Financials
Financial year 2024
GROEP DGB INSURANCE from Lichtervelde, company number BE0431516376, closed financial year 2024 with a result of € 156,842 after tax. For that financial year GROEP DGB INSURANCE recorded a gross margin of € 1.5 million and equity of € 518,303. Compared with financial year 2023, the result moved from € 190,186 to € 156,842. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ 518,303
▲ 16% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 156,842
▼ 18% vs 2023
Profit after tax over the fiscal year.
€ 265,047
▼ 12% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 84,000 paid out
54 % of the profit went to the shareholders, mostly to DG-INSURANCE (100 % of the shares). That is where the money ends up.
People and assets in 2024
11.9
▲ 3.1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 724,832
▲ 42% vs 2023
€ 60,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 201,373
▲ 36% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 39,000
▼ 97% vs 2023
Loans from banks and other lenders, long and short.
€ 241,703
▲ 135% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 126,146
▲ 37% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 843,516 | € 739,578 | € 1,238,178 | € 1,476,280 | ▲ 19% |
| Profit after taxes | € 165,337 | € 104,885 | € 190,186 | € 156,842 | ▼ 18% |
| Equity | € 388,391 | € 445,276 | € 445,462 | € 518,303 | ▲ 16% |
| Total debts | € 900,470 | € 788,245 | € 2,053,652 | € 1,789,299 | ▼ 13% |
| Cash | € 63,112 | € 136,057 | € 300,461 | € 265,047 | ▼ 12% |
| Land & buildings | € 371,799 | € 323,070 | € 291,409 | € 244,039 | ▼ 16% |
| Retained profit | € 304,949 | € 361,834 | € 362,020 | € 434,861 | ▲ 20% |
| Dividend | € 165,000 | € 48,000 | € 190,000 | € 84,000 | ▼ 56% |
| Bank debt | € 711,930 | € 646,772 | € 1,495,736 | € 39,000 | ▼ 97% |
| Balance sheet total | € 1,288,861 | € 1,233,521 | € 2,499,113 | € 2,307,602 | ▼ 8% |
| Employees (FTE) | 8.1 | 7.3 | 8.8 | 11.9 | ▲ 3.1 |
Key figures of GROEP DGB INSURANCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to GROEP DGB INSURANCE?
What happened at GROEP DGB INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 156,842 (▼ 18% vs 2023). filed late Source: NBB ↗
- Big Hammer BV became a director. NBB
- DG-Insurance BV stepped down as director. NBB
- New establishment in Ardooie. KBO
- New establishment in Lichtervelde. KBO
- Start of the company according to the CBE. KBO
In short
From € 165,337 profit in 2021 to € 156,842 profit in 2024.
Paid € 250,760 in corporate taxes since 2021.
Best year ever: 2023, with € 190,186 profit.
On average € 124,100 of value added per employee in 2024.
A new publication or filing at GROEP DGB INSURANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DG-INSURANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GROEP DGB INSURANCEBehind GROEP DGB INSURANCE are Big Hammer BV and Patrick De Groote. The shares are held by DG-INSURANCE (100%).
Directors
According to the 2024 annual accounts
since 2024
· until 2024
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Burgemeester Callewaertlaan 93
8810 Lichtervelde
Stationsstraat 10
8850 Ardooie
Active since 30 December 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0431.516.376
- VAT number
- BE 0431.516.376
- Registered office
- Burgemeester Callewaertlaan 93, 8810 Lichtervelde
- Names & denominations
- GROEP DGB INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 June 1987
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars