Financials
Financial year 2025
COPILOT from Liège, company number BE0438107824, closed financial year 2025 with a result of € 85,565 after tax. For that financial year COPILOT recorded a gross margin of € 399,934 and equity of € 331,055. Compared with financial year 2024, the result moved from € 154,743 to € 85,565. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 331,055
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 85,565
▼ 45% vs 2024
Profit after tax over the fiscal year.
€ 124,767
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 60,000 paid out
70 % of the profit went to the shareholders, mostly to COPILOT MANAGEMENT (100 % of the shares). That is where the money ends up.
People and assets in 2025
2.4
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 183,501
▲ 5% vs 2024
€ 76,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 72,521
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 290,476
▲ 4% vs 2024
€ 40,000 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 88,118
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 129,386
▼ 49% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 246,309 | € 283,294 | € 497,854 | € 399,934 | ▼ 20% |
| Profit after taxes | € 50,937 | € 66,477 | € 154,743 | € 85,565 | ▼ 45% |
| Equity | € 265,073 | € 269,693 | € 305,490 | € 331,055 | ▲ 8% |
| Total debts | € 625,665 | € 593,695 | € 845,904 | € 573,281 | ▼ 32% |
| Cash | - | € 159,981 | € 277,153 | € 124,767 | ▼ 55% |
| Retained profit | € 179,878 | € 186,355 | € 223,439 | € 249,004 | ▲ 11% |
| Dividend | € 40,000 | € 60,000 | € 105,000 | € 60,000 | ▼ 43% |
| Bank debt | € 260,641 | € 295,084 | € 280,581 | € 290,476 | ▲ 4% |
| Balance sheet total | € 890,738 | € 863,388 | € 1,151,395 | € 904,337 | ▼ 21% |
| Employees (FTE) | 1.4 | 1.7 | 2.3 | 2.4 | ▲ 0.1 |
Key figures of COPILOT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COPILOT?
What happened at COPILOT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- COM & MANAGEMENT SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 85,565 (▼ 45% vs 2024). Source: NBB ↗
- COM & MANAGEMENT SRL became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 50,937 profit in 2022 to € 85,565 profit in 2025.
Paid € 179,200 in corporate taxes since 2022.
Best year ever: 2024, with € 154,743 profit.
On average € 166,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of COPILOT MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
COPILOTBehind COPILOT are Frédéric LOVERIUS, GESTYS SRL, Samuel RIZZO, VPG SA and EPC CONSULT SRL. The shares are held by COPILOT MANAGEMENT (100%). It owns 99.5% of COPILOT PATRIMOINE itself.
Directors
According to the 2025 annual accounts
Frédéric LOVERIUS
Director
Managing director · represented by Yves BESSEMANS
Samuel RIZZO
Director
Also active at: La Maison Sérésienne, Agilis - Intendance immobilière, Agilis - Gestion Immobilière
Director · represented by Vincent PISSART
Also active at: BATIMENT ET TECHNIQUE, EXPLOTECH, BBK, ADAM PUMPS, INDEXPLUS, DEEGITAL, LEVITA, 18.24 Agency +2 more
Director · represented by Pascal ERPICUM
Director · represented by Thierry DEGIVES
Also active at: NEXUS COMMUNICATION, NEXUS COMMUNICATION HOLDING
since 2026 · until 2028
Shareholders
100%
Participations
99.5%
Establishments
Establishment units
Physical locations of this company
Quai Godefroid-Kurth 30
4020 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.107.824
- VAT number
- BE 0438.107.824
- Registered office
- Quai Godefroid-Kurth 30, 4020 Liège
- Names & denominations
- COPILOT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 1989
- Peppol
- Active · Active since 31 Mar 2026
- Activities · NACE
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