What does Zakenkantoor Vos - Fannes do?

Zakenkantoor Vos - Fannes is an insurance broker in Mechelen. Private Limited, started on 9 February 1999, 1 establishment.

What is the address of Zakenkantoor Vos - Fannes?

The registered office of Zakenkantoor Vos - Fannes is located at Beukeboomstraat(MZN) 1, 2812 Mechelen.

Is Zakenkantoor Vos - Fannes still active?

Yes. According to the CBE (29 October 2026) Zakenkantoor Vos - Fannes is active, legal situation “Normale toestand”, started on 9 February 1999.

Is Zakenkantoor Vos - Fannes registered on Peppol?

Yes, Zakenkantoor Vos - Fannes is registered on the Peppol network with ID 0208:0465273960.

What is the enterprise number of Zakenkantoor Vos - Fannes?

The enterprise number of Zakenkantoor Vos - Fannes is BE0465273960.

When was Zakenkantoor Vos - Fannes founded?

Zakenkantoor Vos - Fannes was founded on 9 February 1999.

Who are the directors of Zakenkantoor Vos - Fannes?

According to the 2025 annual accounts, the directors of Zakenkantoor Vos - Fannes are: Bart Vos.

Is Zakenkantoor Vos - Fannes a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 9 February 1999; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Zakenkantoor Vos - Fannes make in 2025?

Zakenkantoor Vos - Fannes posted a profit after taxes of € 2,176,971 in financial year 2025.

What is the revenue of Zakenkantoor Vos - Fannes?

As a small company, Zakenkantoor Vos - Fannes is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 3,350,397.

How much does an employee at Zakenkantoor Vos - Fannes earn?

The average wage cost per full-time employee at Zakenkantoor Vos - Fannes was € 74,600 in 2024: staff costs of € 328,415 for 4.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Zakenkantoor Vos - Fannes have?

According to the 2025 annual accounts, Zakenkantoor Vos - Fannes has 0 full-time equivalents (FTE).

Zakenkantoor Vos - Fannes (Private Limited) - Mechelen

Dossier Zakenkantoor Vos - Fannes, printed on 29 October 2026 from databakkes.be/en/0465273960/zakenkantoor-vos-fannes. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Shrinking team NBB

FTE fell two years in a row, from 4.7 to 0.

Financials

Financial year 2025

Zakenkantoor Vos - Fannes from Mechelen, company number BE0465273960, closed financial year 2025 with a result of € 2.2 million after tax. For that financial year Zakenkantoor Vos - Fannes recorded a gross margin of € 3.4 million and equity of € 3.2 million. Compared with financial year 2024, the result moved from € 304,508 to € 2.2 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.

