Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VERMONT from Antwerpen, company number BE0421178849, closed financial year 2025 with a result of € -1,057 after tax. For that financial year VERMONT recorded a gross margin of € -6 and equity of € -1,332. Compared with financial year 2024, the result moved from € -513 to € -1,057. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 18, 2026.
€ -1,332
▼ € 1,057 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,057
▼ 106 % more loss than in 2024
Profit after tax over the fiscal year.
€ 226
▲ 163% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -150,068.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -76 | € -282 | € -367 | € -6 | ▲ € 361 |
| Profit after taxes | € -618 | € -868 | € -513 | € -1,057 | ▼ € 544 |
| Equity | € 1,107 | € 239 | € -274 | € -1,332 | ▼ € 1,057 |
| Total debts | € 286 | € 60 | € 360 | € 1,558 | ▲ € 1,198 |
| Cash | € 1,393 | € 299 | € 86 | € 226 | ▲ 163% |
| Retained profit | € -147,629 | € -148,497 | € -149,010 | € -150,068 | ▼ € 1,057 |
| Balance sheet total | € 1,393 | € 299 | € 86 | € 226 | ▲ 163% |
Key figures of VERMONT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERMONT?
What happened at VERMONT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Audrey Apers stepped down as director. NBB
- APERS & CO BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1,057. Source: NBB ↗
- APERS & CO BV became a director. NBB
- Audrey Apers became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 618 loss in 2022 to € 1,057 loss in 2025.
A new publication or filing at VERMONT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Managing director · represented by Paul Apers
Also active at: ASSUrantieën Professionals in Organisation & Risk Tools, Immofin, LAMBERMONT PLACE, SOKREMA VERZEKERINGEN
since 2023 · until 2029
Audrey Apers
Director
Also active at: ASSUrantieën Professionals in Organisation & Risk Tools, Belgian Insurance Consultants, Marc REYNAERS Verzekeringen - Marc REYNAERS Assurances, CATA, LAMBERMONT PLACE
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Allewaertstraat 16
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →ASSUrantieën Professionals in Organisation & Risk Tools same network
€ -88 gross margin · 2025
APERS & C° same network
€ -3,379 gross margin · 2025
Immofin same network
€ 3,424 gross margin · 2025
Belgian Insurance Consultants same network
€ -88 gross margin · 2025
Marc REYNAERS Verzekeringen - Marc REYNAERS Assurances same network
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0421.178.849
- VAT number
- BE 0421.178.849
- Registered office
- Allewaertstraat 16, 2000 Antwerpen
- Names & denominations
- VERMONT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 December 1980
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten