What does De Boever Verzekeringen do?

De Boever Verzekeringen is an insurance broker in Lede. Public Limited, started on 1 February 2005, 2 establishments.

What is the address of De Boever Verzekeringen?

The registered office of De Boever Verzekeringen is located at Oordegemkouter 124, 9340 Lede.

Is De Boever Verzekeringen still active?

Yes. According to the CBE (29 October 2026) De Boever Verzekeringen is active, legal situation “Normale toestand”, started on 1 February 2005.

Is De Boever Verzekeringen registered on Peppol?

No, De Boever Verzekeringen is currently not registered on the Peppol network.

What is the enterprise number of De Boever Verzekeringen?

The enterprise number of De Boever Verzekeringen is BE0871582216.

When was De Boever Verzekeringen founded?

De Boever Verzekeringen was founded on 1 February 2005.

Who are the directors of De Boever Verzekeringen?

According to the 2025 annual accounts, the directors of De Boever Verzekeringen are: Lexako Bv, SEREMA BV.

Is De Boever Verzekeringen a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 February 2005; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did De Boever Verzekeringen make in 2025?

De Boever Verzekeringen recorded a loss after taxes of € 20,696 in financial year 2025.

What is the revenue of De Boever Verzekeringen?

As a small company, De Boever Verzekeringen is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,255,250.

How much does an employee at De Boever Verzekeringen earn?

The average wage cost per full-time employee at De Boever Verzekeringen was € 79,800 in 2025: staff costs of € 1.1 million for 13.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does De Boever Verzekeringen have?

According to the 2025 annual accounts, De Boever Verzekeringen has 13.4 full-time equivalents (FTE).

De Boever Verzekeringen (Public Limited) - Lede

Dossier De Boever Verzekeringen, printed on 29 October 2026 from databakkes.be/en/0871582216/de-boever-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

De Boever Verzekeringen from Lede, company number BE0871582216, closed financial year 2025 with a result of € -20,696 after tax. For that financial year De Boever Verzekeringen recorded a gross margin of € 1.3 million and equity of € 409,902. Compared with financial year 2024, the result moved from € 269,800 to € -20,696. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.

What it is worth Healthy

€ 409,902

▼ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -20,696

▼ still € 269,800 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 585,692

▼ 45% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 336,804.

People and assets in 2025

Full-time equivalents

13.4

▲ 1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.1 million

▲ 1% vs 2024

€ 79,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 94,895

▼ 22% vs 2024

Of which on lease € 76,294.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 96,871