What it is worth Growing

€ 3.2 million

▲ 165% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 2.2 million

▲ € 1.9 million vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 281,357

▼ 52% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 197,359 paid out

9 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

▼ 4.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Vehicles and equipment

€ 58,460

▼ 28% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 132,864

▼ 61% vs 2024

€ 53,505 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 11,361

▲ 10% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 288,428

▲ 230% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 825,694 Gross margin 2022: € 825,694 First fiscal year in the series	€ 881,914 Gross margin 2023: € 881,914 ▲ 7% vs 2022 (€ 825,694) Favourable step	€ 975,909 Gross margin 2024: € 975,909 ▲ 11% vs 2023 (€ 881,914) Favourable step	€ 3,350,397 Gross margin 2025: € 3,350,397 ▲ 243% vs 2024 (€ 975,909) Favourable step	▲ 243%
Profit after taxes	€ 194,837 Profit after taxes 2022: € 194,837 First fiscal year in the series	€ 219,500 Profit after taxes 2023: € 219,500 ▲ 13% vs 2022 (€ 194,837) Favourable step	€ 304,508 Profit after taxes 2024: € 304,508 ▲ 39% vs 2023 (€ 219,500) Favourable step	€ 2,176,971 Profit after taxes 2025: € 2,176,971 ▲ € 1.9 million vs 2024 (€ 304,508) Favourable step	▲ € 1.9 million
Equity	€ 831,015 Equity 2022: € 831,015 First fiscal year in the series	€ 995,914 Equity 2023: € 995,914 ▲ 20% vs 2022 (€ 831,015) Favourable step	€ 1,201,247 Equity 2024: € 1,201,247 ▲ 21% vs 2023 (€ 995,914) Favourable step	€ 3,180,859 Equity 2025: € 3,180,859 ▲ 165% vs 2024 (€ 1,201,247) Favourable step	▲ 165%
Total debts	€ 679,347 Total debts 2022: € 679,347 First fiscal year in the series	€ 574,114 Total debts 2023: € 574,114 ▼ 15% vs 2022 (€ 679,347) Favourable step	€ 442,428 Total debts 2024: € 442,428 ▼ 23% vs 2023 (€ 574,114) Favourable step	€ 434,403 Total debts 2025: € 434,403 ▼ 2% vs 2024 (€ 442,428) Favourable step	▼ 2%
Cash	€ 259,555 Cash 2022: € 259,555 First fiscal year in the series	€ 346,839 Cash 2023: € 346,839 ▲ 34% vs 2022 (€ 259,555) Favourable step	€ 582,165 Cash 2024: € 582,165 ▲ 68% vs 2023 (€ 346,839) Favourable step	€ 281,357 Cash 2025: € 281,357 ▼ 52% vs 2024 (€ 582,165) Unfavourable step	▼ 52%
Land & buildings	€ 777,795 Land & buildings 2022: € 777,795 First fiscal year in the series	€ 744,476 Land & buildings 2023: € 744,476 ▼ 4% vs 2022 (€ 777,795) Unchanged	€ 688,802 Land & buildings 2024: € 688,802 ▼ 7% vs 2023 (€ 744,476) Unchanged	€ 633,209 Land & buildings 2025: € 633,209 ▼ 8% vs 2024 (€ 688,802) Unchanged	▼ 8%
Retained profit	€ 824,818 Retained profit 2022: € 824,818 First fiscal year in the series	€ 989,717 Retained profit 2023: € 989,717 ▲ 20% vs 2022 (€ 824,818) Favourable step	€ 1,195,050 Retained profit 2024: € 1,195,050 ▲ 21% vs 2023 (€ 989,717) Favourable step	€ 3,174,662 Retained profit 2025: € 3,174,662 ▲ 166% vs 2024 (€ 1,195,050) Favourable step	▲ 166%
Dividend	€ 221,406 Dividend 2022: € 221,406 First fiscal year in the series	€ 54,601 Dividend 2023: € 54,601 ▼ 75% vs 2022 (€ 221,406) Unchanged	€ 99,175 Dividend 2024: € 99,175 ▲ 82% vs 2023 (€ 54,601) Unchanged	€ 197,359 Dividend 2025: € 197,359 ▲ 99% vs 2024 (€ 99,175) Unchanged	▲ 99%
Bank debt	€ 558,755 Bank debt 2022: € 558,755 First fiscal year in the series	€ 477,400 Bank debt 2023: € 477,400 ▼ 15% vs 2022 (€ 558,755) Favourable step	€ 337,366 Bank debt 2024: € 337,366 ▼ 29% vs 2023 (€ 477,400) Favourable step	€ 132,864 Bank debt 2025: € 132,864 ▼ 61% vs 2024 (€ 337,366) Favourable step	▼ 61%
Balance sheet total	€ 1,510,362 Balance sheet total 2022: € 1,510,362 First fiscal year in the series	€ 1,570,028 Balance sheet total 2023: € 1,570,028 ▲ 4% vs 2022 (€ 1,510,362) Unchanged	€ 1,643,675 Balance sheet total 2024: € 1,643,675 ▲ 5% vs 2023 (€ 1,570,028) Unchanged	€ 3,615,262 Balance sheet total 2025: € 3,615,262 ▲ 120% vs 2024 (€ 1,643,675) Unchanged	▲ 120%
Employees (FTE)	5 Employees (FTE) 2022: 5 First fiscal year in the series	4.7 Employees (FTE) 2023: 4.7 ▼ 0.3 vs 2022 (5) Unchanged	4.4 Employees (FTE) 2024: 4.4 ▼ 0.3 vs 2023 (4.7) Unchanged	0 Employees (FTE) 2025: 0 ▼ 4.4 vs 2024 (4.4) Unchanged	▼ 4.4

Key figures of Zakenkantoor Vos - Fannes, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Zakenkantoor Vos - Fannes?

What happened at Zakenkantoor Vos - Fannes in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 31, 2026 New annual accounts for financial year 2025: profit of € 2.2 million (▲ € 1.9 million vs 2024). Source: NBB ↗
Sep 1, 2022 New establishment in Leuven. KBO
Feb 9, 1999 Start of the company according to the CBE. KBO

In short

From € 194,837 profit in 2022 to € 2.2 million profit in 2025.

Paid € 1.4 million in corporate taxes since 2022.

Best year ever: 2025, with € 2.2 million profit.

On average € 221,800 of value added per employee in 2024.

Original PDFs at the National Bank ↗

Management

Bart Vos

Zakenkantoor Vos - Fannes

IMMO VOS VASTGOED

Behind Zakenkantoor Vos - Fannes is Bart Vos. Bart Vos is also behind IMMO VOS VASTGOED.

Directors

According to the 2025 annual accounts

Bart Vos

Director

Also active at: IMMO VOS VASTGOED

Establishments

Establishment units

Physical locations of this company

Registered office

Beukeboomstraat(MZN) 1

2812 Mechelen

2.334.401.109

Edouard Remyvest 2

3000 Leuven

Active since 1 September 2022

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0465.273.960
VAT number: BE 0465.273.960
Registered office: Beukeboomstraat(MZN) 1, 2812 Mechelen
Names & denominations: Zakenkantoor Vos - Fannes
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 9 February 1999
Peppol: Active · Active since 30 Oct 2023
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