What does VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL do?

VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL is an insurance broker in Beernem. Public Limited, started on 26 September 1990, 1 establishment.

What is the address of VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL?

The registered office of VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL is located at Markt 5, 8730 Beernem.

Is VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL still active?

Yes. According to the CBE (30 October 2026) VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL is active, legal situation “Normale toestand”, started on 26 September 1990.

Is VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL registered on Peppol?

Yes, VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL is registered on the Peppol network with ID 0208:0442149655.

What is the enterprise number of VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL?

The enterprise number of VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL is BE0442149655.

When was VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL founded?

VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL was founded on 26 September 1990.

Who are the directors of VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL?

According to the 2025 annual accounts, the directors of VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL are: Pascal De Cuyper, Peter De Cuyper, SCALTER BV.

Is VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 September 1990; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL make in 2025?

VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL posted a profit after taxes of € 460,429 in financial year 2025.

What is the revenue of VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL?

As a small company, VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 876,801.

How much does an employee at VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL earn?

The average wage cost per full-time employee at VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL was € 45,900 in 2025: staff costs of € 211,025 for 4.6 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL have?

According to the 2025 annual accounts, VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL has 4.6 full-time equivalents (FTE).

Does VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL have a website?

Yes, VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL has a website at kantoordcv.be.

VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL (Public Limited)

Dossier VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL, printed on 30 October 2026 from databakkes.be/en/0442149655/verzekeringskantoor-de-cuyper-vannevel. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL from Beernem, company number BE0442149655, closed financial year 2025 with a result of € 460,429 after tax. For that financial year VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL recorded a gross margin of € 876,801 and equity of € 6.8 million. Compared with financial year 2024, the result moved from € 355,543 to € 460,429. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 16, 2026.

What it is worth Growing

€ 6.8 million

▲ 7% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 460,429

▲ 30% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.8 million

▲ 234% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 6.7 million.

