What does SEGURO VERZEKERINGEN do?

SEGURO VERZEKERINGEN is an insurance broker in Beernem. Private Limited, started on 4 March 2008, 2 establishments.

What is the address of SEGURO VERZEKERINGEN?

The registered office of SEGURO VERZEKERINGEN is located at Sijselestraat 106, 8730 Beernem.

Is SEGURO VERZEKERINGEN still active?

Yes. According to the CBE (15 November 2026) SEGURO VERZEKERINGEN is active, legal situation “Normale toestand”, started on 4 March 2008.

Is SEGURO VERZEKERINGEN registered on Peppol?

Yes, SEGURO VERZEKERINGEN is registered on the Peppol network with ID 0208:0896173003.

What is the enterprise number of SEGURO VERZEKERINGEN?

The enterprise number of SEGURO VERZEKERINGEN is BE0896173003.

When was SEGURO VERZEKERINGEN founded?

SEGURO VERZEKERINGEN was founded on 4 March 2008.

Who are the directors of SEGURO VERZEKERINGEN?

According to the 2025 annual accounts, the directors of SEGURO VERZEKERINGEN are: Cindy De Visch, Mottaret BV.

Is SEGURO VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 4 March 2008; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE; 2 events from the Belgian Official Gazette processed.

How much profit did SEGURO VERZEKERINGEN make in 2025?

SEGURO VERZEKERINGEN posted a profit after taxes of € 268,320 in financial year 2025.

What is the revenue of SEGURO VERZEKERINGEN?

As a small company, SEGURO VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 914,913.

How much does an employee at SEGURO VERZEKERINGEN earn?

The average wage cost per full-time employee at SEGURO VERZEKERINGEN was € 60,000 in 2025: staff costs of € 485,811 for 8.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does SEGURO VERZEKERINGEN have?

According to the 2025 annual accounts, SEGURO VERZEKERINGEN has 8.1 full-time equivalents (FTE).

SEGURO VERZEKERINGEN (Private Limited) - Beernem

Dossier SEGURO VERZEKERINGEN, printed on 15 November 2026 from databakkes.be/en/0896173003/seguro-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

SEGURO VERZEKERINGEN from Beernem, company number BE0896173003, closed financial year 2025 with a result of € 268,320 after tax. For that financial year SEGURO VERZEKERINGEN recorded a gross margin of € 914,913 and equity of € 103,913. Compared with financial year 2024, the result moved from € 193,934 to € 268,320. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.

