DESSY is an insurance broker in Beersel. Public Limited, started on 29 December 1989, 1 establishment.

What is the address of DESSY?

The registered office of DESSY is located at Laarheidestraat 28, 1650 Beersel.

Is DESSY still active?

Yes. According to the CBE (29 October 2026) DESSY is active, legal situation “Normale toestand”, started on 29 December 1989.

Is DESSY registered on Peppol?

Yes, DESSY is registered on the Peppol network with ID 0208:0439855903.

What is the enterprise number of DESSY?

The enterprise number of DESSY is BE0439855903.

When was DESSY founded?

DESSY was founded on 29 December 1989.

Who are the directors of DESSY?

According to the 2025 annual accounts, the directors of DESSY are: SUDOR BV, SEREMA BV, Elena DESSY, Carl DESSY, Mireille CARDINAL.

Is DESSY a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 December 1989; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account.

How much profit did DESSY make in 2025?

DESSY posted a profit after taxes of € 8,030 in financial year 2025.

What is the revenue of DESSY?

As a small company, DESSY is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 367,065.

How much does an employee at DESSY earn?

The average wage cost per full-time employee at DESSY was € 81,700 in 2023: staff costs of € 196,050 for 2.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

Does DESSY have a website?

Yes, DESSY has a website at dsyweb.be.

DESSY (Public Limited) - Beersel - BE0439855903

Dossier DESSY, printed on 29 October 2026 from databakkes.be/en/0439855903/dessy. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

DESSY from Beersel, company number BE0439855903, closed financial year 2025 with a result of € 8,030 after tax. For that financial year DESSY recorded a gross margin of € 367,065 and equity of € 165,560. Compared with financial year 2024, the result moved from € -27,631 to € 8,030. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 22, 2026.

What it is worth Growing

€ 165,560

▲ 5% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 8,030

▲ still € 27,631 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 172,641

▲ 153% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -43,102.

People and assets in 2025

Wage cost

€ 214,635

▼ 11% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,330

▼ 97% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 181,637

▲ 51% vs 2024

€ 101,723 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 227,660

▼ 6% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 53,497

▼ 14% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 336,988 Gross margin 2022: € 336,988 First fiscal year in the series	€ 358,510 Gross margin 2023: € 358,510 ▲ 6% vs 2022 (€ 336,988) Favourable step	€ 356,940 Gross margin 2024: € 356,940 Unchanged (€ 358,510) Unfavourable step	€ 367,065 Gross margin 2025: € 367,065 ▲ 3% vs 2024 (€ 356,940) Favourable step	▲ 3%
Profit after taxes	€ 11,830 Profit after taxes 2022: € 11,830 First fiscal year in the series	€ 39,605 Profit after taxes 2023: € 39,605 ▲ 235% vs 2022 (€ 11,830) Favourable step	€ -27,631 Profit after taxes 2024: € -27,631 ▼ € 67,236 vs 2023 (€ 39,605) Unfavourable step	€ 8,030 Profit after taxes 2025: € 8,030 ▲ € 35,661 vs 2024 (€ -27,631) Favourable step	▲ € 35,661
Equity	€ 145,556 Equity 2022: € 145,556 First fiscal year in the series	€ 185,161 Equity 2023: € 185,161 ▲ 27% vs 2022 (€ 145,556) Favourable step	€ 157,530 Equity 2024: € 157,530 ▼ 15% vs 2023 (€ 185,161) Unfavourable step	€ 165,560 Equity 2025: € 165,560 ▲ 5% vs 2024 (€ 157,530) Favourable step	▲ 5%
Total debts	€ 1,000,191 Total debts 2022: € 1,000,191 First fiscal year in the series	€ 940,412 Total debts 2023: € 940,412 ▼ 6% vs 2022 (€ 1,000,191) Favourable step	€ 750,298 Total debts 2024: € 750,298 ▼ 20% vs 2023 (€ 940,412) Favourable step	€ 721,006 Total debts 2025: € 721,006 ▼ 4% vs 2024 (€ 750,298) Favourable step	▼ 4%
Cash	€ 141,544 Cash 2022: € 141,544 First fiscal year in the series	€ 102,020 Cash 2023: € 102,020 ▼ 28% vs 2022 (€ 141,544) Unfavourable step	€ 68,149 Cash 2024: € 68,149 ▼ 33% vs 2023 (€ 102,020) Unfavourable step	€ 172,641 Cash 2025: € 172,641 ▲ 153% vs 2024 (€ 68,149) Favourable step	▲ 153%
Land & buildings	€ 448,485 Land & buildings 2022: € 448,485 First fiscal year in the series	€ 439,352 Land & buildings 2023: € 439,352 ▼ 2% vs 2022 (€ 448,485) Unchanged	€ 500,999 Land & buildings 2024: € 500,999 ▲ 14% vs 2023 (€ 439,352) Unchanged	€ 490,697 Land & buildings 2025: € 490,697 ▼ 2% vs 2024 (€ 500,999) Unchanged	▼ 2%
Retained profit	€ -9,377 Retained profit 2022: € -9,377 First fiscal year in the series	€ 30,228 Retained profit 2023: € 30,228 ▲ € 39,605 vs 2022 (€ -9,377) Favourable step	€ -51,132 Retained profit 2024: € -51,132 ▼ € 81,359 vs 2023 (€ 30,228) Unfavourable step	€ -43,102 Retained profit 2025: € -43,102 ▲ € 8,030 vs 2024 (€ -51,132) Favourable step	▲ € 8,030
Bank debt	€ 344,022 Bank debt 2022: € 344,022 First fiscal year in the series	€ 233,308 Bank debt 2023: € 233,308 ▼ 32% vs 2022 (€ 344,022) Favourable step	€ 120,526 Bank debt 2024: € 120,526 ▼ 48% vs 2023 (€ 233,308) Favourable step	€ 181,637 Bank debt 2025: € 181,637 ▲ 51% vs 2024 (€ 120,526) Unfavourable step	▲ 51%
Balance sheet total	€ 1,145,747 Balance sheet total 2022: € 1,145,747 First fiscal year in the series	€ 1,125,573 Balance sheet total 2023: € 1,125,573 ▼ 2% vs 2022 (€ 1,145,747) Unchanged	€ 907,828 Balance sheet total 2024: € 907,828 ▼ 19% vs 2023 (€ 1,125,573) Unchanged	€ 886,566 Balance sheet total 2025: € 886,566 ▼ 2% vs 2024 (€ 907,828) Unchanged	▼ 2%
Employees (FTE)	2.8 Employees (FTE) 2022: 2.8 First fiscal year in the series	2.4 Employees (FTE) 2023: 2.4 ▼ 0.4 vs 2022 (2.8) Unchanged	-	-