People and assets in 2025

Full-time equivalents

4.6

▲ 0.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 211,025

▲ 2% vs 2024

€ 45,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 96,294

▼ 23% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 82,618

▼ 26% vs 2024

€ 30,258 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 24,069

▼ 4% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 42,004

▼ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 762,358 Gross margin 2022: € 762,358 First fiscal year in the series	€ 946,004 Gross margin 2023: € 946,004 ▲ 24% vs 2022 (€ 762,358) Favourable step	€ 781,437 Gross margin 2024: € 781,437 ▼ 17% vs 2023 (€ 946,004) Unfavourable step	€ 876,801 Gross margin 2025: € 876,801 ▲ 12% vs 2024 (€ 781,437) Favourable step	▲ 12%
Profit after taxes	€ 366,808 Profit after taxes 2022: € 366,808 First fiscal year in the series	€ 464,907 Profit after taxes 2023: € 464,907 ▲ 27% vs 2022 (€ 366,808) Favourable step	€ 355,543 Profit after taxes 2024: € 355,543 ▼ 24% vs 2023 (€ 464,907) Unfavourable step	€ 460,429 Profit after taxes 2025: € 460,429 ▲ 30% vs 2024 (€ 355,543) Favourable step	▲ 30%
Equity	€ 5,480,113 Equity 2022: € 5,480,113 First fiscal year in the series	€ 5,945,020 Equity 2023: € 5,945,020 ▲ 8% vs 2022 (€ 5,480,113) Favourable step	€ 6,300,563 Equity 2024: € 6,300,563 ▲ 6% vs 2023 (€ 5,945,020) Favourable step	€ 6,760,993 Equity 2025: € 6,760,993 ▲ 7% vs 2024 (€ 6,300,563) Favourable step	▲ 7%
Total debts	€ 111,766 Total debts 2022: € 111,766 First fiscal year in the series	€ 211,572 Total debts 2023: € 211,572 ▲ 89% vs 2022 (€ 111,766) Unfavourable step	€ 180,632 Total debts 2024: € 180,632 ▼ 15% vs 2023 (€ 211,572) Favourable step	€ 148,691 Total debts 2025: € 148,691 ▼ 18% vs 2024 (€ 180,632) Favourable step	▼ 18%
Cash	€ 652,444 Cash 2022: € 652,444 First fiscal year in the series	€ 254,789 Cash 2023: € 254,789 ▼ 61% vs 2022 (€ 652,444) Unfavourable step	€ 539,099 Cash 2024: € 539,099 ▲ 112% vs 2023 (€ 254,789) Favourable step	€ 1,798,304 Cash 2025: € 1,798,304 ▲ 234% vs 2024 (€ 539,099) Favourable step	▲ 234%
Land & buildings	€ 210,047 Land & buildings 2022: € 210,047 First fiscal year in the series	€ 182,561 Land & buildings 2023: € 182,561 ▼ 13% vs 2022 (€ 210,047) Unchanged	€ 156,818 Land & buildings 2024: € 156,818 ▼ 14% vs 2023 (€ 182,561) Unchanged	€ 138,008 Land & buildings 2025: € 138,008 ▼ 12% vs 2024 (€ 156,818) Unchanged	▼ 12%
Retained profit	€ 5,413,648 Retained profit 2022: € 5,413,648 First fiscal year in the series	€ 5,878,555 Retained profit 2023: € 5,878,555 ▲ 9% vs 2022 (€ 5,413,648) Favourable step	€ 6,234,098 Retained profit 2024: € 6,234,098 ▲ 6% vs 2023 (€ 5,878,555) Favourable step	€ 6,694,528 Retained profit 2025: € 6,694,528 ▲ 7% vs 2024 (€ 6,234,098) Favourable step	▲ 7%
Dividend	€ 1,400,000 Dividend 2022: € 1,400,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 1,400,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 18,000 Bank debt 2022: € 18,000 First fiscal year in the series	€ 140,642 Bank debt 2023: € 140,642 ▲ € 122,642 vs 2022 (€ 18,000) Unfavourable step	€ 112,038 Bank debt 2024: € 112,038 ▼ 20% vs 2023 (€ 140,642) Favourable step	€ 82,618 Bank debt 2025: € 82,618 ▼ 26% vs 2024 (€ 112,038) Favourable step	▼ 26%
Balance sheet total	€ 5,591,879 Balance sheet total 2022: € 5,591,879 First fiscal year in the series	€ 6,164,672 Balance sheet total 2023: € 6,164,672 ▲ 10% vs 2022 (€ 5,591,879) Unchanged	€ 6,481,363 Balance sheet total 2024: € 6,481,363 ▲ 5% vs 2023 (€ 6,164,672) Unchanged	€ 6,909,684 Balance sheet total 2025: € 6,909,684 ▲ 7% vs 2024 (€ 6,481,363) Unchanged	▲ 7%
Employees (FTE)	4.1 Employees (FTE) 2022: 4.1 First fiscal year in the series	4 Employees (FTE) 2023: 4 ▼ 0.1 vs 2022 (4.1) Unchanged	4.2 Employees (FTE) 2024: 4.2 ▲ 0.2 vs 2023 (4) Unchanged	4.6 Employees (FTE) 2025: 4.6 ▲ 0.4 vs 2024 (4.2) Unchanged	▲ 0.4

Key figures of VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL?

What happened at VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 16, 2026 New annual accounts for financial year 2025: profit of € 460,429 (▲ 30% vs 2024). filed late Source: NBB ↗
2023 Pascal De Cuyper became a director. NBB
2023 Peter De Cuyper became a director. NBB
2023 SCALTER BV became a director. NBB
Jan 30, 1991 New establishment in Beernem. KBO
Sep 26, 1990 Start of the company according to the CBE. KBO

In short

From € 366,808 profit in 2022 to € 460,429 profit in 2025.

Paid € 628,459 in corporate taxes since 2022.

Best year ever: 2023, with € 464,907 profit.

On average € 190,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

SCALTER 100%

The stake of SCALTER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL

Behind VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL are Pascal De Cuyper, Peter De Cuyper and SCALTER BV. The shares are held by SCALTER (100%).

Directors

According to the 2025 annual accounts

Pascal De Cuyper

Bestuurder

Also active at: DE CUYPER - OEDELEM

since 2023

Peter De Cuyper

Bestuurder

Also active at: DE CUYPER - OEDELEM, SCALTER

since 2023

SCALTER BV

Bestuurder · represented by Placide De Cuyper

since 2023

Shareholders

SCALTER

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Markt 5

8730 Beernem

2.051.268.106

Markt 8

8730 Beernem

Active since 30 January 1991

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

DE CUYPER - OEDELEM same network

€ 386,254 gross margin · 2025

IMMO DE CUYPER

€ 5,966 gross margin · 2025

groep Decuyper

SCALTER same network

€ 680,453 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS kantoordcv.be

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Details

Company number

0442.149.655

VAT number

BE 0442.149.655

Registered office

Markt 5, 8730 Beernem

Names & denominations

VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

26 September 1990

Peppol

Active · Active since 31 Mar 2026

Contact

kantoordcv.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL

Financials

What happened to VERZEKERINGSKANTOOR DE CUYPER - VANNEVEL?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

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