Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
CALLANT VERZEKERINGEN ANTWERPEN from Antwerpen, company number BE0444457364, closed financial year 2024 with a result of € -141,591 after tax. For that financial year CALLANT VERZEKERINGEN ANTWERPEN recorded a gross margin of € 4.2 million and equity of € 602,507. Compared with financial year 2023, the result moved from € 38,793 to € -141,591. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2025.
€ 602,507
▼ 19% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -141,591
▼ still € 38,793 profit in 2023
Profit after tax over the fiscal year.
€ 1.1 million
▲ 12% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10,693.
People and assets in 2024
39.3
▼ 2.1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 3.1 million
▼ 3% vs 2023
€ 78,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 182,910
▼ 4% vs 2023
Of which on lease € 94,477.
Debts at end 2024
€ 4.4 million
▼ 17% vs 2023
€ 943,567 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 5.5 million
▲ 5% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 299,992
▼ 45% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 2,730,444 | € 3,304,003 | € 4,746,902 | € 4,231,897 | ▼ 11% |
| Profit after taxes | € 26,971 | € 9,242 | € 38,793 | € -141,591 | ▼ € 180,384 |
| Equity | € 696,064 | € 705,306 | € 744,099 | € 602,507 | ▼ 19% |
| Total debts | € 9,099,691 | € 8,939,706 | € 11,425,617 | € 10,379,493 | ▼ 9% |
| Cash | € 660,591 | € 1,481,334 | € 965,037 | € 1,083,280 | ▲ 12% |
| Retained profit | € 82,864 | € 92,106 | € 130,899 | € -10,693 | ▼ € 141,591 |
| Bank debt | € 3,423,030 | € 3,555,673 | € 5,327,013 | € 4,401,158 | ▼ 17% |
| Balance sheet total | € 9,795,755 | € 9,645,012 | € 12,169,716 | € 10,982,000 | ▼ 10% |
| Employees (FTE) | 30.2 | 36.3 | 41.4 | 39.3 | ▼ 2.1 |
Key figures of CALLANT VERZEKERINGEN ANTWERPEN, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CALLANT VERZEKERINGEN ANTWERPEN?
What happened at CALLANT VERZEKERINGEN ANTWERPEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Berali BV stepped down as director. NBB
- New establishment in Geel. KBO
- New establishment in Denderleeuw. KBO
- New annual accounts for financial year 2024: loss of € 141,591 (▼ € 180,384 vs 2023). Source: NBB ↗
- Berali BV became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,971 profit in 2021 to € 141,591 loss in 2024.
Paid € 216,394 in corporate taxes since 2021.
Best year ever: 2023, with € 38,793 profit.
On average € 107,700 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CALLANT VERZEKERINGSKANTOOR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CALLANT VERZEKERINGEN ANTWERPENBehind CALLANT VERZEKERINGEN ANTWERPEN are Alain Robyns and Lune NV. The shares are held by CALLANT VERZEKERINGSKANTOOR (100%). It owns 15.8% of Brokercloud itself.
Directors
According to the 2024 annual accounts
Alain Robyns
Director
Managing director · represented by Peter Callant
Also active at: CALLANT VERZEKERINGEN KEMPEN, CALLANT FINANCIEEL ADVIES, CALLANT VERZEKERINGSKANTOOR, NATEL, KEYPOINT, Sea Mile Properties
Director · represented by Bert Vanbesien
Also active at: CALLANT VERZEKERINGEN KEMPEN, CALLANT VERZEKERINGSKANTOOR, NATEL, InsuCarrier
since 2023 · until 2029
Shareholders
Participations
15.8%
Establishments
Establishment units
Physical locations of this company
Frankrijklei 112 box 4
2000 Antwerpen
Kasteelstraat 3 box A
9470 Denderleeuw
Active since 27 October 2025
Diestseweg 38
2440 Geel
Active since 1 January 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →GERLEXCO
€ 1.1 million gross margin · 2025
FERROMAC GROUP
€ 673,920 gross margin · 2025
SWIPPLE
€ 99,966 gross margin · 2025
InsuCarrier same network
€ 5,973 gross margin · 2025
FULLSEND
€ 318,930 gross margin · 2025
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.457.364
- VAT number
- BE 0444.457.364
- Registered office
- Frankrijklei 112 bus 4, 2000 Antwerpen
- Names & denominations
- CALLANT VERZEKERINGEN ANTWERPEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 June 1991
- Peppol
- Active · Active since 2 Feb 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten