Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Assurantie-& financieel adviesburo Rony Stroo & Partners from Brugge, company number BE0890977266, closed financial year 2025 with a result of € 682,955 after tax. For that financial year Assurantie-& financieel adviesburo Rony Stroo & Partners recorded a gross margin of € 1.2 million and equity of € 25,030. Compared with financial year 2024, the result moved from € 675,574 to € 682,955. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 25,030
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 682,955
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 144,052
▼ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 681,000 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
8.1
▲ 1.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 513,931
▲ 16% vs 2024
€ 63,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 51,367
▼ 14% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 76,228
▲ 54% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 826,311 | € 873,305 | € 1,156,392 | € 1,244,484 | ▲ 8% |
| Profit after taxes | € 412,646 | € 477,410 | € 675,574 | € 682,955 | ▲ 1% |
| Equity | € 22,091 | € 22,501 | € 23,075 | € 25,030 | ▲ 8% |
| Total debts | € 597,583 | € 548,221 | € 745,375 | € 757,228 | ▲ 2% |
| Cash | € 408,913 | € 153,474 | € 229,658 | € 144,052 | ▼ 37% |
| Retained profit | € 1,631 | € 3,901 | € 4,475 | € 6,430 | ▲ 44% |
| Dividend | € 506,000 | € 477,000 | € 675,000 | € 681,000 | ▲ 1% |
| Bank debt | € 15,000 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 619,674 | € 570,722 | € 768,450 | € 782,258 | ▲ 2% |
| Employees (FTE) | 6.2 | 6 | 6.3 | 8.1 | ▲ 1.8 |
Key figures of Assurantie-& financieel adviesburo Rony Stroo & Partners, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Assurantie-& financieel adviesburo Rony Stroo & Partners?
What happened at Assurantie-& financieel adviesburo Rony Stroo & Partners in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 682,955 (▲ 1% vs 2024). Source: NBB ↗
- New establishment in Brugge. KBO
- DKG Consulting BV became a director. NBB
- Finolas became a director. NBB
- DH Advies became a director. NBB
- JS-ADVICE became a director. NBB
- ADVIESBURO RONY STROO became a director. NBB
- New establishment in Brugge. KBO
In short
From € 412,646 profit in 2022 to € 682,955 profit in 2025.
Paid € 45,451 in corporate taxes since 2022.
Best year ever: 2025, with € 682,955 profit.
On average € 153,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Finolas comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Assurantie-& financieel adviesburo Rony Stroo & PartnersBehind Assurantie-& financieel adviesburo Rony Stroo & Partners are DH Advies, ADVIESBURO RONY STROO, DKG Consulting BV, Rony Stroo, JS-ADVICE and Finolas. The shares are held by Finolas (10%).
Directors
According to the 2025 annual accounts
Director · represented by Hallaert Danny
since 2021
Director · represented by Stroo Rony
since 2010
Director · represented by Dieter Loose
since 2026
Director · represented by Stroo Justin
since 2021
Director · represented by De Waele Nicolas
since 2022
Shareholders
10%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Leopold I-laan 52
8000 Brugge
Maalse Steenweg 126
8310 Brugge
Active since 1 April 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0890.977.266
- VAT number
- BE 0890.977.266
- Registered office
- Leopold I-laan 52, 8000 Brugge
- Names & denominations
- Assurantie-& financieel adviesburo Rony Stroo & Partners · A.R.S. & Partners
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 July 2007
- Peppol
- Active · Active since 30 Aug 2023
- Activities · NACE
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Activiteiten van verzekeringsagenten en -makelaars