Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Steveny Automobiles from Namur, company number BE0422053235, closed financial year 2025 with a result of € 510,013 after tax. For that financial year Steveny Automobiles recorded revenue of € 131.7 million and equity of € 4 million. Compared with financial year 2024, the result moved from € 1.8 million to € 510,013. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 4 million
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 510,013
▼ 71% vs 2024
Profit after tax over the fiscal year.
€ 6.6 million
▼ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3.8 million.
People and assets in 2025
134.9
▲ 5.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 8 million
▲ 11% vs 2024
€ 59,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 256,190
▲ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 34 million
▼ 4% vs 2024
Loans from banks and other lenders, long and short.
€ 11.2 million
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 33 days on average.
€ 1.4 million
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 18,994,498 | € 29,589,661 | € 145,538,024 | € 131,734,966 | ▼ 9% |
| Profit after taxes | € 342,274 | € 652,381 | € 1,765,514 | € 510,013 | ▼ 71% |
| Equity | € 2,700,072 | € 2,602,454 | € 3,499,118 | € 4,009,131 | ▲ 15% |
| Total debts | € 7,693,725 | € 54,733,412 | € 58,318,550 | € 52,318,829 | ▼ 10% |
| Cash | € 1,162,761 | € 1,842,601 | € 7,820,536 | € 6,646,138 | ▼ 15% |
| Retained profit | € 2,450,072 | € 2,352,454 | € 3,241,526 | € 3,751,539 | ▲ 16% |
| Dividend | € 1,500,000 | € 750,000 | € 1,000,000 | € 0 | ▼ 100% |
| Bank debt | € 1,250,240 | € 6,354,243 | € 35,484,435 | € 34,031,397 | ▼ 4% |
| Balance sheet total | € 10,393,797 | € 57,335,866 | € 61,896,677 | € 56,368,131 | ▼ 9% |
| Employees (FTE) | 28 | 27.4 | 129.6 | 134.9 | ▲ 5.3 |
Key figures of Steveny Automobiles, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Steveny Automobiles?
What happened at Steveny Automobiles in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- FINANCIERES WEST NAMUR stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 510,013 (▼ 71% vs 2024). filed late Source: NBB ↗
- FINANCIERES WEST NAMUR became a director. NBB
- New establishment in Nivelles. KBO
- New establishment in Waterloo. KBO
- New establishment in Nivelles. KBO
- New establishment in Nivelles. KBO
- New establishment in Genappe. KBO
In short
From € 342,274 profit in 2022 to € 510,013 profit in 2025.
Paid € 1.7 million in corporate taxes since 2022.
Best year ever: 2024, with € 1.8 million profit.
Paid out € 3.3 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of C&C FINANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Steveny AutomobilesThe shares are held by C&C FINANCE (99.1%).
Directors
According to the 2025 annual accounts
Director
Also active at: THE BARRACUDA COMPANY, Bcc Remouchamps, AUTO EXCLUSIVE, STEVENY IMMOBILIERE, IMMO STEVENY, FOCUS 5000, Bcc Hognoul, Steveny Invest +7 more
since 2024 · until 2030
Shareholders
99.1%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Pieds d'Alouette(NN) 39
5100 Namur
Chaussée de Bruxelles 285
1410 Waterloo
Active since 1 January 1982
Rue des Alliés 26
1420 Braine-l'Alleud
Active since 1 September 2005
Rue de la Technique 7
1400 Nivelles
Active since 19 December 2023
Chaussée de Bruxelles 481
1410 Waterloo
Active since 19 December 2023
Rue de la Technique 5
1400 Nivelles
Active since 19 December 2023
Chemin de la Vieille-Cour 52
1400 Nivelles
Active since 19 December 2023
Rue Dernier Patard 5
1470 Genappe
Active since 19 December 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
All companies at this address →HEPPIGNIES AIRPORT
€ -2,601 gross margin · 2024
GARAGE ROUSSEAU
€ 17.6 million revenue · 2025
STEVENY PARTS
€ 5,554 revenue · 2022
STEVENY MOTORS
€ 101.6 million revenue · 2024
IMMO STEVENY BRAINE
€ 96,484 revenue · 2024
+49 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0422.053.235
- VAT number
- BE 0422.053.235
- Registered office
- Rue des Pieds d'Alouette(NN) 39, 5100 Namur
- Names & denominations
- Steveny Automobiles · SAWA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 November 1981
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Verhuur van auto's
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)