Financials
Financial year 2025
AKSES FINANCIAL COACHING from Halle, company number BE0542865547, closed financial year 2025 with a result of € 440,605 after tax. For that financial year AKSES FINANCIAL COACHING recorded a gross margin of € 1.9 million and equity of € 2.2 million. Compared with financial year 2024, the result moved from € 266,076 to € 440,605. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 2.2 million
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 440,605
▲ 66% vs 2024
Profit after tax over the fiscal year.
€ 448,372
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2 million.
People and assets in 2025
10.8
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1 million
▲ 30% vs 2024
€ 94,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 107,592
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 25,132
▼ 69% vs 2024
€ 13,473 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 543,622
▲ 162% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 467,751
▲ 226% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 556,797 | € 1,010,871 | € 1,302,277 | € 1,936,681 | ▲ 49% |
| Profit after taxes | € 70,600 | € 228,673 | € 266,076 | € 440,605 | ▲ 66% |
| Equity | € 1,258,509 | € 1,487,182 | € 1,753,257 | € 2,193,863 | ▲ 25% |
| Total debts | € 436,080 | € 371,911 | € 433,627 | € 1,881,140 | ▲ € 1.4 million |
| Cash | € 169,163 | € 430,638 | € 567,421 | € 448,372 | ▼ 21% |
| Retained profit | € 1,058,509 | € 1,287,182 | € 1,553,257 | € 1,993,863 | ▲ 28% |
| Bank debt | € 294,027 | € 131,027 | € 80,420 | € 25,132 | ▼ 69% |
| Balance sheet total | € 1,694,589 | € 1,859,093 | € 2,186,884 | € 4,075,002 | ▲ 86% |
| Employees (FTE) | 5.3 | 8.4 | 11.2 | 10.8 | ▼ 0.4 |
Key figures of AKSES FINANCIAL COACHING, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AKSES FINANCIAL COACHING?
What happened at AKSES FINANCIAL COACHING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 440,605 (▲ 66% vs 2024). Source: NBB ↗
- SEREMA BV became a director. NBB
- BUSHIDO CommV became a director. NBB
- MAJIME CommV became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Halle. KBO
In short
From € 70,600 profit in 2023 to € 440,605 profit in 2025.
Paid € 483,401 in corporate taxes since 2023.
Best year ever: 2025, with € 440,605 profit.
On average € 179,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SMISMANS & PARTNERS, Group induver comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AKSES FINANCIAL COACHINGBehind AKSES FINANCIAL COACHING are BUSHIDO CommV, MAJIME CommV and SEREMA BV. The shares are held by SMISMANS & PARTNERS (100%) and Group induver (100%).
Directors
According to the 2025 annual accounts
Director · represented by Sven Elias Van Wonterghem
Also active at: AKSES HALLE, SMISMANS & PARTNERS
since 2020
Director · represented by Maxime Remi De Deyn
Also active at: AKSES HALLE, SMISMANS & PARTNERS
since 2020
Director · represented by Seppe Sijmons
Also active at: VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, W. HANOT ET FILS, MASLO, DESSY +21 more
since 2024
Shareholders
100%
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bergensesteenweg 56
1500 Halle
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Website info
Features
Details
- Company number
- 0542.865.547
- VAT number
- BE 0542.865.547
- Registered office
- Bergensesteenweg 56, 1500 Halle
- Names & denominations
- AKSES FINANCIAL COACHING · AFC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2013
- Peppol
- Active · Active since 3 Sept 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars