What does VATIBO - DEMAN do?

VATIBO - DEMAN is an insurance broker in Brugge. Private Limited, started on 10 December 1989, 1 establishment.

What is the address of VATIBO - DEMAN?

The registered office of VATIBO - DEMAN is located at Emile en Dora Rommelaerestraat 2, 8000 Brugge.

Is VATIBO - DEMAN still active?

Yes. According to the CBE (30 September 2026) VATIBO - DEMAN is active, legal situation “Normale toestand”, started on 10 December 1989.

Is VATIBO - DEMAN registered on Peppol?

No, VATIBO - DEMAN is currently not registered on the Peppol network.

What is the enterprise number of VATIBO - DEMAN?

The enterprise number of VATIBO - DEMAN is BE0439148890.

When was VATIBO - DEMAN founded?

VATIBO - DEMAN was founded on 10 December 1989.

Who are the directors of VATIBO - DEMAN?

According to the 2025 annual accounts, the directors of VATIBO - DEMAN are: Jan Van Tieghem.

Is VATIBO - DEMAN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 December 1989; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did VATIBO - DEMAN make in 2025?

VATIBO - DEMAN posted a profit after taxes of € 548,443 in financial year 2025.

What is the revenue of VATIBO - DEMAN?

As a small company, VATIBO - DEMAN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 258,524.

How much does an employee at VATIBO - DEMAN earn?

The average wage cost per full-time employee at VATIBO - DEMAN was € 44,600 in 2025: staff costs of € 44,559 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does VATIBO - DEMAN have?

According to the 2025 annual accounts, VATIBO - DEMAN has 1 full-time equivalents (FTE).

VATIBO - DEMAN (Private Limited) - Brugge - BE0439148890

Dossier VATIBO - DEMAN, printed on 30 September 2026 from databakkes.be/en/0439148890/vatibo-deman. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

VATIBO - DEMAN from Brugge, company number BE0439148890, closed financial year 2025 with a result of € 548,443 after tax. For that financial year VATIBO - DEMAN recorded a gross margin of € 258,524 and equity of € 1 million. Compared with financial year 2024, the result moved from € 978 to € 548,443. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 22, 2026.

What it is worth Growing

€ 1 million

▲ 121% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 548,443

▲ € 547,466 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 293,478

▲ € 289,374 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 982,372.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 44,559

€ 44,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 89,191

▲ € 84,708 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 360,624

€ 76,289 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 2,134

▲ € 2,008 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 47,277

▲ € 44,654 vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 16,010 Gross margin 2022: € 16,010 First fiscal year in the series	€ 11,016 Gross margin 2023: € 11,016 ▼ 31% vs 2022 (€ 16,010) Unfavourable step	€ 5,256 Gross margin 2024: € 5,256 ▼ 52% vs 2023 (€ 11,016) Unfavourable step	€ 258,524 Gross margin 2025: € 258,524 ▲ € 253,268 vs 2024 (€ 5,256) Favourable step	▲ € 253,268
Profit after taxes	€ 7,368 Profit after taxes 2022: € 7,368 First fiscal year in the series	€ 1,721 Profit after taxes 2023: € 1,721 ▼ 77% vs 2022 (€ 7,368) Unfavourable step	€ 978 Profit after taxes 2024: € 978 ▼ 43% vs 2023 (€ 1,721) Unfavourable step	€ 548,443 Profit after taxes 2025: € 548,443 ▲ € 547,466 vs 2024 (€ 978) Favourable step	▲ € 547,466
Equity	€ 449,822 Equity 2022: € 449,822 First fiscal year in the series	€ 451,543 Equity 2023: € 451,543 Unchanged (€ 449,822) Favourable step	€ 452,520 Equity 2024: € 452,520 Unchanged (€ 451,543) Favourable step	€ 1,000,964 Equity 2025: € 1,000,964 ▲ 121% vs 2024 (€ 452,520) Favourable step	▲ 121%
Total debts	€ 15,061 Total debts 2022: € 15,061 First fiscal year in the series	€ 6,098 Total debts 2023: € 6,098 ▼ 60% vs 2022 (€ 15,061) Favourable step	€ 2,749 Total debts 2024: € 2,749 ▼ 55% vs 2023 (€ 6,098) Favourable step	€ 410,035 Total debts 2025: € 410,035 ▲ € 407,286 vs 2024 (€ 2,749) Unfavourable step	▲ € 407,286
Cash	€ 6,541 Cash 2022: € 6,541 First fiscal year in the series	€ 3,401 Cash 2023: € 3,401 ▼ 48% vs 2022 (€ 6,541) Unfavourable step	€ 4,105 Cash 2024: € 4,105 ▲ 21% vs 2023 (€ 3,401) Favourable step	€ 293,478 Cash 2025: € 293,478 ▲ € 289,374 vs 2024 (€ 4,105) Favourable step	▲ € 289,374
Land & buildings	€ 78,878 Land & buildings 2022: € 78,878 First fiscal year in the series	€ 74,100 Land & buildings 2023: € 74,100 ▼ 6% vs 2022 (€ 78,878) Unchanged	€ 69,505 Land & buildings 2024: € 69,505 ▼ 6% vs 2023 (€ 74,100) Unchanged	€ 866,894 Land & buildings 2025: € 866,894 ▲ € 797,389 vs 2024 (€ 69,505) Unchanged	▲ € 797,389
Retained profit	€ 431,230 Retained profit 2022: € 431,230 First fiscal year in the series	€ 432,951 Retained profit 2023: € 432,951 Unchanged (€ 431,230) Favourable step	€ 433,928 Retained profit 2024: € 433,928 Unchanged (€ 432,951) Favourable step	€ 982,372 Retained profit 2025: € 982,372 ▲ 126% vs 2024 (€ 433,928) Favourable step	▲ 126%
Bank debt	€ 2,399 Bank debt 2022: € 2,399 First fiscal year in the series	€ 706 Bank debt 2023: € 706 ▼ 71% vs 2022 (€ 2,399) Favourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 706) Favourable step	€ 360,624 Bank debt 2025: € 360,624 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 464,883 Balance sheet total 2022: € 464,883 First fiscal year in the series	€ 457,641 Balance sheet total 2023: € 457,641 ▼ 2% vs 2022 (€ 464,883) Unchanged	€ 455,269 Balance sheet total 2024: € 455,269 ▼ 1% vs 2023 (€ 457,641) Unchanged	€ 1,410,999 Balance sheet total 2025: € 1,410,999 ▲ 210% vs 2024 (€ 455,269) Unchanged	▲ 210%
Employees (FTE)	-	-	-	1 Employees (FTE) 2025: 1 First fiscal year in the series

Key figures of VATIBO - DEMAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VATIBO - DEMAN?

What happened at VATIBO - DEMAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 22, 2026 New annual accounts for financial year 2025: profit of € 548,443 (▲ € 547,466 vs 2024). filed late Source: NBB ↗
2003 Jan Van Tieghem became a director. NBB
Dec 14, 1989 New establishment in Brugge. KBO
Dec 10, 1989 Start of the company according to the CBE. KBO

In short

From € 7,368 profit in 2022 to € 548,443 profit in 2025.

Paid € 78,437 in corporate taxes since 2022.

Best year ever: 2025, with € 548,443 profit.

On average € 258,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

A new publication or filing at VATIBO - DEMAN? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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