Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Société du Quai from Liège, company number BE0466453994, closed financial year 2025 with a result of € 16,792 after tax. For that financial year Société du Quai recorded a gross margin of € 33,859 and equity of € 27,908. Compared with financial year 2024, the result moved from € 15,790 to € 16,792. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.
€ 27,908
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,792
▲ 6% vs 2024
Profit after tax over the fiscal year.
€ 28,166
▲ € 27,911 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 16,000 paid out
95 % of the profit went to the shareholders, mostly to GESTYS (100 % of the shares). That is where the money ends up.
Debts at end 2025
€ 222,333
▼ 4% vs 2024
€ 11,194 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 4,953
▼ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,406
▼ 83% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 31,340 | € 30,331 | € 28,893 | € 33,859 | ▲ 17% |
| Profit after taxes | € 20,351 | € 25,516 | € 15,790 | € 16,792 | ▲ 6% |
| Equity | € 51,310 | € 26,826 | € 27,116 | € 27,908 | ▲ 3% |
| Total debts | € 293,523 | € 331,799 | € 331,486 | € 257,281 | ▼ 22% |
| Cash | € 2,219 | € 1,080 | € 256 | € 28,166 | ▲ € 27,911 |
| Land & buildings | € 101,082 | € 95,271 | € 86,591 | € 83,823 | ▼ 3% |
| Retained profit | € 31,310 | € 6,826 | € 7,116 | € 7,908 | ▲ 11% |
| Dividend | € 20,000 | € 50,000 | € 15,500 | € 16,000 | ▲ 3% |
| Bank debt | € 253,333 | € 243,000 | € 232,667 | € 222,333 | ▼ 4% |
| Balance sheet total | € 414,295 | € 358,625 | € 358,602 | € 285,189 | ▼ 20% |
Key figures of Société du Quai, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Société du Quai?
What happened at Société du Quai in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,792 (▲ 6% vs 2024). Source: NBB ↗
- Pascal ERPICUM became a director. NBB
- Frédéric LOVERIUS became a director. NBB
- Yves BESSEMANS became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,351 profit in 2022 to € 16,792 profit in 2025.
Paid € 89,300 in corporate taxes since 2022.
Best year ever: 2023, with € 25,516 profit.
Paid out € 101,500 in dividends to the owners in total.
A new publication or filing at Société du Quai? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GESTYS, COPILOT MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Société du QuaiBehind Société du Quai are Pascal ERPICUM, Frédéric LOVERIUS and Yves BESSEMANS. The shares are held by GESTYS (100%) and COPILOT MANAGEMENT (100%).
Directors
According to the 2025 annual accounts
Pascal ERPICUM
Director
Also active at: COPILOT, COPILOT MANAGEMENT, COPILOT PATRIMOINE, EPC Consult, AQUALYS MANAGEMENT
since 2025
Frédéric LOVERIUS
Director
since 2025
since 2016
Shareholders
100%
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Quai Godefroid-Kurth 30
4020 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0466.453.994
- VAT number
- BE 0466.453.994
- Registered office
- Quai Godefroid-Kurth 30, 4020 Liège
- Names & denominations
- Société du Quai
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 July 1999
- Peppol
- Not registered
- Activities · NACE
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