What does HANZE VERZEKERINGEN ACHTERGAEL do?

HANZE VERZEKERINGEN ACHTERGAEL is an insurance broker in Brugge. Private Limited, started on 19 July 1985, 1 establishment.

What is the address of HANZE VERZEKERINGEN ACHTERGAEL?

The registered office of HANZE VERZEKERINGEN ACHTERGAEL is located at Gulden-Vlieslaan 59, 8000 Brugge.

Is HANZE VERZEKERINGEN ACHTERGAEL still active?

Yes. According to the CBE (30 September 2026) HANZE VERZEKERINGEN ACHTERGAEL is active, legal situation “Normale toestand”, started on 19 July 1985.

Is HANZE VERZEKERINGEN ACHTERGAEL registered on Peppol?

Yes, HANZE VERZEKERINGEN ACHTERGAEL is registered on the Peppol network with ID 0208:0427630339.

What is the enterprise number of HANZE VERZEKERINGEN ACHTERGAEL?

The enterprise number of HANZE VERZEKERINGEN ACHTERGAEL is BE0427630339.

When was HANZE VERZEKERINGEN ACHTERGAEL founded?

HANZE VERZEKERINGEN ACHTERGAEL was founded on 19 July 1985.

Who are the directors of HANZE VERZEKERINGEN ACHTERGAEL?

According to the 2024 annual accounts, the directors of HANZE VERZEKERINGEN ACHTERGAEL are: Alexia Achtergael, Willem-Hendrik Achtergael.

Is HANZE VERZEKERINGEN ACHTERGAEL a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 19 July 1985; 4 annual accounts filed, latest fiscal year 2024; 2 directors known from the annual account.

How much profit did HANZE VERZEKERINGEN ACHTERGAEL make in 2024?

HANZE VERZEKERINGEN ACHTERGAEL posted a profit after taxes of € 25,980 in financial year 2024.

What is the revenue of HANZE VERZEKERINGEN ACHTERGAEL?

As a small company, HANZE VERZEKERINGEN ACHTERGAEL is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 43,332.

HANZE VERZEKERINGEN ACHTERGAEL (Private Limited) - Brugge

Dossier HANZE VERZEKERINGEN ACHTERGAEL, printed on 30 September 2026 from databakkes.be/en/0427630339/hanze-verzekeringen-achtergael. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2024

HANZE VERZEKERINGEN ACHTERGAEL from Brugge, company number BE0427630339, closed financial year 2024 with a result of € 25,980 after tax. For that financial year HANZE VERZEKERINGEN ACHTERGAEL recorded a gross margin of € 43,332 and equity of € 326,261. Compared with financial year 2023, the result moved from € 39,749 to € 25,980. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2025.

What it is worth Growing

€ 326,261

▲ 9% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 25,980

▼ 35% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 25,199

▼ 47% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2024. Retained profit grew to € 307,669.

People and assets in 2024

Wage cost

€ 2,696

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 42,422

▲ 17% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 35,709

▲ 121% vs 2023

€ 6,336 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 6,781

▼ 53% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 19,836

▼ 45% vs 2023

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 60,645 Gross margin 2021: € 60,645 First fiscal year in the series	€ 52,845 Gross margin 2022: € 52,845 ▼ 13% vs 2021 (€ 60,645) Unfavourable step	€ 75,556 Gross margin 2023: € 75,556 ▲ 43% vs 2022 (€ 52,845) Favourable step	€ 43,332 Gross margin 2024: € 43,332 ▼ 43% vs 2023 (€ 75,556) Unfavourable step	▼ 43%
Profit after taxes	€ 28,081 Profit after taxes 2021: € 28,081 First fiscal year in the series	€ 21,861 Profit after taxes 2022: € 21,861 ▼ 22% vs 2021 (€ 28,081) Unfavourable step	€ 39,749 Profit after taxes 2023: € 39,749 ▲ 82% vs 2022 (€ 21,861) Favourable step	€ 25,980 Profit after taxes 2024: € 25,980 ▼ 35% vs 2023 (€ 39,749) Unfavourable step	▼ 35%
Equity	€ 238,671 Equity 2021: € 238,671 First fiscal year in the series	€ 260,533 Equity 2022: € 260,533 ▲ 9% vs 2021 (€ 238,671) Favourable step	€ 300,282 Equity 2023: € 300,282 ▲ 15% vs 2022 (€ 260,533) Favourable step	€ 326,261 Equity 2024: € 326,261 ▲ 9% vs 2023 (€ 300,282) Favourable step	▲ 9%
Total debts	€ 51,755 Total debts 2021: € 51,755 First fiscal year in the series	€ 70,288 Total debts 2022: € 70,288 ▲ 36% vs 2021 (€ 51,755) Unfavourable step	€ 91,646 Total debts 2023: € 91,646 ▲ 30% vs 2022 (€ 70,288) Unfavourable step	€ 77,177 Total debts 2024: € 77,177 ▼ 16% vs 2023 (€ 91,646) Favourable step	▼ 16%
Cash	€ 35,155 Cash 2021: € 35,155 First fiscal year in the series	€ 42,871 Cash 2022: € 42,871 ▲ 22% vs 2021 (€ 35,155) Favourable step	€ 47,194 Cash 2023: € 47,194 ▲ 10% vs 2022 (€ 42,871) Favourable step	€ 25,199 Cash 2024: € 25,199 ▼ 47% vs 2023 (€ 47,194) Unfavourable step	▼ 47%
Retained profit	€ 220,079 Retained profit 2021: € 220,079 First fiscal year in the series	€ 241,941 Retained profit 2022: € 241,941 ▲ 10% vs 2021 (€ 220,079) Favourable step	€ 281,690 Retained profit 2023: € 281,690 ▲ 16% vs 2022 (€ 241,941) Favourable step	€ 307,669 Retained profit 2024: € 307,669 ▲ 9% vs 2023 (€ 281,690) Favourable step	▲ 9%
Bank debt	€ 30,943 Bank debt 2021: € 30,943 First fiscal year in the series	€ 23,579 Bank debt 2022: € 23,579 ▼ 24% vs 2021 (€ 30,943) Favourable step	€ 16,134 Bank debt 2023: € 16,134 ▼ 32% vs 2022 (€ 23,579) Favourable step	€ 35,709 Bank debt 2024: € 35,709 ▲ 121% vs 2023 (€ 16,134) Unfavourable step	▲ 121%
Balance sheet total	€ 290,427 Balance sheet total 2021: € 290,427 First fiscal year in the series	€ 330,821 Balance sheet total 2022: € 330,821 ▲ 14% vs 2021 (€ 290,427) Unchanged	€ 391,927 Balance sheet total 2023: € 391,927 ▲ 18% vs 2022 (€ 330,821) Unchanged	€ 403,438 Balance sheet total 2024: € 403,438 ▲ 3% vs 2023 (€ 391,927) Unchanged	▲ 3%

Key figures of HANZE VERZEKERINGEN ACHTERGAEL, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to HANZE VERZEKERINGEN ACHTERGAEL?

What happened at HANZE VERZEKERINGEN ACHTERGAEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2025 New annual accounts for financial year 2024: profit of € 25,980 (▼ 35% vs 2023). filed late Source: NBB ↗
Aug 1, 1985 New establishment in Brugge. KBO
Jul 19, 1985 Start of the company according to the CBE. KBO

In short

From € 28,081 profit in 2021 to € 25,980 profit in 2024.

Paid € 69,119 in corporate taxes since 2021.

Best year ever: 2023, with € 39,749 profit.

Original PDFs at the National Bank ↗

A new publication or filing at HANZE VERZEKERINGEN ACHTERGAEL? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Alexia Achtergael Willem-Hendrik Achtergael

HANZE VERZEKERINGEN ACHTERGAEL

Behind HANZE VERZEKERINGEN ACHTERGAEL are Alexia Achtergael and Willem-Hendrik Achtergael.

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Directors

According to the 2024 annual accounts

Alexia Achtergael

Director

Willem-Hendrik Achtergael

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Gulden-Vlieslaan 59

8000 Brugge

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0427.630.339

VAT number

BE 0427.630.339

Registered office

Gulden-Vlieslaan 59, 8000 Brugge

Names & denominations

HANZE VERZEKERINGEN ACHTERGAEL · Hanze

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

19 July 1985

Peppol

Active · Active since 25 Aug 2025

Contact

[email protected] 050/34.32.31

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Overige zakelijke dienstverlening, neg

View on CBE Public ↗ Annual accounts (NBB) ↗