▼ 46% vs 2024

€ 43,215 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 2 million

▲ 28% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 218,032

▲ 31% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,072,167 Gross margin 2022: € 1,072,167 First fiscal year in the series	€ 1,294,583 Gross margin 2023: € 1,294,583 ▲ 21% vs 2022 (€ 1,072,167) Favourable step	€ 1,608,580 Gross margin 2024: € 1,608,580 ▲ 24% vs 2023 (€ 1,294,583) Favourable step	€ 1,255,250 Gross margin 2025: € 1,255,250 ▼ 22% vs 2024 (€ 1,608,580) Unfavourable step	▼ 22%
Profit after taxes	€ 564 Profit after taxes 2022: € 564 First fiscal year in the series	€ -42,432 Profit after taxes 2023: € -42,432 ▼ € 42,996 vs 2022 (€ 564) Unfavourable step	€ 269,800 Profit after taxes 2024: € 269,800 ▲ € 312,232 vs 2023 (€ -42,432) Favourable step	€ -20,696 Profit after taxes 2025: € -20,696 ▼ € 290,496 vs 2024 (€ 269,800) Unfavourable step	▼ € 290,496
Equity	€ 330,229 Equity 2022: € 330,229 First fiscal year in the series	€ 160,798 Equity 2023: € 160,798 ▼ 51% vs 2022 (€ 330,229) Unfavourable step	€ 430,598 Equity 2024: € 430,598 ▲ 168% vs 2023 (€ 160,798) Favourable step	€ 409,902 Equity 2025: € 409,902 ▼ 5% vs 2024 (€ 430,598) Unfavourable step	▼ 5%
Total debts	€ 2,559,640 Total debts 2022: € 2,559,640 First fiscal year in the series	€ 2,458,532 Total debts 2023: € 2,458,532 ▼ 4% vs 2022 (€ 2,559,640) Favourable step	€ 2,427,465 Total debts 2024: € 2,427,465 ▼ 1% vs 2023 (€ 2,458,532) Favourable step	€ 3,265,537 Total debts 2025: € 3,265,537 ▲ 35% vs 2024 (€ 2,427,465) Unfavourable step	▲ 35%
Cash	€ 306,719 Cash 2022: € 306,719 First fiscal year in the series	€ 535,811 Cash 2023: € 535,811 ▲ 75% vs 2022 (€ 306,719) Favourable step	€ 1,065,246 Cash 2024: € 1,065,246 ▲ 99% vs 2023 (€ 535,811) Favourable step	€ 585,692 Cash 2025: € 585,692 ▼ 45% vs 2024 (€ 1,065,246) Unfavourable step	▼ 45%
Retained profit	€ 257,131 Retained profit 2022: € 257,131 First fiscal year in the series	€ 87,699 Retained profit 2023: € 87,699 ▼ 66% vs 2022 (€ 257,131) Unfavourable step	€ 357,499 Retained profit 2024: € 357,499 ▲ € 269,800 vs 2023 (€ 87,699) Favourable step	€ 336,804 Retained profit 2025: € 336,804 ▼ 6% vs 2024 (€ 357,499) Unfavourable step	▼ 6%
Dividend	€ 90,000 Dividend 2022: € 90,000 First fiscal year in the series	€ 127,000 Dividend 2023: € 127,000 ▲ 41% vs 2022 (€ 90,000) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 127,000) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 93,524 Bank debt 2022: € 93,524 First fiscal year in the series	€ 126,968 Bank debt 2023: € 126,968 ▲ 36% vs 2022 (€ 93,524) Unfavourable step	€ 178,437 Bank debt 2024: € 178,437 ▲ 41% vs 2023 (€ 126,968) Unfavourable step	€ 96,871 Bank debt 2025: € 96,871 ▼ 46% vs 2024 (€ 178,437) Favourable step	▼ 46%
Balance sheet total	€ 2,890,742 Balance sheet total 2022: € 2,890,742 First fiscal year in the series	€ 2,620,202 Balance sheet total 2023: € 2,620,202 ▼ 9% vs 2022 (€ 2,890,742) Unchanged	€ 2,858,935 Balance sheet total 2024: € 2,858,935 ▲ 9% vs 2023 (€ 2,620,202) Unchanged	€ 3,676,312 Balance sheet total 2025: € 3,676,312 ▲ 29% vs 2024 (€ 2,858,935) Unchanged	▲ 29%
Employees (FTE)	12.1 Employees (FTE) 2022: 12.1 First fiscal year in the series	13.3 Employees (FTE) 2023: 13.3 ▲ 1.2 vs 2022 (12.1) Unchanged	12.4 Employees (FTE) 2024: 12.4 ▼ 0.9 vs 2023 (13.3) Unchanged	13.4 Employees (FTE) 2025: 13.4 ▲ 1 vs 2024 (12.4) Unchanged	▲ 1

Key figures of De Boever Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to De Boever Verzekeringen?

What happened at De Boever Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2030 Lexako Bv stepped down as director. NBB
2030 SEREMA BV stepped down as director. NBB
Jul 3, 2026 New annual accounts for financial year 2025: loss of € 20,696 (▼ € 290,496 vs 2024). Source: NBB ↗
2024 Lexako Bv became a director. NBB
2024 SEREMA BV became a director. NBB
Oct 1, 2021 New establishment in Aalst. KBO
Feb 1, 2005 New establishment in Lede. KBO
Feb 1, 2005 Start of the company according to the CBE. KBO

In short

From € 564 profit in 2022 to € 20,696 loss in 2025.

Paid € 221,757 in corporate taxes since 2022.

Best year ever: 2024, with € 269,800 profit.

On average € 93,700 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

XL SERVICES 100%

Group induver 100%

The stake of XL SERVICES, Group induver comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

De Boever Verzekeringen

The shares are held by XL SERVICES (100%) and Group induver (100%).

Directors

According to the 2025 annual accounts

Lexako Bv

Director · represented by Tim De Boever

since 2024 · until 2030

SEREMA BV

Director · represented by Sijmons seppe

Also active at: VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, W. HANOT ET FILS, MASLO, DESSY +21 more

since 2024 · until 2030

Shareholders

XL SERVICES

100%

Group induver

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Oordegemkouter 124

9340 Lede

2.324.646.867

Gentse steenweg 175

9300 Aalst

Active since 1 October 2021

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0871.582.216
VAT number: BE 0871.582.216
Registered office: Oordegemkouter 124, 9340 Lede
Names & denominations: De Boever Verzekeringen
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 1 February 2005
Peppol: Not registered
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