What does Lheureux & Lavenne, assurances do?

Lheureux & Lavenne, assurances is an insurance broker in Boussu. Public Limited, started on 1 December 1973, 1 establishment.

What is the address of Lheureux & Lavenne, assurances?

The registered office of Lheureux & Lavenne, assurances is located at Rue de Dour(B-B) 188, 7300 Boussu.

Is Lheureux & Lavenne, assurances still active?

Yes. According to the CBE (29 October 2026) Lheureux & Lavenne, assurances is active, legal situation “Normale toestand”, started on 1 December 1973.

Is Lheureux & Lavenne, assurances registered on Peppol?

Yes, Lheureux & Lavenne, assurances is registered on the Peppol network with ID 0208:0413976006.

What is the enterprise number of Lheureux & Lavenne, assurances?

The enterprise number of Lheureux & Lavenne, assurances is BE0413976006.

When was Lheureux & Lavenne, assurances founded?

Lheureux & Lavenne, assurances was founded on 1 December 1973.

Who are the directors of Lheureux & Lavenne, assurances?

According to the 2024 annual accounts, the directors of Lheureux & Lavenne, assurances are: Cuvelier Assurances SRL.

Is Lheureux & Lavenne, assurances a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 December 1973; 4 annual accounts filed, latest fiscal year 2024; 1 directors known from the annual account.

How much profit did Lheureux & Lavenne, assurances make in 2024?

Lheureux & Lavenne, assurances posted a profit after taxes of € 188,409 in financial year 2024.

What is the revenue of Lheureux & Lavenne, assurances?

As a small company, Lheureux & Lavenne, assurances is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 577,598.

How much does an employee at Lheureux & Lavenne, assurances earn?

The average wage cost per full-time employee at Lheureux & Lavenne, assurances was € 66,300 in 2024: staff costs of € 364,453 for 5.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Lheureux & Lavenne, assurances have?

According to the 2024 annual accounts, Lheureux & Lavenne, assurances has 5.5 full-time equivalents (FTE).

Lheureux & Lavenne, assurances (Public Limited) - Boussu

Dossier Lheureux & Lavenne, assurances, printed on 29 October 2026 from databakkes.be/en/0413976006/lheureux-lavenne-assurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2024

Lheureux & Lavenne, assurances from Boussu, company number BE0413976006, closed financial year 2024 with a result of € 188,409 after tax. For that financial year Lheureux & Lavenne, assurances recorded a gross margin of € 577,598 and equity of € 202,772. Compared with financial year 2023, the result moved from € 54,925 to € 188,409. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.

What it is worth Healthy

€ 202,772

▼ 1% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 188,409

▲ 243% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 145,124

▼ 44% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 191,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2024

Full-time equivalents

5.5

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 364,453

▲ 4% vs 2023

€ 66,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 15,073

▼ 21% vs 2023

Of which on lease € 10,868.

