Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2021.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STUDENTCOMFORT from Leuven, company number BE0448898083, closed financial year 2025 with a result of € 3.7 million after tax. For that financial year STUDENTCOMFORT recorded a gross margin of € 16.2 million and equity of € 85.5 million. Compared with financial year 2024, the result moved from € -528,354 to € 3.7 million. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 85.5 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3.7 million
▲ still € 528,354 loss in 2024
Profit after tax over the fiscal year.
€ 428,130
▲ € 324,063 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 19.9 million.
People and assets in 2025
13.2
▲ 6.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 334,763
▲ 12% vs 2024
€ 25,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1.8 million
▼ 1% vs 2024
Of which on lease € 1.8 million.
Debts at end 2025
€ 139.7 million
▲ 8% vs 2024
€ 2.5 million is repaid this year. At this pace the long-term loan is gone in ≈ 26 years.
€ 2.6 million
▲ 76% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 240,738
▲ 65% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 29,504,275 | € 9,978,183 | € 15,101,647 | € 16,217,164 | ▲ 7% |
| Profit after taxes | € 15,089,952 | € 1,639,061 | € -528,354 | € 3,717,305 | ▲ € 4.2 million |
| Equity | € 90,188,609 | € 90,270,238 | € 87,049,794 | € 85,495,041 | ▼ 2% |
| Total debts | € 143,851,173 | € 140,895,768 | € 158,828,199 | € 171,911,741 | ▲ 8% |
| Cash | € 1,170,112 | € 581,084 | € 104,066 | € 428,130 | ▲ € 324,063 |
| Land & buildings | € 219,000,275 | € 216,435,159 | € 213,427,304 | € 217,068,665 | ▲ 2% |
| Retained profit | € 17,296,663 | € 18,423,144 | € 16,202,700 | € 19,920,005 | ▲ 23% |
| Bank debt | € 132,233,942 | € 125,759,168 | € 129,283,500 | € 139,733,526 | ▲ 8% |
| Balance sheet total | € 240,379,876 | € 237,476,618 | € 252,467,203 | € 264,911,255 | ▲ 5% |
| Employees (FTE) | 0.3 | 5.1 | 6.8 | 13.2 | ▲ 6.4 |
Key figures of STUDENTCOMFORT, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to STUDENTCOMFORT?
What happened at STUDENTCOMFORT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3.7 million. Source: NBB ↗
- New establishment in Leuven. KBO
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 15.1 million profit in 2021 to € 3.7 million profit in 2025.
Paid € 595,960 in corporate taxes since 2021.
Best year ever: 2021, with € 15.1 million profit.
On average € 1.2 million of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STUDENTCOMFORT is KOUROSH JAVEDANI. It owns 100% of Steben Invest, 100% of Residentie Martino, 100% of Nova Invest, 100% of Building Comfort, 100% of Stedimo and 100% of Kortrijk Student house itself.
Directors
According to the 2025 annual accounts
KOUROSH JAVEDANI
Director
Also active at: FORMA, Immo Wooncomfort, NOVA INVEST, STEDIMO, PS&U, REAL INVESTMENT, FIVE YEARS, Damiaan 4 +5 more
Establishments
Establishment units
Physical locations of this company
Quinten Metsysplein 12 box 1
3000 Leuven
Naamsestraat 111
3000 Leuven
Active since 11 February 1993
Quinten Metsysplein 12
3000 Leuven
Active since 13 September 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
All companies at this address →Rubens Invest
€ 181,709 gross margin · 2025
NOVA INVEST same network
€ 677,837 gross margin · 2024
STEDIMO same network
€ 749,325 gross margin · 2025
PS&U same network
€ 202,622 gross margin · 2025
Leuven Housing
€ -3,028 gross margin · 2024
+10 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0448.898.083
- VAT number
- BE 0448.898.083
- Registered office
- Quinten Metsysplein 12 bus 1, 3000 Leuven
- Names & denominations
- STUDENTCOMFORT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 1992
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
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