Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 1.9 to 0.3.
Financials
Financial year 2025
DUMON-KERKOVE from Beernem, company number BE0465484984, closed financial year 2025 with a result of € 312,899 after tax. For that financial year DUMON-KERKOVE recorded a gross margin of € 452,376 and equity of € 234,126. Compared with financial year 2024, the result moved from € -77,652 to € 312,899. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 234,126
▲ € 312,899 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 312,899
▲ still € 77,652 loss in 2024
Profit after tax over the fiscal year.
€ 164,328
▲ € 163,064 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 227,918.
People and assets in 2025
0.3
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 13,481
▼ 83% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,305
▼ 59% vs 2024
Of which on lease € 5,006.
Debts at end 2025
€ 152,160
▼ 43% vs 2024
€ 111,862 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 9,313
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 95,490 | € 163,251 | € 113,273 | € 452,376 | ▲ 299% |
| Profit after taxes | € -112,718 | € -36,894 | € -77,652 | € 312,899 | ▲ € 390,552 |
| Equity | € 35,773 | € -1,121 | € -78,773 | € 234,126 | ▲ € 312,899 |
| Total debts | € 407,554 | € 369,204 | € 313,231 | € 161,473 | ▼ 48% |
| Cash | € 16,323 | € 6,116 | € 1,264 | € 164,328 | ▲ € 163,064 |
| Land & buildings | € 335,055 | € 253,334 | € 171,612 | € 128,070 | ▼ 25% |
| Retained profit | € 29,565 | € -7,329 | € -84,981 | € 227,918 | ▲ € 312,899 |
| Bank debt | € 367,364 | € 295,881 | € 266,139 | € 152,160 | ▼ 43% |
| Balance sheet total | € 443,327 | € 368,083 | € 234,458 | € 395,599 | ▲ 69% |
| Employees (FTE) | 1.9 | 1.9 | 1.1 | 0.3 | ▼ 0.8 |
Key figures of DUMON-KERKOVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DUMON-KERKOVE?
What happened at DUMON-KERKOVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 312,899. Source: NBB ↗
- New establishment in Oostkamp. KBO
- New establishment in Beernem. KBO
- Kurt Dumon became a director. NBB
- Nathalie Kerkove became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 112,718 loss in 2022 to € 312,899 profit in 2025.
Paid € 43,743 in corporate taxes since 2022.
Best year ever: 2025, with € 312,899 profit.
On average € 103,000 of value added per employee in 2024.
A new publication or filing at DUMON-KERKOVE? We notify you, reason included.
Follow DUMON-KERKOVEDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DUMON-KERKOVE are Kurt Dumon and Nathalie Kerkove. The shares are held by Kurt Dumon and Nathalie Kerkove. It owns 50% of De Woonfabriek itself.
Directors
According to the 2025 annual accounts
Kurt Dumon
Director
Is a shareholder
since 1999
Nathalie Kerkove
Director
Is a shareholder
since 1999
Shareholders
Kurt Dumon · director
Nathalie Kerkove · director
Participations
50%
Establishments
Establishment units
Physical locations of this company
Biezemoerstraat 8 box 10
8730 Beernem
Stationsplein 24
8730 Beernem
Active since 28 May 1999
Kortrijksestraat 71/0.01
8020 Oostkamp
Active since 1 September 2005
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.484.984
- VAT number
- BE 0465.484.984
- Registered office
- Biezemoerstraat 8 bus 10, 8730 Beernem
- Names & denominations
- DUMON-KERKOVE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 February 1999
- Peppol
- Active · Active since 30 Oct 2023
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis