What does ADC BEERNEM do?

ADC BEERNEM is an insurance broker in Beernem. Private Limited, started on 30 January 2008, 1 establishment.

What is the address of ADC BEERNEM?

The registered office of ADC BEERNEM is located at Schooldreef 71, 8730 Beernem.

Is ADC BEERNEM still active?

Yes. According to the CBE (15 November 2026) ADC BEERNEM is active, legal situation “Normale toestand”, started on 30 January 2008.

Is ADC BEERNEM registered on Peppol?

Yes, ADC BEERNEM is registered on the Peppol network with ID 0208:0895340385.

What is the enterprise number of ADC BEERNEM?

The enterprise number of ADC BEERNEM is BE0895340385.

When was ADC BEERNEM founded?

ADC BEERNEM was founded on 30 January 2008.

Who are the directors of ADC BEERNEM?

According to the 2025 annual accounts, the directors of ADC BEERNEM are: KOEN DE CUYPER, WALTER DE CUYPER.

Is ADC BEERNEM a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 January 2008; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 1 events from the Belgian Official Gazette processed.

How much profit did ADC BEERNEM make in 2025?

ADC BEERNEM posted a profit after taxes of € 208,399 in financial year 2025.

What is the revenue of ADC BEERNEM?

As a small company, ADC BEERNEM is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 760,070.

How much does an employee at ADC BEERNEM earn?

The average wage cost per full-time employee at ADC BEERNEM was € 74,600 in 2025: staff costs of € 373,073 for 5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ADC BEERNEM have?

According to the 2025 annual accounts, ADC BEERNEM has 5 full-time equivalents (FTE).

ADC BEERNEM (Private Limited) - Beernem - BE0895340385

Dossier ADC BEERNEM, printed on 15 November 2026 from databakkes.be/en/0895340385/adc-beernem. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ADC BEERNEM from Beernem, company number BE0895340385, closed financial year 2025 with a result of € 208,399 after tax. For that financial year ADC BEERNEM recorded a gross margin of € 760,070 and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 230,820 to € 208,399. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.

What it is worth Growing

€ 1.7 million

▲ 13% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 208,399

▼ 10% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.8 million

▲ 18% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.7 million.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 373,073

