Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Belgian Insurance Consultants from Antwerpen, company number BE0428010916, closed financial year 2025 with a result of € -1,272 after tax. For that financial year Belgian Insurance Consultants recorded a gross margin of € -88 and equity of € 47,575. Compared with financial year 2024, the result moved from € -506 to € -1,272. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 18, 2026.
€ 47,575
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,272
▼ 151 % more loss than in 2024
Profit after tax over the fiscal year.
€ 10
▲ 184% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -76,372.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 991
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,000 | € 400 | - | € -88 | |
| Profit after taxes | € 297 | € -247 | € -506 | € -1,272 | ▼ € 766 |
| Equity | € 49,600 | € 49,353 | € 48,847 | € 47,575 | ▼ 3% |
| Total debts | € 31,319 | € 31,211 | € 31,711 | € 32,989 | ▲ 4% |
| Cash | € 365 | € 10 | € 4 | € 10 | ▲ 184% |
| Retained profit | € -74,347 | € -74,594 | € -75,100 | € -76,372 | ▼ € 1,272 |
| Balance sheet total | € 80,919 | € 80,564 | € 80,558 | € 80,564 |
Key figures of Belgian Insurance Consultants, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Belgian Insurance Consultants?
What happened at Belgian Insurance Consultants in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- LAMBERMONT PLACE NV stepped down as director. NBB
- Audrey Apers stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1,272. Source: NBB ↗
- LAMBERMONT PLACE NV became a director. NBB
- Audrey Apers became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 297 profit in 2022 to € 1,272 loss in 2025.
Paid € 108 in corporate taxes since 2022.
Best year ever: 2022, with € 297 profit.
A new publication or filing at Belgian Insurance Consultants? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
since 2021 · until 2027
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Allewaertstraat 16
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →ASSUrantieën Professionals in Organisation & Risk Tools same network
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€ 3,424 gross margin · 2025
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€ -6 gross margin · 2025
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0428.010.916
- VAT number
- BE 0428.010.916
- Registered office
- Allewaertstraat 16, 2000 Antwerpen
- Names & denominations
- B.I.C. · Belgian Insurance Consultants
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 February 1985
- Peppol
- Not registered