Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
JDSB INVEST from Bonheiden, company number BE0797035538, closed financial year 2025 with a result of € 259,742 after tax. For that financial year JDSB INVEST recorded a gross margin of € 618,034 and equity of € 702,178. Compared with financial year 2024, the result moved from € 191,550 to € 259,742. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 702,178
▲ 59% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 259,742
▲ 36% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 462,178.
Debts at end 2025
€ 5.7 million
▲ 19% vs 2024
€ 295,940 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 152,017
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 53,584 | € 331,144 | € 618,034 | ▲ 87% |
| Profit after taxes | € 10,886 | € 191,550 | € 259,742 | ▲ 36% |
| Equity | € 250,886 | € 442,436 | € 702,178 | ▲ 59% |
| Total debts | € 6,411,631 | € 5,323,101 | € 6,231,566 | ▲ 17% |
| Cash | € 95,402 | - | - | |
| Land & buildings | € 362,115 | € 765,537 | € 1,903,227 | ▲ 149% |
| Retained profit | € 10,886 | € 202,436 | € 462,178 | ▲ 128% |
| Bank debt | € 5,191,159 | € 4,780,285 | € 5,668,136 | ▲ 19% |
| Balance sheet total | € 6,662,517 | € 5,765,537 | € 6,933,744 | ▲ 20% |
Key figures of JDSB INVEST, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JDSB INVEST?
What happened at JDSB INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 259,742 (▲ 36% vs 2024). Source: NBB ↗
- Zakenkantoor Vos-Fannes BV became a director. NBB
- New establishment in Bonheiden. KBO
- Van den Wijngaert Jan BV became a director. NBB
- Zakenkantoor Verbesselt BV became a director. NBB
- Kensaco NV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 10,886 profit in 2023 to € 259,742 profit in 2025.
Paid € 148,112 in corporate taxes since 2023.
Best year ever: 2025, with € 259,742 profit.
A new publication or filing at JDSB INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of VAN DEN WIJNGAERT JAN, zakenkantoor verbesselt comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JDSB INVESTBehind JDSB INVEST are Van den Wijngaert Jan BV, Zakenkantoor Verbesselt BV, Zakenkantoor Vos-Fannes BV and Kensaco NV. The shares are held by VAN DEN WIJNGAERT JAN (25%) and zakenkantoor verbesselt (15%). It owns 100% of Groep Goris Verzekeringen and 100% of Groep Goris Bank itself.
Directors
According to the 2025 annual accounts
Director · represented by Jan Van De Wijngaert
Also active at: Groep Goris Verzekeringen, Groep Goris Bank, Groep Goris Mechelen
since 2023
Director · represented by Dave Verbesselt
Also active at: Groep Goris Verzekeringen, Groep Goris Bank, Groep Goris Mechelen
since 2023
Director · represented by Bart Vos
Also active at: Groep Goris Verzekeringen, Groep Goris Finance, Groep Goris Mechelen
since 2025
Director · represented by Sam Nys
Also active at: Groep Goris Verzekeringen, Groep Goris Bank, Groep Goris Mechelen
since 2023
Shareholders
Participations
Establishments
Establishment units
Physical locations of this company
Muizensteenweg 6
2820 Bonheiden
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0797.035.538
- VAT number
- BE 0797.035.538
- Registered office
- Muizensteenweg 6, 2820 Bonheiden
- Names & denominations
- JDSB INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2023
- Peppol
- Not registered
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van verzekeringsagenten en -makelaars
Agenten en makelaars in bankdiensten
Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen