Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
MATRIX-KOLUM from Brasschaat, company number BE0460648941, closed financial year 2025 with a result of € 116,551 after tax. For that financial year MATRIX-KOLUM recorded a gross margin of € 1.6 million and equity of € 2.5 million. Compared with financial year 2024, the result moved from € 424,410 to € 116,551. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 2.5 million
▲ 68% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 116,551
▼ 73% vs 2024
Profit after tax over the fiscal year.
€ 409,327
▼ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
19
▲ 3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1 million
▲ 19% vs 2024
€ 52,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 89,833
▲ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 885,165
▼ 16% vs 2024
€ 251,822 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 82,551
▲ € 65,175 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 182,481
▲ 74% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,949,911 | € 2,322,207 | € 1,736,630 | € 1,555,621 | ▼ 10% |
| Profit after taxes | € 197,995 | € 807,200 | € 424,410 | € 116,551 | ▼ 73% |
| Equity | € 593,989 | € 1,401,190 | € 1,475,600 | € 2,471,727 | ▲ 68% |
| Total debts | € 1,902,092 | € 1,129,104 | € 1,551,560 | € 1,174,366 | ▼ 24% |
| Cash | € 500,637 | € 269,706 | € 951,372 | € 409,327 | ▼ 57% |
| Land & buildings | € 4,337 | € 2,579 | € 2,082 | € 1,585 | ▼ 24% |
| Retained profit | € 394,569 | € 1,201,769 | € 1,276,180 | € 1,983,568 | ▲ 55% |
| Dividend | € 1,500,000 | € 0 | € 350,000 | € 200,000 | ▼ 43% |
| Bank debt | € 1,230,703 | € 930,190 | € 1,051,683 | € 885,165 | ▼ 16% |
| Balance sheet total | € 2,496,082 | € 2,530,294 | € 3,027,160 | € 3,646,093 | ▲ 20% |
| Employees (FTE) | 17.7 | 16 | 16 | 19 | ▲ 3 |
Key figures of MATRIX-KOLUM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MATRIX-KOLUM?
What happened at MATRIX-KOLUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 116,551 (▼ 73% vs 2024). Source: NBB ↗
- Rudi Langens became a director. NBB
- Kristof Pauwels became a director. NBB
- Kristof Langens became a director. NBB
- Fimacs became a director. NBB
- Els Blaton became a director. NBB
- Peter Vermeerbergen became a director. NBB
- Jan Jacquemain stepped down as director. NBB
In short
From € 197,995 profit in 2022 to € 116,551 profit in 2025.
Paid € 618,326 in corporate taxes since 2022.
Best year ever: 2023, with € 807,200 profit.
On average € 81,900 of value added per employee in 2025.
Management
The stake of Groep Matrix Kolum, Allegro LD, Geoffrey Dangre comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MATRIX-KOLUMBehind MATRIX-KOLUM are Groep Matrix Kolum, Rudi Langens, Kristof Pauwels, Kristof Langens, Fimacs and Els Blaton. The shares are held by Groep Matrix Kolum (100%), Allegro LD (84.3%) and Geoffrey Dangre (1%). It owns 18.2% of Hypo Expert itself.
Directors
According to the 2025 annual accounts
Director · represented by Rudi Langens
Also active at: KOLUM VERZEKERINGSTEAM, IMMO MATRIX-KOLUM, GMK INVEST
since 2025
Rudi Langens
Managing director
Also active at: IMMO MATRIX, BRJ, BZB-FEDAFIN, Icefactory Europe, GMK INVEST, Hypo-Expert, METRIS FINANCIAL PROFESSIONALS, Metris Antwerpen +4 more
since 2025
Kristof Pauwels
Director
Also active at: KOLUM VERZEKERINGSTEAM, IMMO MATRIX-KOLUM, MVP Invest, IMMO KOLUM, Groep Matrix Kolum
since 2025
since 2025
Director · represented by Samuel Melis
Also active at: Win Asset Management, Groep Matrix Kolum
since 2025
since 2025
Peter Vermeerbergen
Director
since 2025
since 2023 · until 2025
Michel Stessels
Director
· until 2025
since 2023 · until 2025
Shareholders
Participations
18.2%
Establishments
Establishment units
Physical locations of this company
Bredabaan 661
2930 Brasschaat
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0460.648.941
- VAT number
- BE 0460.648.941
- Registered office
- Bredabaan 661, 2930 Brasschaat
- Names & denominations
- MATRIX-KOLUM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 May 1997
- Peppol
- Active · Active since 7 Aug 2025
- Contact
- [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Fotokopiëren, documentvoorbereiding en andere gespecialiseerde ondersteunende activiteiten ten behoeve van kantoren
Overige technische testen en toetsen
Overige zakelijke dienstverlening, neg