What does DG-INSURANCE do?

DG-INSURANCE is an insurance broker in Lichtervelde. Private Limited, started on 22 December 2003, 2 establishments.

What is the address of DG-INSURANCE?

The registered office of DG-INSURANCE is located at Burgemeester Callewaertlaan 93, 8810 Lichtervelde.

Is DG-INSURANCE still active?

Yes. According to the CBE (29 October 2026) DG-INSURANCE is active, legal situation “Normale toestand”, started on 22 December 2003.

Is DG-INSURANCE registered on Peppol?

Yes, DG-INSURANCE is registered on the Peppol network with ID 0208:0862348014.

What is the enterprise number of DG-INSURANCE?

The enterprise number of DG-INSURANCE is BE0862348014.

When was DG-INSURANCE founded?

DG-INSURANCE was founded on 22 December 2003.

Who are the directors of DG-INSURANCE?

According to the 2024 annual accounts, the directors of DG-INSURANCE are: Insureco BV, Big Hammer BV, Dieter De Groote.

Is DG-INSURANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 December 2003; 4 annual accounts filed, latest fiscal year 2024; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did DG-INSURANCE make in 2024?

DG-INSURANCE recorded a loss after taxes of € 25,811 in financial year 2024.

What is the revenue of DG-INSURANCE?

As a small company, DG-INSURANCE is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 119,320.

How much does an employee at DG-INSURANCE earn?

The average wage cost per full-time employee at DG-INSURANCE was € 62,500 in 2021: staff costs of € 74,973 for 1.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

Does DG-INSURANCE have a website?

Yes, DG-INSURANCE has a website at groepdgb.be.

DG-INSURANCE (Private Limited) - Lichtervelde

Dossier DG-INSURANCE, printed on 29 October 2026 from databakkes.be/en/0862348014/dg-insurance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2024

DG-INSURANCE from Lichtervelde, company number BE0862348014, closed financial year 2024 with a result of € -25,811 after tax. For that financial year DG-INSURANCE recorded a gross margin of € 119,320 and equity of € 2.2 million. Compared with financial year 2023, the result moved from € 170,190 to € -25,811. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.

What it is worth Healthy

€ 2.2 million

▼ 1% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -25,811

▼ still € 170,190 profit in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 271,844

▲ 31% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 2.2 million.

People and assets in 2024

Wage cost

€ 88,361

▲ 10% vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,879

▼ 97% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 33,444

▲ 71% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 23,968

▲ 11% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 129,386 Gross margin 2021: € 129,386 First fiscal year in the series	€ 143,179 Gross margin 2022: € 143,179 ▲ 11% vs 2021 (€ 129,386) Favourable step	€ 170,223 Gross margin 2023: € 170,223 ▲ 19% vs 2022 (€ 143,179) Favourable step	€ 119,320 Gross margin 2024: € 119,320 ▼ 30% vs 2023 (€ 170,223) Unfavourable step	▼ 30%
Profit after taxes	€ 313,664 Profit after taxes 2021: € 313,664 First fiscal year in the series	€ 200,209 Profit after taxes 2022: € 200,209 ▼ 36% vs 2021 (€ 313,664) Unfavourable step	€ 170,190 Profit after taxes 2023: € 170,190 ▼ 15% vs 2022 (€ 200,209) Unfavourable step	€ -25,811 Profit after taxes 2024: € -25,811 ▼ € 196,000 vs 2023 (€ 170,190) Unfavourable step	▼ € 196,000
Equity	€ 1,822,609 Equity 2021: € 1,822,609 First fiscal year in the series	€ 2,022,818 Equity 2022: € 2,022,818 ▲ 11% vs 2021 (€ 1,822,609) Favourable step	€ 2,193,007 Equity 2023: € 2,193,007 ▲ 8% vs 2022 (€ 2,022,818) Favourable step	€ 2,167,197 Equity 2024: € 2,167,197 ▼ 1% vs 2023 (€ 2,193,007) Unfavourable step	▼ 1%
Total debts	€ 1,771,109 Total debts 2021: € 1,771,109 First fiscal year in the series	€ 1,460,999 Total debts 2022: € 1,460,999 ▼ 18% vs 2021 (€ 1,771,109) Favourable step	€ 1,420,197 Total debts 2023: € 1,420,197 ▼ 3% vs 2022 (€ 1,460,999) Favourable step	€ 970,958 Total debts 2024: € 970,958 ▼ 32% vs 2023 (€ 1,420,197) Favourable step	▼ 32%
Cash	€ 455,379 Cash 2021: € 455,379 First fiscal year in the series	€ 244,129 Cash 2022: € 244,129 ▼ 46% vs 2021 (€ 455,379) Unfavourable step	€ 208,195 Cash 2023: € 208,195 ▼ 15% vs 2022 (€ 244,129) Unfavourable step	€ 271,844 Cash 2024: € 271,844 ▲ 31% vs 2023 (€ 208,195) Favourable step	▲ 31%
Land & buildings	€ 6,336 Land & buildings 2021: € 6,336 First fiscal year in the series	€ 4,224 Land & buildings 2022: € 4,224 ▼ 33% vs 2021 (€ 6,336) Unchanged	€ 2,112 Land & buildings 2023: € 2,112 ▼ 50% vs 2022 (€ 4,224) Unchanged	-
Retained profit	€ 1,816,409 Retained profit 2021: € 1,816,409 First fiscal year in the series	€ 2,016,618 Retained profit 2022: € 2,016,618 ▲ 11% vs 2021 (€ 1,816,409) Favourable step	€ 2,186,807 Retained profit 2023: € 2,186,807 ▲ 8% vs 2022 (€ 2,016,618) Favourable step	€ 2,160,997 Retained profit 2024: € 2,160,997 ▼ 1% vs 2023 (€ 2,186,807) Unfavourable step	▼ 1%
Bank debt	€ 1,080,200 Bank debt 2021: € 1,080,200 First fiscal year in the series	€ 902,815 Bank debt 2022: € 902,815 ▼ 16% vs 2021 (€ 1,080,200) Favourable step	€ 860,336 Bank debt 2023: € 860,336 ▼ 5% vs 2022 (€ 902,815) Favourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 860,336) Favourable step	▼ 100%
Balance sheet total	€ 3,593,718 Balance sheet total 2021: € 3,593,718 First fiscal year in the series	€ 3,483,817 Balance sheet total 2022: € 3,483,817 ▼ 3% vs 2021 (€ 3,593,718) Unchanged	€ 3,613,204 Balance sheet total 2023: € 3,613,204 ▲ 4% vs 2022 (€ 3,483,817) Unchanged	€ 3,138,154 Balance sheet total 2024: € 3,138,154 ▼ 13% vs 2023 (€ 3,613,204) Unchanged	▼ 13%
Employees (FTE)	1.2 Employees (FTE) 2021: 1.2 First fiscal year in the series	-	-	-

Key figures of DG-INSURANCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to DG-INSURANCE?

What happened at DG-INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 29, 2025 New annual accounts for financial year 2024: loss of € 25,811 (▼ € 196,000 vs 2023). filed late Source: NBB ↗
2024 Insureco BV became a director. NBB
2024 Big Hammer BV became a director. NBB
2024 Dieter De Groote stepped down as director. NBB
Jan 1, 2019 New establishment in Lichtervelde. KBO
Apr 2, 2004 New establishment in Knokke-Heist. KBO
Dec 22, 2003 Start of the company according to the CBE. KBO

In short

From € 313,664 profit in 2021 to € 25,811 loss in 2024.

Paid € 79,580 in corporate taxes since 2021.

Best year ever: 2021, with € 313,664 profit.

On average € 107,800 of value added per employee in 2021.

Original PDFs at the National Bank ↗

Management

InsureCo 75%

The stake of InsureCo comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

DG-INSURANCE

Groep DGB insurance 100%

Behind DG-INSURANCE are Insureco BV and Big Hammer BV. The shares are held by InsureCo (75%). It owns 100% of Groep DGB insurance itself.

Directors

According to the 2024 annual accounts

Insureco BV

Director · represented by Marc Janssens

Also active at: JEAN CRAB ET SES FILS, Sharp Insurance Brokers, Sibova Insurance, AtlantaCo, HarbourCo, CleverCo, SurCo, HarvestCo +1 more

since 2024

Big Hammer BV

Managing director · represented by Dieter De Groote

Also active at: GROEP DGB INSURANCE

since 2024

Dieter De Groote

Director

Also active at: GROEP DGB INSURANCE, PROJECT ST-JACOB, Big Hammer

· until 2024

Shareholders

InsureCo

75%

Participations

Groep DGB insurance

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Burgemeester Callewaertlaan 93

8810 Lichtervelde

2.136.303.551

Van Bunnenlaan 5-7

8300 Knokke-Heist

Active since 2 April 2004

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

GROEP DGB INSURANCE same network

€ 1.5 million gross margin · 2024

GROEP DGB FINANCE

€ 752,496 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS groepdgb.be

Technologies

AOSAlpine.jsGoogle Tag ManagerNginxjsDelivrunpkg

Certifications & Partners

FSMASOC 2

Hosting & Email

Email provider

Microsoft 365

Hosting

COMBELL-AS, BE

Website info

HTTPS Ja

Indexable pages 72

Languages NL

Features

Blog Jobs Ads Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Network

✓ IPv6

Details

Company number: 0862.348.014
VAT number: BE 0862.348.014
Registered office: Burgemeester Callewaertlaan 93, 8810 Lichtervelde
Names & denominations: DG-INSURANCE
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 22 December 2003
Peppol: Active · Active since 22 Oct 2026
Contact: groepdgb.be
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