Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
PS&U from Leuven, company number BE0463562703, closed financial year 2025 with a result of € 47 after tax. For that financial year PS&U recorded a gross margin of € 202,622 and equity of € 468,470. Compared with financial year 2024, the result moved from € 2,867 to € 47. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 468,470
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 47
▼ 98% vs 2024
Profit after tax over the fiscal year.
€ 120,907
▲ € 101,658 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 406,470.
Debts at end 2025
€ 2.1 million
▼ 8% vs 2024
€ 183,600 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 9,619
Supplier invoices still open on the last day of the fiscal year.
€ 17
▼ € 29,332 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 248,037 | € 249,563 | € 183,846 | € 202,622 | ▲ 10% |
| Profit after taxes | € 77,305 | € 77,674 | € 2,867 | € 47 | ▼ 98% |
| Equity | € 387,882 | € 465,556 | € 468,423 | € 468,470 | |
| Total debts | € 2,642,900 | € 2,504,927 | € 2,676,749 | € 2,654,636 | ▼ 1% |
| Cash | € 34,604 | € 17,539 | € 19,249 | € 120,907 | ▲ € 101,658 |
| Land & buildings | € 601,655 | € 527,328 | € 1,615,361 | € 1,489,411 | ▼ 8% |
| Retained profit | € 325,882 | € 403,556 | € 406,423 | € 406,470 | |
| Bank debt | € 2,642,900 | € 2,444,000 | € 2,260,400 | € 2,076,800 | ▼ 8% |
| Balance sheet total | € 3,030,782 | € 2,970,483 | € 3,145,172 | € 3,123,106 | ▼ 1% |
Key figures of PS&U, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PS&U?
What happened at PS&U in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 47 (▼ 98% vs 2024). Source: NBB ↗
- Residentie Martino BV became a director. NBB
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 77,305 profit in 2022 to € 47 profit in 2025.
Paid € 57,507 in corporate taxes since 2022.
Best year ever: 2023, with € 77,674 profit.
Management
The stake of ALTRO MODO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PS&UBehind PS&U is Residentie Martino BV. The shares are held by ALTRO MODO (100%). It owns 80% of Stedimo itself.
Directors
According to the 2025 annual accounts
Director · represented by Kourosh Javedani
since 2024
Shareholders
100%
Participations
80%
Establishments
Establishment units
Physical locations of this company
Quinten Metsysplein 12 box 1
3000 Leuven
Fonteinstraat 1 A
3000 Leuven
Active since 6 October 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
All companies at this address →Rubens Invest
€ 181,709 gross margin · 2025
NOVA INVEST
€ 1.1 million gross margin · 2025
STUDENTCOMFORT
€ 16.2 million gross margin · 2025
STEDIMO same network
€ 749,325 gross margin · 2025
Leuven Housing
€ -3,028 gross margin · 2024
+10 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.562.703
- VAT number
- BE 0463.562.703
- Registered office
- Quinten Metsysplein 12 bus 1, 3000 Leuven
- Names & denominations
- PS&U
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 June 1998
- Peppol
- Active · Active since 30 Dec 2025