What it is worth Growing

€ 103,913

▲ 87% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 268,320

▲ 38% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 305,753

▲ 24% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 220,000 paid out

82 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

8.1

▲ 0.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 485,811

▼ 10% vs 2024

€ 60,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 65,957

▲ € 65,256 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go

€ 2.1 million

▲ 64% vs 2024

€ 331,828 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 838,892

▲ 17% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 50,377

▼ 9% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 688,740 Gross margin 2022: € 688,740 First fiscal year in the series	€ 732,600 Gross margin 2023: € 732,600 ▲ 6% vs 2022 (€ 688,740) Favourable step	€ 860,110 Gross margin 2024: € 860,110 ▲ 17% vs 2023 (€ 732,600) Favourable step	€ 914,913 Gross margin 2025: € 914,913 ▲ 6% vs 2024 (€ 860,110) Favourable step	▲ 6%
Profit after taxes	€ 33,318 Profit after taxes 2022: € 33,318 First fiscal year in the series	€ 120,235 Profit after taxes 2023: € 120,235 ▲ 261% vs 2022 (€ 33,318) Favourable step	€ 193,934 Profit after taxes 2024: € 193,934 ▲ 61% vs 2023 (€ 120,235) Favourable step	€ 268,320 Profit after taxes 2025: € 268,320 ▲ 38% vs 2024 (€ 193,934) Favourable step	▲ 38%
Equity	€ 6,424 Equity 2022: € 6,424 First fiscal year in the series	€ 41,659 Equity 2023: € 41,659 ▲ € 35,235 vs 2022 (€ 6,424) Favourable step	€ 55,593 Equity 2024: € 55,593 ▲ 33% vs 2023 (€ 41,659) Favourable step	€ 103,913 Equity 2025: € 103,913 ▲ 87% vs 2024 (€ 55,593) Favourable step	▲ 87%
Total debts	€ 2,493,980 Total debts 2022: € 2,493,980 First fiscal year in the series	€ 2,361,322 Total debts 2023: € 2,361,322 ▼ 5% vs 2022 (€ 2,493,980) Favourable step	€ 2,316,638 Total debts 2024: € 2,316,638 ▼ 2% vs 2023 (€ 2,361,322) Favourable step	€ 3,334,075 Total debts 2025: € 3,334,075 ▲ 44% vs 2024 (€ 2,316,638) Unfavourable step	▲ 44%
Cash	€ 130,985 Cash 2022: € 130,985 First fiscal year in the series	€ 166,987 Cash 2023: € 166,987 ▲ 27% vs 2022 (€ 130,985) Favourable step	€ 247,167 Cash 2024: € 247,167 ▲ 48% vs 2023 (€ 166,987) Favourable step	€ 305,753 Cash 2025: € 305,753 ▲ 24% vs 2024 (€ 247,167) Favourable step	▲ 24%
Retained profit	€ -35,176 Retained profit 2022: € -35,176 First fiscal year in the series	€ 59 Retained profit 2023: € 59 ▲ € 35,235 vs 2022 (€ -35,176) Favourable step	€ 13,993 Retained profit 2024: € 13,993 ▲ € 13,934 vs 2023 (€ 59) Favourable step	€ 62,313 Retained profit 2025: € 62,313 ▲ € 48,320 vs 2024 (€ 13,993) Favourable step	▲ € 48,320
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 85,000 Dividend 2023: € 85,000 Unchanged (€ 0) Unchanged	€ 180,000 Dividend 2024: € 180,000 ▲ 112% vs 2023 (€ 85,000) Unchanged	€ 220,000 Dividend 2025: € 220,000 ▲ 22% vs 2024 (€ 180,000) Unchanged	▲ 22%
Bank debt	€ 1,794,780 Bank debt 2022: € 1,794,780 First fiscal year in the series	€ 1,514,020 Bank debt 2023: € 1,514,020 ▼ 16% vs 2022 (€ 1,794,780) Favourable step	€ 1,279,175 Bank debt 2024: € 1,279,175 ▼ 16% vs 2023 (€ 1,514,020) Favourable step	€ 2,103,239 Bank debt 2025: € 2,103,239 ▲ 64% vs 2024 (€ 1,279,175) Unfavourable step	▲ 64%
Balance sheet total	€ 2,500,404 Balance sheet total 2022: € 2,500,404 First fiscal year in the series	€ 2,402,981 Balance sheet total 2023: € 2,402,981 ▼ 4% vs 2022 (€ 2,500,404) Unchanged	€ 2,372,231 Balance sheet total 2024: € 2,372,231 ▼ 1% vs 2023 (€ 2,402,981) Unchanged	€ 3,437,988 Balance sheet total 2025: € 3,437,988 ▲ 45% vs 2024 (€ 2,372,231) Unchanged	▲ 45%
Employees (FTE)	7.1 Employees (FTE) 2022: 7.1 First fiscal year in the series	5.9 Employees (FTE) 2023: 5.9 ▼ 1.2 vs 2022 (7.1) Unchanged	7.4 Employees (FTE) 2024: 7.4 ▲ 1.5 vs 2023 (5.9) Unchanged	8.1 Employees (FTE) 2025: 8.1 ▲ 0.7 vs 2024 (7.4) Unchanged	▲ 0.7

By gross margin, SEGURO VERZEKERINGEN ranks 1st of 8 companies with main activity “Activiteiten van verzekeringsagenten en -makelaars” in Beernem that publish figures (fiscal year 2025).

Key figures of SEGURO VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

Ask about SEGURO VERZEKERINGEN the way you would ask their accountant.

Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.

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What happened to SEGURO VERZEKERINGEN?

What happened at SEGURO VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 10, 2026 New annual accounts for financial year 2025: profit of € 268,320 (▲ 38% vs 2024). Source: NBB ↗
2023 Cindy De Visch became a director. NBB
2023 Mottaret BV became a director. NBB
Apr 1, 2022 New establishment in Oostkamp. KBO
Jan 9, 2017 Capital increase of € 1,302, published in the Gazette. Source: Staatsblad ↗
Jul 1, 2008 New establishment in Oostkamp. KBO
Mar 13, 2008 Incorporation, published in the Gazette. Source: Staatsblad ↗

In short

From € 33,318 profit in 2022 to € 268,320 profit in 2025.

Paid € 166,800 in corporate taxes since 2022.

Best year ever: 2025, with € 268,320 profit.

On average € 113,000 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

MOTTARET 10.5%

The stake of MOTTARET comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SEGURO VERZEKERINGEN

Behind SEGURO VERZEKERINGEN are Cindy De Visch and Mottaret BV. The shares are held by MOTTARET (10.5%).

Directors

According to the 2025 annual accounts

Cindy De Visch

Director

since 2023

Mottaret BV

Director · represented by Wim Baert

since 2023

Shareholders

MOTTARET

10.5%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Sijselestraat 106

8730 Beernem

2.195.453.656

Kortrijksestraat 470

8020 Oostkamp

Active since 1 July 2008

2.331.757.759

Brugsestraat 1

8020 Oostkamp

Active since 1 April 2022

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

Pramot

MOTTARET same network

€ 239,691 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

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Shareholders according to the Official Gazette deeds

Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.

Incorporation

13 March 2008 Source: Deed ↗

DE VISCH Cindy(oprichter) 51%
FINANCE & ASSURANCE MANAGEMENT(oprichter) 49%

Details

Company number

0896.173.003

VAT number

BE 0896.173.003

Registered office

Sijselestraat 106, 8730 Beernem

Names & denominations

SEGURO VERZEKERINGEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

4 March 2008

Peppol

Active · Active since 10 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

SEGURO VERZEKERINGEN

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Financials

Ask about SEGURO VERZEKERINGEN the way you would ask their accountant.

What happened to SEGURO VERZEKERINGEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Similar companies in Beernem

Shareholders according to the Official Gazette deeds

Details

Frequently asked questions