Debts at end 2024

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 11,618

▼ 38% vs 2023

€ 7,476 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 54,868

▼ 53% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 44,007

▲ 4% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 502,737 Gross margin 2021: € 502,737 First fiscal year in the series	€ 491,234 Gross margin 2022: € 491,234 ▼ 2% vs 2021 (€ 502,737) Unfavourable step	€ 455,916 Gross margin 2023: € 455,916 ▼ 7% vs 2022 (€ 491,234) Unfavourable step	€ 577,598 Gross margin 2024: € 577,598 ▲ 27% vs 2023 (€ 455,916) Favourable step	▲ 27%
Profit after taxes	€ 182,988 Profit after taxes 2021: € 182,988 First fiscal year in the series	€ 95,777 Profit after taxes 2022: € 95,777 ▼ 48% vs 2021 (€ 182,988) Unfavourable step	€ 54,925 Profit after taxes 2023: € 54,925 ▼ 43% vs 2022 (€ 95,777) Unfavourable step	€ 188,409 Profit after taxes 2024: € 188,409 ▲ 243% vs 2023 (€ 54,925) Favourable step	▲ 243%
Equity	€ 214,660 Equity 2021: € 214,660 First fiscal year in the series	€ 210,437 Equity 2022: € 210,437 ▼ 2% vs 2021 (€ 214,660) Unfavourable step	€ 205,362 Equity 2023: € 205,362 ▼ 2% vs 2022 (€ 210,437) Unfavourable step	€ 202,772 Equity 2024: € 202,772 ▼ 1% vs 2023 (€ 205,362) Unfavourable step	▼ 1%
Total debts	€ 504,508 Total debts 2021: € 504,508 First fiscal year in the series	€ 385,249 Total debts 2022: € 385,249 ▼ 24% vs 2021 (€ 504,508) Favourable step	€ 350,380 Total debts 2023: € 350,380 ▼ 9% vs 2022 (€ 385,249) Favourable step	€ 323,111 Total debts 2024: € 323,111 ▼ 8% vs 2023 (€ 350,380) Favourable step	▼ 8%
Cash	€ 437,735 Cash 2021: € 437,735 First fiscal year in the series	€ 246,706 Cash 2022: € 246,706 ▼ 44% vs 2021 (€ 437,735) Unfavourable step	€ 260,352 Cash 2023: € 260,352 ▲ 6% vs 2022 (€ 246,706) Favourable step	€ 145,124 Cash 2024: € 145,124 ▼ 44% vs 2023 (€ 260,352) Unfavourable step	▼ 44%
Land & buildings	€ 90,423 Land & buildings 2021: € 90,423 First fiscal year in the series	€ 78,961 Land & buildings 2022: € 78,961 ▼ 13% vs 2021 (€ 90,423) Unchanged	€ 67,498 Land & buildings 2023: € 67,498 ▼ 15% vs 2022 (€ 78,961) Unchanged	€ 66,219 Land & buildings 2024: € 66,219 ▼ 2% vs 2023 (€ 67,498) Unchanged	▼ 2%
Retained profit	€ 41,130 Retained profit 2021: € 41,130 First fiscal year in the series	€ 36,907 Retained profit 2022: € 36,907 ▼ 10% vs 2021 (€ 41,130) Unfavourable step	€ 31,832 Retained profit 2023: € 31,832 ▼ 14% vs 2022 (€ 36,907) Unfavourable step	€ 29,242 Retained profit 2024: € 29,242 ▼ 8% vs 2023 (€ 31,832) Unfavourable step	▼ 8%
Dividend	€ 186,000 Dividend 2021: € 186,000 First fiscal year in the series	€ 100,000 Dividend 2022: € 100,000 ▼ 46% vs 2021 (€ 186,000) Unchanged	€ 60,000 Dividend 2023: € 60,000 ▼ 40% vs 2022 (€ 100,000) Unchanged	€ 191,000 Dividend 2024: € 191,000 ▲ 218% vs 2023 (€ 60,000) Unchanged	▲ 218%
Bank debt	€ 77,492 Bank debt 2021: € 77,492 First fiscal year in the series	€ 30,745 Bank debt 2022: € 30,745 ▼ 60% vs 2021 (€ 77,492) Favourable step	€ 18,807 Bank debt 2023: € 18,807 ▼ 39% vs 2022 (€ 30,745) Favourable step	€ 11,618 Bank debt 2024: € 11,618 ▼ 38% vs 2023 (€ 18,807) Favourable step	▼ 38%
Balance sheet total	€ 719,168 Balance sheet total 2021: € 719,168 First fiscal year in the series	€ 595,686 Balance sheet total 2022: € 595,686 ▼ 17% vs 2021 (€ 719,168) Unchanged	€ 555,742 Balance sheet total 2023: € 555,742 ▼ 7% vs 2022 (€ 595,686) Unchanged	€ 525,883 Balance sheet total 2024: € 525,883 ▼ 5% vs 2023 (€ 555,742) Unchanged	▼ 5%
Employees (FTE)	4.5 Employees (FTE) 2021: 4.5 First fiscal year in the series	5.5 Employees (FTE) 2022: 5.5 ▲ 1 vs 2021 (4.5) Unchanged	5.5 Employees (FTE) 2023: 5.5 Unchanged (5.5) Unchanged	5.5 Employees (FTE) 2024: 5.5 Unchanged (5.5) Unchanged

Key figures of Lheureux & Lavenne, assurances, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to Lheureux & Lavenne, assurances?

What happened at Lheureux & Lavenne, assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Cuvelier Assurances SRL stepped down as director. NBB
Aug 28, 2025 New annual accounts for financial year 2024: profit of € 188,409 (▲ 243% vs 2023). filed late Source: NBB ↗
2023 Cuvelier Assurances SRL became a director. NBB
Jan 1, 1974 New establishment in Boussu. KBO
Dec 1, 1973 Start of the company according to the CBE. KBO

In short

From € 182,988 profit in 2021 to € 188,409 profit in 2024.

Paid € 180,147 in corporate taxes since 2021.

Best year ever: 2024, with € 188,409 profit.

On average € 105,000 of value added per employee in 2024.

Original PDFs at the National Bank ↗

Management

CUVELIER ASSURANCES 100%

The stake of CUVELIER ASSURANCES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Lheureux & Lavenne, assurances

GCLW SRL 100%

The shares are held by CUVELIER ASSURANCES (100%). It owns 100% of GCLW SRL itself.

Directors

According to the 2024 annual accounts

Cuvelier Assurances SRL

Managing director · represented by Guy Cuvelier

since 2023 · until 2029

Shareholders

CUVELIER ASSURANCES

100%

Participations

GCLW SRL

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Dour(B-B) 188

7300 Boussu

2.142.815.518

Rue de Dour(B-C) 188

7300 Boussu

Active since 1 January 1974

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0413.976.006

VAT number

BE 0413.976.006

Registered office

Rue de Dour(B-B) 188, 7300 Boussu

Names & denominations

Lheureux & Lavenne, assurances

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

1 December 1973

Peppol

Active · Active since 9 Sept 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Lheureux & Lavenne, assurances

Financials

What happened to Lheureux & Lavenne, assurances?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions