Financials
Financial year 2025
VERZEKERINGEN VANOVERBEKE from Kuurne, company number BE0411906441, closed financial year 2025 with a result of € 288,907 after tax. For that financial year VERZEKERINGEN VANOVERBEKE recorded a gross margin of € 822,777 and equity of € 697,184. Compared with financial year 2025, the result moved from € 692,941 to € 288,907. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 697,184
▲ 71% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 288,907
▼ 58% vs 2025
Profit after tax over the fiscal year.
€ 891,929
▲ 16% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 635,684.
People and assets in 2025
7.2
▲ 1.5 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 353,320
▼ 26% vs 2025
€ 49,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 171,767
▲ 12% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 962,052
▼ 5% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 110,242
▼ 15% vs 2025
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2025 | 2025 | Change 2025 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 707,119 | € 912,204 | € 1,536,128 | € 822,777 | ▼ 46% |
| Profit after taxes | € 216,215 | € 281,194 | € 692,941 | € 288,907 | ▼ 58% |
| Equity | € 119,884 | € 121,078 | € 408,278 | € 697,184 | ▲ 71% |
| Total debts | € 971,175 | € 2,142,474 | € 1,150,991 | € 1,640,144 | ▲ 42% |
| Cash | € 768,140 | € 766,387 | € 770,742 | € 891,929 | ▲ 16% |
| Land & buildings | € 51,048 | € 710,176 | € 7,466 | € 6,825 | ▼ 9% |
| Retained profit | € 57,884 | € 59,078 | € 346,778 | € 635,684 | ▲ 83% |
| Dividend | € 210,000 | € 280,000 | € 0 | € 0 | |
| Bank debt | € 61,614 | € 851,129 | € 1,935 | € 0 | ▼ 100% |
| Balance sheet total | € 1,091,060 | € 2,263,553 | € 1,559,269 | € 2,337,329 | ▲ 50% |
| Employees (FTE) | 4.8 | 5.3 | 5.7 | 7.2 | ▲ 1.5 |
Key figures of VERZEKERINGEN VANOVERBEKE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN VANOVERBEKE?
What happened at VERZEKERINGEN VANOVERBEKE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 692,941 (▲ 146% vs 2023). Source: NBB ↗
- Serema BV became a director. NBB
- FINALIZ BV became a director. NBB
- NIVANCO BV became a director. NBB
- DVMD CommV became a director. NBB
- New establishment in Ieper. KBO
- New establishment in Kuurne. KBO
- Start of the company according to the CBE. KBO
In short
From € 216,215 profit in 2022 to € 288,907 profit in 2025.
Paid € 502,210 in corporate taxes since 2022.
Best year ever: 2025, with € 692,941 profit.
On average € 114,300 of value added per employee in 2025.
Management
The stake of Group induver, FINALIZ, NIVANCO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VERZEKERINGEN VANOVERBEKEBehind VERZEKERINGEN VANOVERBEKE are FINALIZ BV, NIVANCO BV, DVMD CommV and Serema BV. The shares are held by Group induver (100%), FINALIZ (33%) and NIVANCO.
Directors
According to the 2025 annual accounts
Director, Managing director · represented by Mark Velghe
since 2023
Director, Managing director · represented by Nicolas Vanoverbeke, Nicolas Vanoverbeke
since 2023
Director, Managing director · represented by Dirk Vanoverbeke
since 2023
Managing director · represented by Seppe Sijmons
Also active at: Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, W. HANOT ET FILS, MASLO, DESSY, INDUVER GENT +21 more
since 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kortrijksestraat 175
8520 Kuurne
Ter Waarde 50
8900 Ieper
Active since 1 August 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
Website info
Features
Security
Details
- Company number
- 0411.906.441
- VAT number
- BE 0411.906.441
- Registered office
- Kortrijksestraat 175, 8520 Kuurne
- Names & denominations
- VERZEKERINGEN VANOVERBEKE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 1971
- Peppol
- Active · Active since 14 Oct 2026
- Contact
- vanoverbeke.be
- Activities · NACE
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