Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
Assurances Hanot & Cie from Frameries, company number BE0663612632, closed financial year 2025 with a result of € 154,597 after tax. For that financial year Assurances Hanot & Cie recorded a gross margin of € 559,617 and equity of € 501,211. Compared with financial year 2024, the result moved from € 28,215 to € 154,597. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 501,211
▲ 45% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 154,597
▲ € 126,382 vs 2024
Profit after tax over the fiscal year.
€ 84,219
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 446,211.
People and assets in 2025
6.1
▲ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 279,718
▲ 1% vs 2024
€ 45,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,981
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 115,033
▲ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 67,520
▲ 93% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 367,921 | € 374,027 | € 338,661 | € 559,617 | ▲ 65% |
| Profit after taxes | € 26,860 | € 11,309 | € 28,215 | € 154,597 | ▲ € 126,382 |
| Equity | € 307,089 | € 318,398 | € 346,614 | € 501,211 | ▲ 45% |
| Total debts | € 104,057 | € 152,821 | € 501,373 | € 251,686 | ▼ 50% |
| Cash | € 312,743 | € 280,801 | € 308,117 | € 84,219 | ▼ 73% |
| Retained profit | € 252,089 | € 257,898 | € 291,614 | € 446,211 | ▲ 53% |
| Bank debt | € 24,239 | € 18,362 | € 381,926 | € 0 | ▼ 100% |
| Balance sheet total | € 411,147 | € 471,219 | € 847,987 | € 752,896 | ▼ 11% |
| Employees (FTE) | 5.7 | - | 4.6 | 6.1 | ▲ 1.5 |
Key figures of Assurances Hanot & Cie, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Assurances Hanot & Cie?
What happened at Assurances Hanot & Cie in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 154,597 (▲ € 126,382 vs 2024). Source: NBB ↗
- CREABILITY SRL became a director. NBB
- ALAIN HANOT ET CIE SRL became a director. NBB
- SEREMA SRL became a director. NBB
- HANOT-DANLOY SRL stepped down as director. NBB
- HANOT-DANLOY SRL became a director. NBB
- New establishment in Frameries. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,860 profit in 2022 to € 154,597 profit in 2025.
Paid € 96,762 in corporate taxes since 2022.
Best year ever: 2025, with € 154,597 profit.
On average € 91,700 of value added per employee in 2025.
A new publication or filing at Assurances Hanot & Cie? We notify you, reason included.
Follow Assurances Hanot & CieDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of HANOT-DANLOY comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Assurances Hanot & CieBehind Assurances Hanot & Cie are CREABILITY SRL, ALAIN HANOT ET CIE SRL and SEREMA SRL. The shares are held by GROUP INDUVER (100%) and HANOT-DANLOY (99.5%).
Directors
According to the 2025 annual accounts
Director · represented by Xavier DANLOY
Also active at: EWBANK ASSURANCES, W. HANOT ET FILS
since 2025
Director · represented by Alain HANOT
Also active at: Lheureux & Lavenne, assurances, EWBANK ASSURANCES, W. HANOT ET FILS
since 2025
Managing director · represented by Seppe SIJMONS
Also active at: VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, W. HANOT ET FILS, MASLO, DESSY +21 more
since 2025
Managing director · represented by Alain HANOT
since 2019 · until 2025
Shareholders
100%
99.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de l'Industrie 238 box A
7080 Frameries
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
VERIXI, BE
Website info
Features
Security
Details
- Company number
- 0663.612.632
- VAT number
- BE 0663.612.632
- Registered office
- Rue de l'Industrie 238 bus A, 7080 Frameries
- Names & denominations
- Assurances Hanot & Cie
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 September 2016
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- assuranceshanot.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven