Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CFA Immo from Oostkamp, company number BE0429196294, closed financial year 2025 with a result of € 108,601 after tax. For that financial year CFA Immo recorded a gross margin of € 152,708 and equity of € 1 million. Compared with financial year 2024, the result moved from € 142,982 to € 108,601. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 1 million
▲ 191% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 108,601
▼ 24% vs 2024
Profit after tax over the fiscal year.
€ 1,119
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 970,993.
People and assets in 2025
€ 2,433
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▼ 14% vs 2024
€ 173,701 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 15,062
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,946
▲ € 20,928 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 277,635 | € 202,338 | € 229,766 | € 152,708 | ▼ 34% |
| Profit after taxes | € 142,807 | € 113,924 | € 142,982 | € 108,601 | ▼ 24% |
| Equity | € 93,191 | € 207,115 | € 350,097 | € 1,018,309 | ▲ 191% |
| Total debts | € 2,409,390 | € 2,572,825 | € 2,446,783 | € 1,212,615 | ▼ 50% |
| Cash | € 91,927 | € 75,281 | € 98,894 | € 1,119 | ▼ 99% |
| Land & buildings | € 2,188,988 | € 2,148,871 | € 2,109,195 | € 2,095,582 | ▼ 1% |
| Retained profit | € 31,191 | € 145,115 | € 288,097 | € 970,993 | ▲ 237% |
| Bank debt | € 1,503,074 | € 1,341,307 | € 1,175,670 | € 1,006,058 | ▼ 14% |
| Balance sheet total | € 2,656,277 | € 2,929,981 | € 2,943,446 | € 2,317,214 | ▼ 21% |
Key figures of CFA Immo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CFA Immo?
What happened at CFA Immo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Stephanie Scheidweiler stepped down as director. NBB
- Lune stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 108,601 (▼ 24% vs 2024). filed late Source: NBB ↗
- Stephanie Scheidweiler became a director. NBB
- Lune became a director. NBB
- New establishment in Oostkamp. KBO
- Start of the company according to the CBE. KBO
In short
From € 142,807 profit in 2022 to € 108,601 profit in 2025.
Paid € 27,106 in corporate taxes since 2022.
Best year ever: 2024, with € 142,982 profit.
Management
The stake of LUNE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CFA ImmoThe shares are held by LUNE.
Directors
According to the 2025 annual accounts
Stephanie Scheidweiler
Director
since 2021 · until 2027
Managing director · represented by Peter Callant
Also active at: CALLANT VERZEKERINGEN KEMPEN, CALLANT VERZEKERINGSKANTOOR, CALLANT VERZEKERINGEN ANTWERPEN, NATEL, KEYPOINT, Sea Mile Properties
since 2021 · until 2027
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kapellestraat 113
8020 Oostkamp
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →CALLANT VERZEKERINGSKANTOOR same network
€ 5.9 million gross margin · 2025
GROEP CALLANT
Sea Mile Properties same network
€ 1,821 gross margin · 2025
Sagrada
CFA
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0429.196.294
- VAT number
- BE 0429.196.294
- Registered office
- Kapellestraat 113, 8020 Oostkamp
- Names & denominations
- CFA Immo
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 June 1986
- Peppol
- Active · Active since 27 Nov 2024
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Activiteiten van syndici van onroerend goed
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Handel in eigen onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis