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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Verzekeringen V.D.C. from Brugge, company number BE0428566784, closed financial year 2025 with a result of € 6,708 after tax. For that financial year Verzekeringen V.D.C. recorded a gross margin of € 132,894 and equity of € 119,034. Compared with financial year 2024, the result moved from € 29,964 to € 6,708. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 119,034
▼ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,708
▼ 78% vs 2024
Profit after tax over the fiscal year.
€ 110,658
▼ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 31,864 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 103,204
▲ 42% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,818
▼ 54% vs 2024
Of which on lease € 1,160.
Debts at end 2025
€ 14,940
▲ 86% vs 2024
€ 5,745 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 9,645
▲ 166% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,093
▲ 30% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 132,816 | € 104,699 | € 129,384 | € 132,894 | ▲ 3% |
| Profit after taxes | € 7,166 | € 19,195 | € 29,964 | € 6,708 | ▼ 78% |
| Equity | € 130,800 | € 148,330 | € 144,190 | € 119,034 | ▼ 17% |
| Total debts | € 65,348 | € 45,475 | € 35,229 | € 54,254 | ▲ 54% |
| Cash | € 127,135 | € 135,280 | € 125,970 | € 110,658 | ▼ 12% |
| Land & buildings | € 2,768 | € 1,989 | € 1,210 | € 605 | ▼ 50% |
| Retained profit | € 112,208 | € 129,738 | € 125,598 | € 100,442 | ▼ 20% |
| Dividend | € 24,976 | € 1,666 | € 34,103 | € 31,864 | ▼ 7% |
| Bank debt | € 32,029 | € 23,881 | € 8,039 | € 14,940 | ▲ 86% |
| Balance sheet total | € 196,148 | € 193,805 | € 179,419 | € 173,288 | ▼ 3% |
Key figures of Verzekeringen V.D.C., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verzekeringen V.D.C.?
What happened at Verzekeringen V.D.C. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,708 (▼ 78% vs 2024). Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,166 profit in 2022 to € 6,708 profit in 2025.
Paid € 40,975 in corporate taxes since 2022.
Best year ever: 2024, with € 29,964 profit.
Paid out € 92,609 in dividends to the owners in total.
A new publication or filing at Verzekeringen V.D.C.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Verzekeringen V.D.C. are KRISTOF VANDECASTEELE and BIANCA DE SCHROODER.
Directors
According to the 2025 annual accounts
KRISTOF VANDECASTEELE
Director
BIANCA DE SCHROODER
Director
Establishments
Establishment units
Physical locations of this company
Ezelstraat 82
8000 Brugge
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0428.566.784
- VAT number
- BE 0428.566.784
- Registered office
- Ezelstraat 82, 8000 Brugge
- Names & denominations
- Verzekeringen V.D.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 February 1986
- Peppol
- Not registered
- Contact
- kantoorvandecasteele.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars