Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 23.9 to 20.7.
Financials
Financial year 2025
De Immotheker from Leuven, company number BE0446728055, closed financial year 2025 with a result of € 659,134 after tax. For that financial year De Immotheker recorded a gross margin of € 2.9 million and equity of € 3.4 million. Compared with financial year 2024, the result moved from € 82,175 to € 659,134. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.
€ 3.4 million
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 659,134
▲ € 576,960 vs 2024
Profit after tax over the fiscal year.
€ 2.8 million
▲ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
30 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
20.7
▼ 2.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.6 million
▼ 11% vs 2024
€ 75,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 45,488
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 655,610
▼ 18% vs 2024
€ 76,848 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 215,726
▲ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 636,260
▲ 21% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,387,659 | € 2,572,995 | € 2,471,735 | € 2,929,410 | ▲ 19% |
| Profit after taxes | € 836,747 | € 160,380 | € 82,175 | € 659,134 | ▲ € 576,960 |
| Equity | € 2,695,317 | € 2,855,696 | € 2,937,871 | € 3,397,005 | ▲ 16% |
| Total debts | € 5,161,175 | € 4,837,054 | € 4,838,170 | € 5,822,928 | ▲ 20% |
| Cash | € 1,988,313 | € 2,148,499 | € 2,377,465 | € 2,781,314 | ▲ 17% |
| Land & buildings | € 707,018 | € 671,096 | € 637,911 | € 599,795 | ▼ 6% |
| Retained profit | € 2,676,517 | € 2,836,896 | € 2,919,071 | € 3,378,205 | ▲ 16% |
| Dividend | € 0 | € 0 | € 0 | € 200,000 | |
| Bank debt | € 995,812 | € 953,228 | € 798,705 | € 655,610 | ▼ 18% |
| Balance sheet total | € 7,862,796 | € 7,702,357 | € 7,785,646 | € 9,229,539 | ▲ 19% |
| Employees (FTE) | 25.7 | 23.9 | 23.6 | 20.7 | ▼ 2.9 |
Key figures of De Immotheker, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to De Immotheker?
What happened at De Immotheker in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 659,134 (▲ € 576,960 vs 2024). Source: NBB ↗
- New establishment in Turnhout. KBO
- New establishment in Gembloux. KBO
- New establishment in Lokeren. KBO
- New establishment in Nijlen. KBO
- New establishment in Hasselt. KBO
- New establishment in Heist-op-den-Berg. KBO
- New establishment in Antwerpen. KBO
In short
From € 836,747 profit in 2022 to € 659,134 profit in 2025.
Paid € 797,870 in corporate taxes since 2022.
Best year ever: 2022, with € 836,747 profit.
On average € 141,500 of value added per employee in 2025.
Management
Behind De Immotheker are Jan Romain, Alex Geens and John Romain. The same people are also behind VIRTUAL HOUSE. Alex Geens is also behind FISKAMED DIENSTEN EN VERZEKERINGEN, NUMUS and BZB-FEDAFIN. John Romain is also behind FISKAMED DIENSTEN EN VERZEKERINGEN and NUMUS.
Directors
According to the 2025 annual accounts
Alex Geens
Director
Also active at: FISKAMED DIENSTEN EN VERZEKERINGEN, NUMUS, BZB-FEDAFIN, VIRTUAL HOUSE
Establishments
Establishment units
Physical locations of this company
Vital Decosterstraat 50C
3000 Leuven
Jan Stasstraat 14
3000 Leuven
Active since 20 March 1992
Boulevard Piercot 44
4000 Liège
Active since 1 September 2011
Stationslaan 5 box 1
3700 Tongeren-Borgloon
Active since 1 August 2014
Louis Robbeplein(Kor) 5 A
8500 Kortrijk
Active since 1 January 2015
Theophiel De Biestraat 18 box 1
2220 Heist-op-den-Berg
Active since 1 February 2017
Bisschoppenhoflaan 140
2100 Antwerpen
Active since 1 March 2016
Statiestraat 5
2560 Nijlen
Active since 4 March 2020
Kempische steenweg 157 box 0.03
3500 Hasselt
Active since 1 January 2020
Stationsplein 7
9160 Lokeren
Active since 1 April 2023
Chaussée de Namur 130 box b
5030 Gembloux
Active since 11 March 2025
Parklaan 55/24
2300 Turnhout
Active since 11 May 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.728.055
- VAT number
- BE 0446.728.055
- Registered office
- Vital Decosterstraat 50C, 3000 Leuven
- Names & denominations
- De Immotheker
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 March 1992
- Peppol
- Active · Active since 28 Jul 2025
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.
Activiteiten van verzekeringsagenten en -makelaars