What does CALLANT VERZEKERINGSKANTOOR do?

CALLANT VERZEKERINGSKANTOOR is an insurance broker in Oostkamp. Private Limited, started on 27 March 1991, 2 establishments.

What is the address of CALLANT VERZEKERINGSKANTOOR?

The registered office of CALLANT VERZEKERINGSKANTOOR is located at Kapellestraat 113, 8020 Oostkamp.

Is CALLANT VERZEKERINGSKANTOOR still active?

Yes. According to the CBE (29 October 2026) CALLANT VERZEKERINGSKANTOOR is active, legal situation “Normale toestand”, started on 27 March 1991.

Is CALLANT VERZEKERINGSKANTOOR registered on Peppol?

Yes, CALLANT VERZEKERINGSKANTOOR is registered on the Peppol network with ID 0208:0443681364.

What is the enterprise number of CALLANT VERZEKERINGSKANTOOR?

The enterprise number of CALLANT VERZEKERINGSKANTOOR is BE0443681364.

When was CALLANT VERZEKERINGSKANTOOR founded?

CALLANT VERZEKERINGSKANTOOR was founded on 27 March 1991.

Who are the directors of CALLANT VERZEKERINGSKANTOOR?

According to the 2025 annual accounts, the directors of CALLANT VERZEKERINGSKANTOOR are: ACBI bv, BERALI, PEROCA, WINVEST bv, SAGRADA , ATALANTA Comm.V..

Is CALLANT VERZEKERINGSKANTOOR a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 March 1991; 5 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account; 2 establishments in the CBE.

How much profit did CALLANT VERZEKERINGSKANTOOR make in 2025?

CALLANT VERZEKERINGSKANTOOR posted a profit after taxes of € 878,759 in financial year 2025.

What is the revenue of CALLANT VERZEKERINGSKANTOOR?

As a small company, CALLANT VERZEKERINGSKANTOOR is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 5,913,132.

How much does an employee at CALLANT VERZEKERINGSKANTOOR earn?

The average wage cost per full-time employee at CALLANT VERZEKERINGSKANTOOR was € 88,500 in 2025: staff costs of € 3.8 million for 43.3 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CALLANT VERZEKERINGSKANTOOR have?

According to the 2025 annual accounts, CALLANT VERZEKERINGSKANTOOR has 43.3 full-time equivalents (FTE).

CALLANT VERZEKERINGSKANTOOR (Private Limited) - Oostkamp

Dossier CALLANT VERZEKERINGSKANTOOR, printed on 29 October 2026 from databakkes.be/en/0443681364/callant-verzekeringskantoor. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

CALLANT VERZEKERINGSKANTOOR from Oostkamp, company number BE0443681364, closed financial year 2025 with a result of € 878,759 after tax. For that financial year CALLANT VERZEKERINGSKANTOOR recorded a gross margin of € 5.9 million and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 62,691 to € 878,759. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.

What it is worth Healthy

€ 1.6 million

▼ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 878,759

▲ € 816,068 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.2 million

▲ 245% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.2 million.

People and assets in 2025

Full-time equivalents

43.3

▲ 4.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 3.8 million

▲ 23% vs 2024

€ 88,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 145,939

▼ 83% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 16 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 763,706

▼ 75% vs 2024

€ 47,199 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.

Owed to suppliers

€ 8.7 million

▲ 47% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 730,410

▲ 63% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 3,155,216 Gross margin 2022: € 3,155,216 First fiscal year in the series	€ 3,198,429 Gross margin 2023: € 3,198,429 ▲ 1% vs 2022 (€ 3,155,216) Favourable step	€ 3,619,544 Gross margin 2024: € 3,619,544 ▲ 13% vs 2023 (€ 3,198,429) Favourable step	€ 5,913,132 Gross margin 2025: € 5,913,132 ▲ 63% vs 2024 (€ 3,619,544) Favourable step	▲ 63%
Profit after taxes	€ 180,614 Profit after taxes 2022: € 180,614 First fiscal year in the series	€ 9,779 Profit after taxes 2023: € 9,779 ▼ 95% vs 2022 (€ 180,614) Unfavourable step	€ 62,691 Profit after taxes 2024: € 62,691 ▲ € 52,912 vs 2023 (€ 9,779) Favourable step	€ 878,759 Profit after taxes 2025: € 878,759 ▲ € 816,068 vs 2024 (€ 62,691) Favourable step	▲ € 816,068
Equity	€ 1,601,189 Equity 2022: € 1,601,189 First fiscal year in the series	€ 1,610,968 Equity 2023: € 1,610,968 ▲ 1% vs 2022 (€ 1,601,189) Favourable step	€ 1,673,659 Equity 2024: € 1,673,659 ▲ 4% vs 2023 (€ 1,610,968) Favourable step	€ 1,579,651 Equity 2025: € 1,579,651 ▼ 6% vs 2024 (€ 1,673,659) Unfavourable step	▼ 6%
Total debts	€ 8,271,880 Total debts 2022: € 8,271,880 First fiscal year in the series	€ 8,953,359 Total debts 2023: € 8,953,359 ▲ 8% vs 2022 (€ 8,271,880) Unfavourable step	€ 10,133,089 Total debts 2024: € 10,133,089 ▲ 13% vs 2023 (€ 8,953,359) Unfavourable step	€ 16,281,717 Total debts 2025: € 16,281,717 ▲ 61% vs 2024 (€ 10,133,089) Unfavourable step	▲ 61%
Cash	€ 378,041 Cash 2022: € 378,041 First fiscal year in the series	€ 203,805 Cash 2023: € 203,805 ▼ 46% vs 2022 (€ 378,041) Unfavourable step	€ 348,502 Cash 2024: € 348,502 ▲ 71% vs 2023 (€ 203,805) Favourable step	€ 1,201,630 Cash 2025: € 1,201,630 ▲ 245% vs 2024 (€ 348,502) Favourable step	▲ 245%
Land & buildings	€ 1,750,768 Land & buildings 2022: € 1,750,768 First fiscal year in the series	€ 1,697,691 Land & buildings 2023: € 1,697,691 ▼ 3% vs 2022 (€ 1,750,768) Unchanged	€ 1,634,386 Land & buildings 2024: € 1,634,386 ▼ 4% vs 2023 (€ 1,697,691) Unchanged	-
Retained profit	€ 1,016,507 Retained profit 2022: € 1,016,507 First fiscal year in the series	€ 1,026,287 Retained profit 2023: € 1,026,287 ▲ 1% vs 2022 (€ 1,016,507) Favourable step	€ 1,088,977 Retained profit 2024: € 1,088,977 ▲ 6% vs 2023 (€ 1,026,287) Favourable step	€ 1,157,696 Retained profit 2025: € 1,157,696 ▲ 6% vs 2024 (€ 1,088,977) Favourable step	▲ 6%
Bank debt	€ 1,758,046 Bank debt 2022: € 1,758,046 First fiscal year in the series	€ 1,537,993 Bank debt 2023: € 1,537,993 ▼ 13% vs 2022 (€ 1,758,046) Favourable step	€ 3,041,767 Bank debt 2024: € 3,041,767 ▲ 98% vs 2023 (€ 1,537,993) Unfavourable step	€ 763,706 Bank debt 2025: € 763,706 ▼ 75% vs 2024 (€ 3,041,767) Favourable step	▼ 75%
Balance sheet total	€ 9,917,735 Balance sheet total 2022: € 9,917,735 First fiscal year in the series	€ 10,607,229 Balance sheet total 2023: € 10,607,229 ▲ 7% vs 2022 (€ 9,917,735) Unchanged	€ 11,847,888 Balance sheet total 2024: € 11,847,888 ▲ 12% vs 2023 (€ 10,607,229) Unchanged	€ 17,861,368 Balance sheet total 2025: € 17,861,368 ▲ 51% vs 2024 (€ 11,847,888) Unchanged	▲ 51%
Employees (FTE)	37.4 Employees (FTE) 2022: 37.4 First fiscal year in the series	37.7 Employees (FTE) 2023: 37.7 ▲ 0.3 vs 2022 (37.4) Unchanged	38.9 Employees (FTE) 2024: 38.9 ▲ 1.2 vs 2023 (37.7) Unchanged	43.3 Employees (FTE) 2025: 43.3 ▲ 4.4 vs 2024 (38.9) Unchanged	▲ 4.4

Key figures of CALLANT VERZEKERINGSKANTOOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CALLANT VERZEKERINGSKANTOOR?

What happened at CALLANT VERZEKERINGSKANTOOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 15, 2026 New annual accounts for financial year 2025: profit of € 878,759 (▲ € 816,068 vs 2024). filed late Source: NBB ↗
2026 PEROCA became a director. NBB
2025 SAGRADA became a director. NBB
Jan 1, 2025 New establishment in Ieper. KBO
2023 BERALI became a director. NBB
2023 WINVEST bv became a director. NBB
2023 ATALANTA Comm.V. became a director. NBB
2022 ACBI bv became a director. NBB

In short

From € 180,614 profit in 2022 to € 878,759 profit in 2025.

Paid € 637,204 in corporate taxes since 2022.

Best year ever: 2025, with € 878,759 profit.

On average € 136,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

WINVEST 0%

LUNE

The stake of WINVEST, LUNE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CALLANT VERZEKERINGSKANTOOR

Natel 100%

Callant Verzekeringen Antwerpen 100%

Findin 100%

Behind CALLANT VERZEKERINGSKANTOOR are ACBI bv, BERALI, PEROCA, WINVEST bv, SAGRADA and ATALANTA Comm.V.. The shares are held by WINVEST (0%) and LUNE. It owns 100% of Natel, 100% of Callant Verzekeringen Antwerpen and 100% of Findin itself.