Financials
Financial year 2025
Revenue
€ 15 million
▲ 20% vs 2024
Profit
Growing€ 776,292
▲ 204% vs 2024
Debts
High€ 17.4 million
▼ 14% vs 2024
Q & O VERZEKERINGEN from Waregem, company number BE0423872083, closed financial year 2025 with a result of € 776,292 after tax. For that financial year Q & O VERZEKERINGEN recorded revenue of € 15 million and equity of € 1.4 million. Compared with financial year 2024, the result moved from € -749,543 to € 776,292. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
What happened at Q & O VERZEKERINGEN?
What happened at Q & O VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 776,292. filed late Source: NBB ↗
- Stefaan Desimpel became a director. NBB
- VYVA BV became a director. NBB
- CLEMAX BV became a director. NBB
- QVO BV became a director. NBB
- CYLUDOR BV became a director. NBB
- New establishment in Waregem. KBO
- Start of the company according to the CBE. KBO
In short
From € 244 profit in 2021 to € 776,292 profit in 2025.
Paid € 1.3 million in corporate taxes since 2021.
Best year ever: 2023, with € 1.1 million profit.
On average € 116,200 of value added per employee in 2023.
A new publication or filing at Q & O VERZEKERINGEN? We notify you, reason included.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
News about who you follow, reason included.
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Management
Behind Q & O VERZEKERINGEN are Stefaan Desimpel, VYVA BV, CLEMAX BV, QVO BV and CYLUDOR BV. It owns 100% of Kantoor Pauwels-Maes itself.
Directors
According to the 2025 annual accounts
since 2020
since 2020
Director · represented by Clement Stefanie
Also active at: Kantoor Pauwels-Maes, BLOMME KOEN
since 2020
Director · represented by Orens Ludo
since 2020
Director · represented by Orens Cynthia
Also active at: Kantoor Pauwels-Maes, BLOMME KOEN
since 2020
Establishments
Establishment units
Physical locations of this company
Westerlaan 1
8790 Waregem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
Details
- Company number
- 0423.872.083
- VAT number
- BE 0423.872.083
- Registered office
- Westerlaan 1, 8790 Waregem
- Names & denominations
- Q & O VERZEKERINGEN · Q & O
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 1982
- Peppol
- Active · Active since 16 Apr 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg