Financials
Financial year 2025
Groep Goris Finance from Duffel, company number BE0435458140, closed financial year 2025 with a result of € -37,204 after tax. For that financial year Groep Goris Finance recorded a gross margin of € 1.1 million and equity of € 324,135. Compared with financial year 2024, the result moved from € 83,515 to € -37,204. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 324,135
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -37,204
▼ still € 83,515 profit in 2024
Profit after tax over the fiscal year.
€ 22,431
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 261,635.
People and assets in 2025
10.1
▲ 6.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 780,424
▲ 46% vs 2024
€ 77,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 29,797
▼ 40% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.7 million
▲ 59% vs 2024
€ 220,127 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 12,765
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 108,732
▲ 39% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 131,260 | € 795,186 | € 980,207 | € 1,099,211 | ▲ 12% |
| Profit after taxes | € -58,484 | € 160,033 | € 83,515 | € -37,204 | ▼ € 120,718 |
| Equity | € 117,791 | € 277,824 | € 361,338 | € 324,135 | ▼ 10% |
| Total debts | € 166,981 | € 3,722,395 | € 2,432,672 | € 3,898,536 | ▲ 60% |
| Cash | € 6,382 | € 11,476 | € 61,082 | € 22,431 | ▼ 63% |
| Land & buildings | - | - | € 6,794 | € 214,061 | ▲ € 207,267 |
| Retained profit | € 55,291 | € 215,324 | € 298,838 | € 261,635 | ▼ 12% |
| Bank debt | € 39,478 | € 2,363,272 | € 2,310,770 | € 3,679,915 | ▲ 59% |
| Balance sheet total | € 284,771 | € 4,000,219 | € 2,794,010 | € 4,222,671 | ▲ 51% |
| Employees (FTE) | 168,925.9 | 5.5 | 4 | 10.1 | ▲ 6.1 |
Key figures of Groep Goris Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Groep Goris Finance?
What happened at Groep Goris Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Kensaco NV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 37,204 (▼ € 120,718 vs 2024). Source: NBB ↗
- Zakenkantoor Vos-Fannes BV became a director. NBB
- Zakenkantoor Verbesselt BV became a director. NBB
- Kensaco NV became a director. NBB
- New establishment in Bonheiden. KBO
- New establishment in Edegem. KBO
- New establishment in Kontich. KBO
In short
From € 58,484 loss in 2022 to € 37,204 loss in 2025.
Paid € 82,686 in corporate taxes since 2022.
Best year ever: 2023, with € 160,033 profit.
On average € 108,800 of value added per employee in 2025.
Management
The stake of JDSB INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Groep Goris FinanceBehind Groep Goris Finance are Van den Wijngaert Jan BV, Zakenkantoor Verbesselt BV and Zakenkantoor Vos-Fannes BV. The shares are held by JDSB INVEST (100%).
Directors
According to the 2025 annual accounts
Director · represented by Jan Van den Wijngaert
Also active at: Groep Goris Verzekeringen, Groep Goris Mechelen, JDSB INVEST
since 2023
Managing director · represented by Dave Verbesselt
Also active at: Groep Goris Verzekeringen, Groep Goris Mechelen, JDSB INVEST
since 2024
Director · represented by Bart Vos
Also active at: Groep Goris Verzekeringen, Groep Goris Mechelen, JDSB INVEST
since 2025
Managing director · represented by Sam Nys
Also active at: Groep Goris Verzekeringen, Groep Goris Mechelen, JDSB INVEST
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hoogstraat 380
2570 Duffel
Muizensteenweg 6
2820 Bonheiden
Active since 1 January 2023
Hovestraat 32
2650 Edegem
Active since 1 January 2023
Koningin Astridlaan 74
2550 Kontich
Active since 1 January 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Self-hosted
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Details
- Company number
- 0435.458.140
- VAT number
- BE 0435.458.140
- Registered office
- Hoogstraat 380, 2570 Duffel
- Names & denominations
- Groep Goris Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 September 1988
- Peppol
- Active · Active since 3 Mar 2026
- Contact
- groepgoris.be 015 51 13 13
- Activities · NACE
Verzekeringsmakelaars en -agenten
Activiteiten van verzekeringsagenten en -makelaars
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.
Agenten en makelaars in bankdiensten