Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2022; threshold 65 %.
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Late annual account NBB
Fiscal year 2022 was filed 279 days after the legal deadline.
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Annual account missing NBB
Fiscal year 2023 was expected before 30 January 2024 and has not been filed.
Financials
Financial year 2022
FINANCIERES WEST NAMUR from Namur, company number BE0475342956, closed financial year 2022 with a result of € 66,891 after tax. For that financial year FINANCIERES WEST NAMUR recorded a gross margin of € 135,208 and equity of € 410,533. Compared with financial year 2021, the result moved from € 31,331 to € 66,891. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 5, 2023.
€ 410,533
▼ 3% vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 66,891
▲ 113% vs 2021
Profit after tax over the fiscal year.
€ 50,731
▼ 10% vs 2021
Cash and bank balances on the last day of the fiscal year.
€ 80,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2022
€ 325,610
▼ 29% vs 2021
€ 136,437 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 4,929
▼ 89% vs 2021
Supplier invoices still open on the last day of the fiscal year.
€ 27,233
▼ 31% vs 2021
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2020 | 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|---|
| Gross margin | € 138,870 | € 115,320 | € 135,208 | ▲ 17% |
| Profit after taxes | € 55,990 | € 31,331 | € 66,891 | ▲ 113% |
| Equity | € 392,311 | € 423,643 | € 410,533 | ▼ 3% |
| Total debts | € 834,615 | € 541,811 | € 435,397 | ▼ 20% |
| Cash | € 127,401 | € 56,178 | € 50,731 | ▼ 10% |
| Land & buildings | € 632,395 | € 602,892 | € 573,699 | ▼ 5% |
| Retained profit | € 112,311 | € 143,643 | € 130,533 | ▼ 9% |
| Dividend | € 0 | € 0 | € 80,000 | |
| Bank debt | € 586,719 | € 458,078 | € 325,610 | ▼ 29% |
| Balance sheet total | € 1,226,926 | € 965,453 | € 845,930 | ▼ 12% |
Key figures of FINANCIERES WEST NAMUR, fiscal years 2020 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 30 January 2024.
What happened to FINANCIERES WEST NAMUR?
What happened at FINANCIERES WEST NAMUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Philippe Steveny stepped down as director. NBB
- Michaël Steveny stepped down as director. NBB
- New annual accounts for financial year 2022: profit of € 66,891 (▲ 113% vs 2021). filed late Source: NBB ↗
- Michaël Steveny became a director. NBB
- Philippe Steveny became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 55,990 profit in 2020 to € 66,891 profit in 2022.
Paid € 37,177 in corporate taxes since 2020.
Best year ever: 2022, with € 66,891 profit.
Paid out € 80,000 in dividends to the owners in total.
Management
Directors
According to the 2022 annual accounts
Philippe Steveny
Managing director, Director
Also active at: STEVENY, Ets Colson et fils, GARAGE ROUSSEAU, STEVENY PARTS, SAN-MAZUIN CONDROZ FAMENNE, SOCIÉTÉ AUTOMOBILE DE NAMUR - MAZUIN, GARAGE CHRISTIAN WEBER, DP Carrosserie +37 more
since 2018 · until 2023
Michaël Steveny
Director
Also active at: Ets Colson et fils, STEVENY PARTS, GARAGE CHRISTIAN WEBER, Ets. H. PATTYN et fils, IMMO STEVENY ARLON, ETABLISSEMENTS BROOS, IMMOBILIERE DU VIADUC, ETS DEVILLERS +4 more
since 2018 · until 2023
Establishments
Establishment units
Physical locations of this company
Tienne aux Clochers(WP) 135
5100 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →STEVENY IMMOBILIERE same network
€ 191,771 revenue · 2025
IMMO STEVENY same network
€ 105,002 revenue · 2025
FOCUS 5000 same network
€ 2.3 million gross margin · 2024
Steveny Invest same network
€ 39,297 revenue · 2025
Longsart Immo
€ -20,796 gross margin · 2024
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.342.956
- VAT number
- BE 0475.342.956
- Registered office
- Tienne aux Clochers(WP) 135, 5100 Namur
- Names & denominations
- FINANCIERES WEST NAMUR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 2001
- Peppol
- Active · Active since 21 Mar 2026
- Activities · NACE
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