Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
NOVA INVEST from Leuven, company number BE0439027740, closed financial year 2025 with a result of € -545,868 after tax. For that financial year NOVA INVEST recorded a gross margin of € 1.1 million and equity of € 5.6 million. Compared with financial year 2024, the result moved from € -491,681 to € -545,868. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 5.6 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -545,868
▼ 11 % more loss than in 2024
Profit after tax over the fiscal year.
€ 5,986
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.1 million.
People and assets in 2025
€ 8.9 million
▼ 4% vs 2024
Of which on lease € 8.8 million.
Debts at end 2025
€ 19.2 million
▲ 3% vs 2024
€ 3.2 million is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 733,067
▲ € 705,469 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 733,951 | € 668,039 | € 677,837 | € 1,121,929 | ▲ 66% |
| Profit after taxes | € 2,370 | € -99,692 | € -491,681 | € -545,868 | ▼ € 54,188 |
| Equity | € 117,691 | € 17,999 | € 6,138,920 | € 5,593,051 | ▼ 9% |
| Total debts | € 6,796,898 | € 14,783,659 | € 24,489,521 | € 25,758,776 | ▲ 5% |
| Cash | € 349,612 | € 354,446 | € 213,350 | € 5,986 | ▼ 97% |
| Land & buildings | € 5,067,189 | € 5,380,904 | € 15,154,399 | € 16,786,524 | ▲ 11% |
| Retained profit | € 27,691 | € -72,001 | € -551,080 | € -1,096,949 | ▼ € 545,869 |
| Bank debt | € 6,608,544 | € 6,416,112 | € 18,710,002 | € 19,243,706 | ▲ 3% |
| Balance sheet total | € 7,080,718 | € 14,814,259 | € 30,628,440 | € 31,351,827 | ▲ 2% |
Key figures of NOVA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NOVA INVEST?
What happened at NOVA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 545,869. filed late Source: NBB ↗
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,370 profit in 2022 to € 545,869 loss in 2025.
Best year ever: 2022, with € 2,370 profit.
Management
The stake of STUDENTCOMFORT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
NOVA INVESTBehind NOVA INVEST is Kourosh Javedani. The shares are held by STUDENTCOMFORT (100%). It owns 100% of Rubens Inest itself.
Directors
According to the 2025 annual accounts
Kourosh Javedani
Director
Also active at: FORMA, Immo Wooncomfort, STUDENTCOMFORT, STEDIMO, PS&U, REAL INVESTMENT, FIVE YEARS, Damiaan 4 +5 more
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Quinten Metsysplein 12 box 1
3000 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
All companies at this address →Rubens Invest same network
€ 181,709 gross margin · 2025
STUDENTCOMFORT same network
€ 16.2 million gross margin · 2025
STEDIMO same network
€ 749,325 gross margin · 2025
PS&U same network
€ 202,622 gross margin · 2025
Leuven Housing
€ -3,028 gross margin · 2024
+10 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.027.740
- VAT number
- BE 0439.027.740
- Registered office
- Quinten Metsysplein 12 bus 1, 3000 Leuven
- Names & denominations
- NOVA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 November 1989
- Peppol
- Active · Active since 24 Dec 2025
- Activities · NACE
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