Key figures of DESSY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DESSY?

What happened at DESSY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 22, 2026 New annual accounts for financial year 2025: profit of € 8,030. Source: NBB ↗
2026 SUDOR BV became a director. NBB
2026 SEREMA BV became a director. NBB
2026 Elena DESSY stepped down as director. NBB
2026 Carl DESSY stepped down as director. NBB
2026 Mireille CARDINAL stepped down as director. NBB
2025 Elena DESSY became a director. NBB
2025 Carl DESSY became a director. NBB

In short

From € 11,830 profit in 2022 to € 8,030 profit in 2025.

Paid € 48,031 in corporate taxes since 2022.

Best year ever: 2023, with € 39,605 profit.

On average € 149,400 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

SUDOR BV SEREMA BV

Group induver

DEHON & Associés

DESSY

VERZEKERINGEN VANOVERBEKE

+26

Behind DESSY are SUDOR BV and SEREMA BV. The same people are also behind Group induver, DEHON & Associés, GROUP CLAEYS-DELAEY, ICC Holding and Group Induver Advisory Services. SEREMA BV is also behind VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA and VERZEKERINGSKANTOOR JOHAN DESMET.

Directors

According to the 2025 annual accounts

SUDOR BV

Director · represented by Karel De Bondt

Also active at: Group induver, DEHON & Associés, GROUP CLAEYS-DELAEY, ICC Holding, Group Induver Advisory Services, ICC BidCo, ICC TopCo, ICC MidCo

since 2026

SEREMA BV

Managing director · represented by Seppe Sijmons

Also active at: VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, W. HANOT ET FILS, MASLO, INDUVER GENT +21 more

since 2026

Elena DESSY

Director

since 2025 · until 2026

Carl DESSY

Director

since 2025 · until 2026

Mireille CARDINAL

Director

since 2025 · until 2026

Establishments

Establishment units

Physical locations of this company

Registered office

Laarheidestraat 28

1650 Beersel

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS dsyweb.be

Canonical: https://www.dsyweb.be/nl-be

About

Technologies

ASP.NETDrupalFont AwesomeMatomoOpenCartOptinMonsterPHPSquarespaceVimeoYoast SEOYouTube Embed

Certifications & Partners

FEB/VBO

Website info

HTTPS Ja

Languages FR, NL

Features

Webshop Blog Jobs Newsletter Contact page

Details

Company number

0439.855.903

VAT number

BE 0439.855.903

Registered office

Laarheidestraat 28, 1650 Beersel

Names & denominations

DESSY

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

29 December 1989

Peppol

Active · Active since 27 Mar 2026

Contact

dsyweb.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

DESSY

Warning lights

Financials

What happened to DESSY?

Management

Directors

Establishments

Establishment units

Website

Technologies

Certifications & Partners

Website info

Features

Details

Frequently asked questions