result moved from € 55,296 to € 247,706. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 7, 2026.

What it is worth Growing

€ 3 million

▲ 9% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 247,706

▲ € 192,410 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 835,222

▲ 33% vs 2024

Cash and bank balances on the last day of the fiscal year.

People and assets in 2025

Wage cost

€ 577,679

▲ 6% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 188,112

▲ € 158,487 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 2,475

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 903,475 Gross margin 2022: € 903,475 First fiscal year in the series	€ 694,158 Gross margin 2023: € 694,158 ▼ 23% vs 2022 (€ 903,475) Unfavourable step	€ 425,260 Gross margin 2024: € 425,260 ▼ 39% vs 2023 (€ 694,158) Unfavourable step	€ 812,202 Gross margin 2025: € 812,202 ▲ 91% vs 2024 (€ 425,260) Favourable step	▲ 91%
Profit after taxes	€ 379,159 Profit after taxes 2022: € 379,159 First fiscal year in the series	€ 195,120 Profit after taxes 2023: € 195,120 ▼ 49% vs 2022 (€ 379,159) Unfavourable step	€ 55,296 Profit after taxes 2024: € 55,296 ▼ 72% vs 2023 (€ 195,120) Unfavourable step	€ 247,706 Profit after taxes 2025: € 247,706 ▲ € 192,410 vs 2024 (€ 55,296) Favourable step	▲ € 192,410
Equity	€ 2,452,513 Equity 2022: € 2,452,513 First fiscal year in the series	€ 2,647,633 Equity 2023: € 2,647,633 ▲ 8% vs 2022 (€ 2,452,513) Favourable step	€ 2,702,929 Equity 2024: € 2,702,929 ▲ 2% vs 2023 (€ 2,647,633) Favourable step	€ 2,950,636 Equity 2025: € 2,950,636 ▲ 9% vs 2024 (€ 2,702,929) Favourable step	▲ 9%
Total debts	€ 219,046 Total debts 2022: € 219,046 First fiscal year in the series	€ 236,966 Total debts 2023: € 236,966 ▲ 8% vs 2022 (€ 219,046) Unfavourable step	€ 419,702 Total debts 2024: € 419,702 ▲ 77% vs 2023 (€ 236,966) Unfavourable step	€ 612,299 Total debts 2025: € 612,299 ▲ 46% vs 2024 (€ 419,702) Unfavourable step	▲ 46%
Cash	€ 2,246,473 Cash 2022: € 2,246,473 First fiscal year in the series	€ 1,491,971 Cash 2023: € 1,491,971 ▼ 34% vs 2022 (€ 2,246,473) Unfavourable step	€ 626,454 Cash 2024: € 626,454 ▼ 58% vs 2023 (€ 1,491,971) Unfavourable step	€ 835,222 Cash 2025: € 835,222 ▲ 33% vs 2024 (€ 626,454) Favourable step	▲ 33%
Retained profit	€ 2,452,513 Retained profit 2022: € 2,452,513 First fiscal year in the series	€ 2,647,633 Retained profit 2023: € 2,647,633 ▲ 8% vs 2022 (€ 2,452,513) Favourable step	€ 2,702,929 Retained profit 2024: € 2,702,929 ▲ 2% vs 2023 (€ 2,647,633) Favourable step	€ 2,950,636 Retained profit 2025: € 2,950,636 ▲ 9% vs 2024 (€ 2,702,929) Favourable step	▲ 9%
Balance sheet total	€ 2,796,559 Balance sheet total 2022: € 2,796,559 First fiscal year in the series	€ 3,009,598 Balance sheet total 2023: € 3,009,598 ▲ 8% vs 2022 (€ 2,796,559) Unchanged	€ 3,122,632 Balance sheet total 2024: € 3,122,632 ▲ 4% vs 2023 (€ 3,009,598) Unchanged	€ 3,562,934 Balance sheet total 2025: € 3,562,934 ▲ 14% vs 2024 (€ 3,122,632) Unchanged	▲ 14%

Key figures of BZB-FEDAFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BZB-FEDAFIN?

