Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COPILOT MANAGEMENT from Liège, company number BE0475645042, closed financial year 2025 with a result of € 86,989 after tax. For that financial year COPILOT MANAGEMENT recorded a gross margin of € 6,145 and equity of € 427,102. Compared with financial year 2024, the result moved from € 34,978 to € 86,989. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 427,102
▲ 144% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 86,989
▲ 149% vs 2024
Profit after tax over the fiscal year.
€ 12,773
▲ € 12,166 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,000 paid out
17 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 148,546
▼ 9% vs 2024
Loans from banks and other lenders, long and short.
€ 3,510
▲ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,829 | € 2,815 | € 6,462 | € 6,145 | ▼ 5% |
| Profit after taxes | € -17,902 | € 16,908 | € 34,978 | € 86,989 | ▲ 149% |
| Equity | € 123,227 | € 140,135 | € 175,113 | € 427,102 | ▲ 144% |
| Total debts | € 879,041 | € 867,484 | € 838,270 | € 1,057,437 | ▲ 26% |
| Cash | € 270 | € 337 | € 607 | € 12,773 | ▲ € 12,166 |
| Retained profit | € -98,273 | € -81,365 | € -46,387 | € 25,602 | ▲ € 71,989 |
| Dividend | € 0 | € 0 | € 0 | € 15,000 | |
| Bank debt | € 228,799 | € 187,279 | € 163,488 | € 148,546 | ▼ 9% |
| Balance sheet total | € 1,002,268 | € 1,007,619 | € 1,013,383 | € 1,484,539 | ▲ 46% |
Key figures of COPILOT MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to COPILOT MANAGEMENT?
What happened at COPILOT MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Pascal ERPICUM stepped down as director. NBB
- Yves BESSEMANS stepped down as director. NBB
- Frédéric LOVERIUS stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 86,989 (▲ 149% vs 2024). Source: NBB ↗
- Pascal ERPICUM became a director. NBB
- Frédéric LOVERIUS became a director. NBB
- Yves BESSEMANS became a director. NBB
- New establishment in Liège. KBO
In short
From € 17,902 loss in 2022 to € 86,989 profit in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2025, with € 86,989 profit.
Paid out € 15,000 in dividends to the owners in total.
A new publication or filing at COPILOT MANAGEMENT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of EPC Consult comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
COPILOT MANAGEMENTThe shares are held by EPC Consult (30%). It owns 100% of COPILOT, 100% of SOCIETE DU QUAI and 49% of EV LIEGE itself.
Directors
According to the 2025 annual accounts
Pascal ERPICUM
Director
Also active at: COPILOT, Société du Quai, COPILOT PATRIMOINE, EPC Consult, AQUALYS MANAGEMENT
since 2025 · until 2029
Yves BESSEMANS
Managing director
Also active at: ICARUS, COPILOT, GESTYS, ICARUS GROUP, ALLIANCE DES ROBINETIERS EUROPEENS, COPILOT PATRIMOINE
since 2009 · until 2029
Frédéric LOVERIUS
Director
since 2021 · until 2029
Shareholders
30%
Participations
Establishments
Establishment units
Physical locations of this company
Quai Godefroid-Kurth 30
4020 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.645.042
- VAT number
- BE 0475.645.042
- Registered office
- Quai Godefroid-Kurth 30, 4020 Liège
- Names & denominations
- COPILOT MANAGEMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 September 2001
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
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