▼ 2% vs 2024

€ 74,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 19,218

▼ 37% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 27,136

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 5,250

▲ 31% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 99,482

▲ 9% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 620,946 Gross margin 2022: € 620,946 First fiscal year in the series	€ 750,758 Gross margin 2023: € 750,758 ▲ 21% vs 2022 (€ 620,946) Favourable step	€ 801,371 Gross margin 2024: € 801,371 ▲ 7% vs 2023 (€ 750,758) Favourable step	€ 760,070 Gross margin 2025: € 760,070 ▼ 5% vs 2024 (€ 801,371) Unfavourable step	▼ 5%
Profit after taxes	€ 147,617 Profit after taxes 2022: € 147,617 First fiscal year in the series	€ 206,095 Profit after taxes 2023: € 206,095 ▲ 40% vs 2022 (€ 147,617) Favourable step	€ 230,820 Profit after taxes 2024: € 230,820 ▲ 12% vs 2023 (€ 206,095) Favourable step	€ 208,399 Profit after taxes 2025: € 208,399 ▼ 10% vs 2024 (€ 230,820) Unfavourable step	▼ 10%
Equity	€ 1,391,684 Equity 2022: € 1,391,684 First fiscal year in the series	€ 1,589,029 Equity 2023: € 1,589,029 ▲ 14% vs 2022 (€ 1,391,684) Favourable step	€ 1,506,469 Equity 2024: € 1,506,469 ▼ 5% vs 2023 (€ 1,589,029) Unfavourable step	€ 1,700,504 Equity 2025: € 1,700,504 ▲ 13% vs 2024 (€ 1,506,469) Favourable step	▲ 13%
Total debts	€ 112,212 Total debts 2022: € 112,212 First fiscal year in the series	€ 158,960 Total debts 2023: € 158,960 ▲ 42% vs 2022 (€ 112,212) Unfavourable step	€ 302,728 Total debts 2024: € 302,728 ▲ 90% vs 2023 (€ 158,960) Unfavourable step	€ 329,672 Total debts 2025: € 329,672 ▲ 9% vs 2024 (€ 302,728) Unfavourable step	▲ 9%
Cash	€ 1,052,060 Cash 2022: € 1,052,060 First fiscal year in the series	€ 1,358,965 Cash 2023: € 1,358,965 ▲ 29% vs 2022 (€ 1,052,060) Favourable step	€ 1,529,120 Cash 2024: € 1,529,120 ▲ 13% vs 2023 (€ 1,358,965) Favourable step	€ 1,809,708 Cash 2025: € 1,809,708 ▲ 18% vs 2024 (€ 1,529,120) Favourable step	▲ 18%
Land & buildings	€ 4,771 Land & buildings 2022: € 4,771 First fiscal year in the series	€ 3,794 Land & buildings 2023: € 3,794 ▼ 20% vs 2022 (€ 4,771) Unchanged	€ 2,817 Land & buildings 2024: € 2,817 ▼ 26% vs 2023 (€ 3,794) Unchanged	€ 1,841 Land & buildings 2025: € 1,841 ▼ 35% vs 2024 (€ 2,817) Unchanged	▼ 35%
Retained profit	€ 1,379,284 Retained profit 2022: € 1,379,284 First fiscal year in the series	€ 1,576,629 Retained profit 2023: € 1,576,629 ▲ 14% vs 2022 (€ 1,379,284) Favourable step	€ 1,494,069 Retained profit 2024: € 1,494,069 ▼ 5% vs 2023 (€ 1,576,629) Unfavourable step	€ 1,688,104 Retained profit 2025: € 1,688,104 ▲ 13% vs 2024 (€ 1,494,069) Favourable step	▲ 13%
Dividend	€ 500,000 Dividend 2022: € 500,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 500,000) Unchanged	€ 300,000 Dividend 2024: € 300,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 300,000) Unchanged	▼ 100%
Bank debt	€ 26,831 Bank debt 2022: € 26,831 First fiscal year in the series	€ 32,629 Bank debt 2023: € 32,629 ▲ 22% vs 2022 (€ 26,831) Unfavourable step	€ 27,256 Bank debt 2024: € 27,256 ▼ 16% vs 2023 (€ 32,629) Favourable step	€ 27,136 Bank debt 2025: € 27,136 Unchanged (€ 27,256) Favourable step
Balance sheet total	€ 1,503,896 Balance sheet total 2022: € 1,503,896 First fiscal year in the series	€ 1,747,989 Balance sheet total 2023: € 1,747,989 ▲ 16% vs 2022 (€ 1,503,896) Unchanged	€ 1,809,197 Balance sheet total 2024: € 1,809,197 ▲ 4% vs 2023 (€ 1,747,989) Unchanged	€ 2,030,175 Balance sheet total 2025: € 2,030,175 ▲ 12% vs 2024 (€ 1,809,197) Unchanged	▲ 12%
Employees (FTE)	4.9 Employees (FTE) 2022: 4.9 First fiscal year in the series	5 Employees (FTE) 2023: 5 ▲ 0.1 vs 2022 (4.9) Unchanged	5 Employees (FTE) 2024: 5 Unchanged (5) Unchanged	5 Employees (FTE) 2025: 5 Unchanged (5) Unchanged

By gross margin, ADC BEERNEM ranks 3rd of 8 companies with main activity “Activiteiten van verzekeringsagenten en -makelaars” in Beernem that publish figures (fiscal year 2025).

Key figures of ADC BEERNEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

Ask about ADC BEERNEM the way you would ask their accountant.

Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.

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What happened to ADC BEERNEM?

What happened at ADC BEERNEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 21, 2026 New annual accounts for financial year 2025: profit of € 208,399 (▼ 10% vs 2024). filed late Source: NBB ↗
Feb 8, 2008 Incorporation, published in the Gazette. Source: Staatsblad ↗
Jan 30, 2008 New establishment in Beernem. KBO

In short

From € 147,617 profit in 2022 to € 208,399 profit in 2025.

Paid € 368,496 in corporate taxes since 2022.

Best year ever: 2024, with € 230,820 profit.

On average € 152,000 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

KOEN DE CUYPER WALTER DE CUYPER

ADC BEERNEM

Behind ADC BEERNEM are KOEN DE CUYPER and WALTER DE CUYPER.

Directors

According to the 2025 annual accounts

KOEN DE CUYPER

Director

WALTER DE CUYPER

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Schooldreef 71

8730 Beernem

2.168.601.086

Hubert d'Ydewallestraat 1

8730 Beernem

Active since 30 January 2008

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

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All companies with this activity → Largest companies in Beernem →

Shareholders according to the Official Gazette deeds

Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.

Incorporation

8 February 2008 Source: Deed ↗

DE CUYPER Koen(oprichter) 100%

Details

Company number: 0895.340.385
VAT number: BE 0895.340.385
Registered office: Schooldreef 71, 8730 Beernem
Names & denominations: ADC BEERNEM
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 30 January 2008
Peppol: Active · Active since 18 Feb 2026
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