What happened at BZB-FEDAFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 7, 2026 New annual accounts for financial year 2025: profit of € 247,706 (▲ € 192,410 vs 2024). Source: NBB ↗
2025 Vanessa Godinas became a director. NBB
2025 Margot Denduyver-Nicolaes stepped down as director. NBB
2025 Jean-Pol Guisset stepped down as director. NBB
2025 Christophe Garcia Magillisen stepped down as director. NBB
2025 Hella De Wulf stepped down as director. NBB
Sep 1, 1999 New establishment in Oudenaarde. KBO
May 17, 1999 Start of the company according to the CBE. KBO

In short

From € 379,159 profit in 2022 to € 247,706 profit in 2025.

Best year ever: 2022, with € 379,159 profit.

Original PDFs at the National Bank ↗

Management

Joke Stevens Francis Houlmont Erwin Martens Dave Verbesselt +17

EM & EL CONSULT

BZB-FEDAFIN

KANTOOR MARTENS

Germa

Behind BZB-FEDAFIN are Joke Stevens, Francis Houlmont, Erwin Martens, Dave Verbesselt, Marc Verbraecken and Stijn Goetry. Joke Stevens is also behind EM & EL CONSULT and SDL Finance. Erwin Martens is also behind KANTOOR MARTENS and PROVISIX. Dave Verbesselt is also behind Germa, Groep Goris Verzekeringen, Groep Goris Bank, Groep Goris Mechelen and JDSB INVEST.

Directors

According to the 2025 annual accounts

Joke Stevens

Director

Also active at: EM & EL CONSULT, SDL Finance

Francis Houlmont

Director

Erwin Martens

Director

Also active at: KANTOOR MARTENS, PROVISIX

Dave Verbesselt

Director

Also active at: Germa, Groep Goris Verzekeringen, Groep Goris Bank, Groep Goris Mechelen, JDSB INVEST, GROEP GORIS, zakenkantoor verbesselt, SABU-Invest

Marc Verbraecken

Director

Also active at: Verbraecken & partners

Stijn Goetry

Director

Rudi Langens

Director

Also active at: IMMO MATRIX, MATRIX, BRJ, Icefactory Europe, GMK INVEST, Hypo-Expert, METRIS FINANCIAL PROFESSIONALS, Metris Antwerpen +4 more

Alex Geens

Director

Also active at: FISKAMED DIENSTEN EN VERZEKERINGEN, De Immotheker, NUMUS, VIRTUAL HOUSE

Vanessa Godinas

Director

since 2025

Dirk Smolders

Director

Also active at: JOSCO

Pierre-Yves Jacquet

Director

Also active at: CENTRE DE GESTION DE HESBAYE-CONDROZ

Thierry Prieur

Director

Albert Verlinden

Director

Also active at: TRAXIO, DATAFIN

Stefanie Tsoumpoulis

Director

Koenraad Steenacker

Director

Alain Dufays

Director

Dries Wouters

Director

Also active at: ASSUR - PROJECTS, ACTIEF INSURANCES, Poggio, Certa Trinitas, OPTIFIN SOLUTIONS, OMDA INVESTMENTS, WOUTERS - LOWEL

Bernard Busschaert

Director

Also active at: BEURS-TRADE-BUSSCHAERT, INVESTORS NETWORK, Busschaert & Co.

Elisah Lemey

Director

Also active at: LEMEY, Vyncke, BREL, Lemey Clepkens

Vanco BV

Director · represented by Luc Colebunders

Also active at: Active Capital

Luc Vanden Bosch

Director

Margot Denduyver-Nicolaes

Director

· until 2025

Jean-Pol Guisset

Director

Also active at: JPG NAMUR NORD

· until 2025

Christophe Garcia Magillisen

Director

· until 2025

Hella De Wulf

Director

· until 2025

Establishments

Establishment units

Physical locations of this company

Registered office

Einestraat 21

9700 Oudenaarde

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Edfin

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0466.737.571

VAT number

BE 0466.737.571

Registered office

Einestraat 21, 9700 Oudenaarde

Names & denominations

BZB-FEDAFIN

Enterprise type

Rechtspersoon

Legal form

Non-profit association

Legal situation

Normale toestand

Start date

17 May 1999

Peppol

Active · Active since 27 Apr 2026

Contact

[email protected] 055/30.59.89

Activities · NACE

Activiteiten van bedrijfs- en werkgeversorganisaties

Bedrijfs- en werkgeversorganisaties

View on CBE Public ↗ Annual accounts (NBB) ↗

BZB-FEDAFIN

Financials

What happened to BZB-FEDAFIN?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions