Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ASSUR - PROJECTS from Diepenbeek, company number BE0450028728, closed financial year 2025 with a result of € -139,228 after tax. For that financial year ASSUR - PROJECTS recorded a gross margin of € 149,932 and equity of € 118,165. Compared with financial year 2024, the result moved from € -132,972 to € -139,228. The company made a loss. The buffer shrank hard: equity is 54 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ 118,165
▼ 54% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -139,228
▼ 5 % more loss than in 2024
Profit after tax over the fiscal year.
€ 55,119
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 111,960.
People and assets in 2025
€ 260,406
▲ 38% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,807
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 220,012
▼ 5% vs 2024
€ 29,208 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 71,185
▲ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 48,432
▲ 2% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 69,151 | € 294,617 | € 78,997 | € 149,932 | ▲ 90% |
| Profit after taxes | € -87,831 | € 92,923 | € -132,972 | € -139,228 | ▼ € 6,256 |
| Equity | € 297,441 | € 390,365 | € 257,393 | € 118,165 | ▼ 54% |
| Total debts | € 368,334 | € 602,968 | € 549,832 | € 525,758 | ▼ 4% |
| Cash | € 126,508 | € 187,373 | € 54,000 | € 55,119 | ▲ 2% |
| Land & buildings | € 297,382 | € 292,624 | € 283,164 | € 276,776 | ▼ 2% |
| Retained profit | € 291,236 | € 384,159 | € 251,187 | € 111,960 | ▼ 55% |
| Bank debt | € 257,013 | € 242,648 | € 230,592 | € 220,012 | ▼ 5% |
| Balance sheet total | € 665,775 | € 993,332 | € 807,225 | € 643,923 | ▼ 20% |
| Employees (FTE) | - | - | 4.3 | - |
Key figures of ASSUR - PROJECTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSUR - PROJECTS?
What happened at ASSUR - PROJECTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 139,228. filed late Source: NBB ↗
- New establishment in Diepenbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 87,831 loss in 2022 to € 139,228 loss in 2025.
Paid € 11,249 in corporate taxes since 2022.
Best year ever: 2023, with € 92,923 profit.
On average € 18,400 of value added per employee in 2024.
Management
The stake of Certa Trinitas comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ASSUR - PROJECTSBehind ASSUR - PROJECTS are Certa Trinitas BV and Dries Wouters. The shares are held by Certa Trinitas (100%).
Directors
According to the 2025 annual accounts
Dries Wouters
Director
Also active at: BZB-FEDAFIN, ACTIEF INSURANCES, Poggio, Certa Trinitas, OPTIFIN SOLUTIONS, OMDA INVESTMENTS, WOUTERS - LOWEL
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Steenweg 19 box /01
3590 Diepenbeek
Steenweg 19 box 1
3590 Diepenbeek
Active since 2 June 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0450.028.728
- VAT number
- BE 0450.028.728
- Registered office
- Steenweg 19 bus /01, 3590 Diepenbeek
- Names & denominations
- ASSUR - PROJECTS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 May 1993
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten