What does Groep Goris Verzekeringen do?

Groep Goris Verzekeringen is registered with the CBE as active in: Verzekeringsmakelaars en -agenten. Public Limited, started on 1 November 1972, 4 establishments.

What is the address of Groep Goris Verzekeringen?

The registered office of Groep Goris Verzekeringen is located at Muizensteenweg 6, 2820 Bonheiden.

Is Groep Goris Verzekeringen still active?

Yes. According to the CBE (29 October 2026) Groep Goris Verzekeringen is active, legal situation “Normale toestand”, started on 1 November 1972.

Is Groep Goris Verzekeringen registered on Peppol?

Yes, Groep Goris Verzekeringen is registered on the Peppol network with ID 0208:0412785181.

What is the enterprise number of Groep Goris Verzekeringen?

The enterprise number of Groep Goris Verzekeringen is BE0412785181.

When was Groep Goris Verzekeringen founded?

Groep Goris Verzekeringen was founded on 1 November 1972.

Is Groep Goris Verzekeringen a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 November 1972; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 4 establishments in the CBE.

How much profit did Groep Goris Verzekeringen make in 2025?

Groep Goris Verzekeringen recorded a loss after taxes of € 45,835 in financial year 2025.

What is the revenue of Groep Goris Verzekeringen?

As a small company, Groep Goris Verzekeringen is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,311,677.

How much does an employee at Groep Goris Verzekeringen earn?

The average wage cost per full-time employee at Groep Goris Verzekeringen was € 80,700 in 2025: staff costs of € 854,997 for 10.6 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Groep Goris Verzekeringen have?

According to the 2025 annual accounts, Groep Goris Verzekeringen has 10.6 full-time equivalents (FTE).

Groep Goris Verzekeringen (Public Limited) - Bonheiden

Q: Who are the directors of Groep Goris Verzekeringen?

According to the 2025 annual accounts, the directors of Groep Goris Verzekeringen are: Van den Wijngaert Jan BV, Zakenkantoor Verbesselt BV, Zakenkantoor Vos-Fannes BV, Kensaco NV.

Dossier Groep Goris Verzekeringen, printed on 29 October 2026 from databakkes.be/en/0412785181/groep-goris-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Groep Goris Verzekeringen from Bonheiden, company number BE0412785181, closed financial year 2025 with a result of € -45,835 after tax. For that financial year Groep Goris Verzekeringen recorded a gross margin of € 1.3 million and equity of € 194,604. Compared with financial year 2024, the result moved from € 59,486 to € -45,835. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.

What it is worth Healthy

€ 194,604

▼ 19% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -45,835

▼ still € 59,486 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 30,956

▼ 37% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 132,604.

People and assets in 2025

Full-time equivalents

10.6

▲ 2.5 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 854,997

▼ 1% vs 2024

€ 80,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 126,046

▼ 29% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 9 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 3.6 million

▲ 90% vs 2024

€ 393,075 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.

Owed to suppliers

€ 74,161

▼ 33% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 112,984

▲ 56% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 796,260 Gross margin 2022: € 796,260 First fiscal year in the series	€ 1,192,197 Gross margin 2023: € 1,192,197 ▲ 50% vs 2022 (€ 796,260) Favourable step	€ 1,400,123 Gross margin 2024: € 1,400,123 ▲ 17% vs 2023 (€ 1,192,197) Favourable step	€ 1,311,677 Gross margin 2025: € 1,311,677 ▼ 6% vs 2024 (€ 1,400,123) Unfavourable step	▼ 6%
Profit after taxes	€ -27,050 Profit after taxes 2022: € -27,050 First fiscal year in the series	€ 106,239 Profit after taxes 2023: € 106,239 ▲ € 133,290 vs 2022 (€ -27,050) Favourable step	€ 59,486 Profit after taxes 2024: € 59,486 ▼ 44% vs 2023 (€ 106,239) Unfavourable step	€ -45,835 Profit after taxes 2025: € -45,835 ▼ € 105,321 vs 2024 (€ 59,486) Unfavourable step	▼ € 105,321
Equity	€ 74,714 Equity 2022: € 74,714 First fiscal year in the series	€ 180,953 Equity 2023: € 180,953 ▲ 142% vs 2022 (€ 74,714) Favourable step	€ 240,439 Equity 2024: € 240,439 ▲ 33% vs 2023 (€ 180,953) Favourable step	€ 194,604 Equity 2025: € 194,604 ▼ 19% vs 2024 (€ 240,439) Unfavourable step	▼ 19%
Total debts	€ 725,211 Total debts 2022: € 725,211 First fiscal year in the series	€ 3,902,461 Total debts 2023: € 3,902,461 ▲ € 3.2 million vs 2022 (€ 725,211) Unfavourable step	€ 2,689,376 Total debts 2024: € 2,689,376 ▼ 31% vs 2023 (€ 3,902,461) Favourable step	€ 4,486,017 Total debts 2025: € 4,486,017 ▲ 67% vs 2024 (€ 2,689,376) Unfavourable step	▲ 67%
Cash	€ 39,576 Cash 2022: € 39,576 First fiscal year in the series	€ 140,131 Cash 2023: € 140,131 ▲ 254% vs 2022 (€ 39,576) Favourable step	€ 49,440 Cash 2024: € 49,440 ▼ 65% vs 2023 (€ 140,131) Unfavourable step	€ 30,956 Cash 2025: € 30,956 ▼ 37% vs 2024 (€ 49,440) Unfavourable step	▼ 37%
Retained profit	€ 12,714 Retained profit 2022: € 12,714 First fiscal year in the series	€ 118,953 Retained profit 2023: € 118,953 ▲ € 106,239 vs 2022 (€ 12,714) Favourable step	€ 178,439 Retained profit 2024: € 178,439 ▲ 50% vs 2023 (€ 118,953) Favourable step	€ 132,604 Retained profit 2025: € 132,604 ▼ 26% vs 2024 (€ 178,439) Unfavourable step	▼ 26%
Bank debt	€ 374,728 Bank debt 2022: € 374,728 First fiscal year in the series	€ 2,633,128 Bank debt 2023: € 2,633,128 ▲ € 2.3 million vs 2022 (€ 374,728) Unfavourable step	€ 1,901,036 Bank debt 2024: € 1,901,036 ▼ 28% vs 2023 (€ 2,633,128) Favourable step	€ 3,617,318 Bank debt 2025: € 3,617,318 ▲ 90% vs 2024 (€ 1,901,036) Unfavourable step	▲ 90%
Balance sheet total	€ 799,924 Balance sheet total 2022: € 799,924 First fiscal year in the series	€ 4,083,414 Balance sheet total 2023: € 4,083,414 ▲ € 3.3 million vs 2022 (€ 799,924) Unchanged	€ 2,929,815 Balance sheet total 2024: € 2,929,815 ▼ 28% vs 2023 (€ 4,083,414) Unchanged	€ 4,680,621 Balance sheet total 2025: € 4,680,621 ▲ 60% vs 2024 (€ 2,929,815) Unchanged	▲ 60%
Employees (FTE)	8.8 Employees (FTE) 2022: 8.8 First fiscal year in the series	10.7 Employees (FTE) 2023: 10.7 ▲ 1.9 vs 2022 (8.8) Unchanged	8.1 Employees (FTE) 2024: 8.1 ▼ 2.6 vs 2023 (10.7) Unchanged	10.6 Employees (FTE) 2025: 10.6 ▲ 2.5 vs 2024 (8.1) Unchanged	▲ 2.5

Key figures of Groep Goris Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Groep Goris Verzekeringen?

What happened at Groep Goris Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 27, 2026 New annual accounts for financial year 2025: loss of € 45,835 (▼ € 105,321 vs 2024). Source: NBB ↗
2025 Zakenkantoor Vos-Fannes BV became a director. NBB
2024 Van den Wijngaert Jan BV became a director. NBB
2024 Zakenkantoor Verbesselt BV became a director. NBB
2024 Kensaco NV became a director. NBB
Jan 1, 2023 New establishment in Edegem. KBO
Jan 1, 2023 New establishment in Kontich. KBO
Jan 1, 2023 New establishment in Duffel. KBO

In short

From € 27,050 loss in 2022 to € 45,835 loss in 2025.

Paid € 98,493 in corporate taxes since 2022.

Best year ever: 2023, with € 106,239 profit.

On average € 123,700 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

JDSB INVEST 100%

The stake of JDSB INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Groep Goris Verzekeringen

Behind Groep Goris Verzekeringen are Van den Wijngaert Jan BV, Zakenkantoor Verbesselt BV, Zakenkantoor Vos-Fannes BV and Kensaco NV. The shares are held by JDSB INVEST (100%).

Directors

According to the 2025 annual accounts

Van den Wijngaert Jan BV

Managing director · represented by Jan Van den Wijngaert

Also active at: Groep Goris Bank, Groep Goris Mechelen, JDSB INVEST

since 2024

Zakenkantoor Verbesselt BV

Managing director · represented by Dave Verbesselt

Also active at: Groep Goris Bank, Groep Goris Mechelen, JDSB INVEST

since 2024

Zakenkantoor Vos-Fannes BV

Director · represented by Bart Vos

Also active at: Groep Goris Finance, Groep Goris Mechelen, JDSB INVEST

since 2025

Kensaco NV

Managing director · represented by Sam Nys

Also active at: Groep Goris Bank, Groep Goris Mechelen, JDSB INVEST

since 2024

Shareholders

JDSB INVEST

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Muizensteenweg 6

2820 Bonheiden

2.348.687.031

Hovestraat 32

2650 Edegem

Active since 1 January 2023

2.348.687.130

Koningin Astridlaan 74

2550 Kontich

Active since 1 January 2023

2.348.687.229

Hoogstraat 380

2570 Duffel

Active since 1 January 2023

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

JDSB INVEST same network

€ 618,034 gross margin · 2025

Vereniging van Mede-eigenaars van het complex te Bonheiden, Muizensteenweg 6

Groep JDSB

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0412.785.181

VAT number

BE 0412.785.181

Registered office

Muizensteenweg 6, 2820 Bonheiden

Names & denominations

Groep Goris Verzekeringen

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

1 November 1972

Peppol

Active · Active since 3 Mar 2026

Activities · NACE

Verzekeringsmakelaars en -agenten

Activiteiten van verzekeringsagenten en -makelaars

Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.

Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

Groep Goris Verzekeringen

Warning lights

Financials

What happened to Groep Goris Verzekeringen?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions