Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Belgian P&I from Antwerpen, company number BE0446169910, closed financial year 2025 with a result of € -15,875 after tax. For that financial year Belgian P&I recorded a gross margin of € 1.2 million and equity of € 705,714. Compared with financial year 2024, the result moved from € -600 to € -15,875. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 705,714
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,875
▼ 2544 % more loss than in 2024
Profit after tax over the fiscal year.
€ 583,886
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 580,714.
People and assets in 2025
8.9
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 19% vs 2024
€ 128,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 79,847
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 25,670
▼ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 171,027
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 897,568 | € 1,010,896 | € 983,919 | € 1,208,362 | ▲ 23% |
| Profit after taxes | € 147,319 | € 87,963 | € -600 | € -15,875 | ▼ € 15,275 |
| Equity | € 634,227 | € 722,190 | € 721,590 | € 705,714 | ▼ 2% |
| Total debts | € 612,019 | € 435,028 | € 750,136 | € 622,297 | ▼ 17% |
| Cash | € 726,592 | € 565,878 | € 648,281 | € 583,886 | ▼ 10% |
| Retained profit | € 509,227 | € 597,190 | € 596,590 | € 580,714 | ▼ 3% |
| Bank debt | € 183,377 | € 5,941 | € 11,991 | € 0 | ▼ 100% |
| Balance sheet total | € 1,246,246 | € 1,157,218 | € 1,471,726 | € 1,328,012 | ▼ 10% |
| Employees (FTE) | 7.5 | 7.3 | 8.4 | 8.9 | ▲ 0.5 |
Key figures of Belgian P&I, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Belgian P&I?
What happened at Belgian P&I in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Nils Heijboer stepped down as director. NBB
- SAA Holding B.V. stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 15,875. Source: NBB ↗
- Nils Heijboer became a director. NBB
- SAA Holding B.V. became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 147,319 profit in 2022 to € 15,875 loss in 2025.
Paid € 103,499 in corporate taxes since 2022.
Best year ever: 2022, with € 147,319 profit.
On average € 135,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Nils Heijboer
Director
since 2024 · until 2030
SAA Holding B.V.
Director · represented by Marc Jan Grandia
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Cellebroedersstraat 24 box 201
2000 Antwerpen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0446.169.910
- VAT number
- BE 0446.169.910
- Registered office
- Cellebroedersstraat 24 bus 201, 2000 Antwerpen
- Names & denominations
- Belgian P&I
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 1991
- Peppol
- Active · Active since 28 Aug 2025
- Activities · NACE
Activiteiten van risicoanalisten en schadetaxateurs
Schade- en risico- experten
Verzekeringsmakelaars en -agenten
Activiteiten van verzekeringsagenten en -makelaars