Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
VERZEKERINGSKANTOOR ANTWERPEN METROPOOL from Antwerpen, company number BE0466539712, closed financial year 2024 with a result of € 360,349 after tax. For that financial year VERZEKERINGSKANTOOR ANTWERPEN METROPOOL recorded a gross margin of € 1.2 million and equity of € 199,458. Compared with financial year 2023, the result moved from € 510,084 to € 360,349. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2025.
€ 199,458
▲ 5% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 360,349
▼ 29% vs 2023
Profit after tax over the fiscal year.
€ 47,781
▼ 79% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 350,000 paid out
97 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2024
9
▲ 0.8 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 711,876
▲ 14% vs 2023
€ 79,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 7,986
▼ 16% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 405,819
▼ 11% vs 2023
€ 50,960 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 27,937
▲ 72% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 66,975
▲ 45% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 1,141,906 | € 1,050,349 | € 1,222,216 | € 1,157,946 | ▼ 5% |
| Profit after taxes | € 622,411 | € 443,829 | € 510,084 | € 360,349 | ▼ 29% |
| Equity | € 175,196 | € 179,025 | € 189,109 | € 199,458 | ▲ 5% |
| Total debts | € 1,211,313 | € 956,009 | € 1,026,081 | € 859,721 | ▼ 16% |
| Cash | € 395,268 | € 167,855 | € 228,878 | € 47,781 | ▼ 79% |
| Land & buildings | € 711,304 | € 678,970 | € 719,734 | € 689,002 | ▼ 4% |
| Retained profit | € 113,696 | € 117,525 | € 127,609 | € 137,958 | ▲ 8% |
| Dividend | € 625,000 | € 440,000 | € 500,000 | € 350,000 | ▼ 30% |
| Bank debt | € 485,210 | € 426,345 | € 454,714 | € 405,819 | ▼ 11% |
| Balance sheet total | € 1,386,509 | € 1,135,034 | € 1,215,189 | € 1,059,179 | ▼ 13% |
| Employees (FTE) | 6.7 | 7.1 | 8.2 | 9 | ▲ 0.8 |
Key figures of VERZEKERINGSKANTOOR ANTWERPEN METROPOOL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to VERZEKERINGSKANTOOR ANTWERPEN METROPOOL?
What happened at VERZEKERINGSKANTOOR ANTWERPEN METROPOOL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 360,349 (▼ 29% vs 2023). filed late Source: NBB ↗
- Astrid Koslowski CommV became a director. NBB
- RH Verzekeringen CommV CommV became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 622,411 profit in 2021 to € 360,349 profit in 2024.
Paid € 24,637 in corporate taxes since 2021.
Best year ever: 2021, with € 622,411 profit.
On average € 128,700 of value added per employee in 2024.
A new publication or filing at VERZEKERINGSKANTOOR ANTWERPEN METROPOOL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PETER KOSLOWSKI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VERZEKERINGSKANTOOR ANTWERPEN METROPOOLBehind VERZEKERINGSKANTOOR ANTWERPEN METROPOOL are RH Verzekeringen CommV CommV, Peter Koslowski BV BV, Astrid Koslowski CommV and Mannando CommV CommV. The shares are held by PETER KOSLOWSKI (46.5%).
Directors
According to the 2024 annual accounts
Managing director · represented by Hucic ALMIR
since 2022
Managing director · represented by Koslowski PETER
Managing director · represented by Koslowski ASTRID
since 2023
Managing director · represented by Janssens WILFRIED MARCEL
Shareholders
46.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Jan van Lierstraat 3 box A
2000 Antwerpen
Jan van Lierstraat 3 box OA
2000 Antwerpen
Active since 23 January 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
DIGITALOCEAN-ASN - DigitalOcean, LLC, US
Website info
Features
Security
Details
- Company number
- 0466.539.712
- VAT number
- BE 0466.539.712
- Registered office
- Jan van Lierstraat 3 bus A, 2000 Antwerpen
- Names & denominations
- VERZEKERINGSKANTOOR ANTWERPEN METROPOOL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 July 1999
- Peppol
- Active · Active since 18 Dec 2025
- Contact
- verzekeringenmetropool.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten