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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
C&C FINANCE from Namur, company number BE0834752504, closed financial year 2025 with a result of € 1.8 million after tax. For that financial year C&C FINANCE recorded revenue of € 7.1 million and equity of € 4.2 million. Compared with financial year 2024, the result moved from € 2.6 million to € 1.8 million. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 4.2 million
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.8 million
▼ 33% vs 2024
Profit after tax over the fiscal year.
€ 120,143
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 2.5 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
15.3
▲ 3.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 11% vs 2024
€ 74,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 195
▼ 93% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.1 million
▼ 13% vs 2024
€ 366,667 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1.2 million
▲ 261% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 117 days on average.
€ 792,612
▼ 10% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 5,279,000 | € 6,261,424 | € 5,469,340 | € 7,137,871 | ▲ 31% |
| Profit after taxes | € 3,959,777 | € 14,860,833 | € 2,634,829 | € 1,758,141 | ▼ 33% |
| Equity | € 12,445,122 | € 4,305,955 | € 4,940,784 | € 4,168,925 | ▼ 16% |
| Total debts | € 25,124,590 | € 7,125,899 | € 6,076,374 | € 5,506,874 | ▼ 9% |
| Cash | € 1,355,567 | € 1,650,182 | € 170,213 | € 120,143 | ▼ 29% |
| Retained profit | € 9,084,966 | € 945,799 | € 1,580,628 | € 808,769 | ▼ 49% |
| Dividend | € 20,000,000 | € 23,000,000 | € 2,000,000 | € 2,530,000 | ▲ 27% |
| Bank debt | € 3,940,785 | € 2,857,647 | € 2,458,994 | € 2,132,760 | ▼ 13% |
| Balance sheet total | € 37,607,314 | € 11,469,455 | € 11,054,760 | € 9,675,799 | ▼ 12% |
| Employees (FTE) | 17.6 | 15.9 | 11.7 | 15.3 | ▲ 3.6 |
Key figures of C&C FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to C&C FINANCE?
What happened at C&C FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.8 million (▼ 33% vs 2024). filed late Source: NBB ↗
- Philippe STEVENY became a director. NBB
- New establishment in Genappe. KBO
- Start of the company according to the CBE. KBO
In short
From € 4 million profit in 2022 to € 1.8 million profit in 2025.
Paid € 2.7 million in corporate taxes since 2022.
Best year ever: 2023, with € 14.9 million profit.
Paid out € 47.5 million in dividends to the owners in total.
Management
The stake of STEVENY HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
C&C FINANCEBehind C&C FINANCE is Philippe STEVENY. The shares are held by STEVENY HOLDING (100%). It owns 99.1% of Steveny Automobiles SA itself.
Directors
According to the 2025 annual accounts
Philippe STEVENY
Director
Also active at: STEVENY, Ets Colson et fils, GARAGE ROUSSEAU, STEVENY PARTS, SAN-MAZUIN CONDROZ FAMENNE, SOCIÉTÉ AUTOMOBILE DE NAMUR - MAZUIN, GARAGE CHRISTIAN WEBER, DP Carrosserie +36 more
since 2022
Shareholders
100%
Participations
99.1%
Establishments
Establishment units
Physical locations of this company
Rue des Pieds d'Alouette(NN) 39
5100 Namur
Rue Dernier Patard 7
1470 Genappe
Active since 18 March 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
All companies at this address →HEPPIGNIES AIRPORT same network
€ -4,164 gross margin · 2025
GARAGE ROUSSEAU same network
€ 17.6 million revenue · 2025
STEVENY PARTS same network
€ 1,024 revenue · 2025
STEVENY MOTORS same network
€ 154.6 million revenue · 2025
IMMO STEVENY BRAINE same network
€ 102,710 revenue · 2025
+49 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0834.752.504
- VAT number
- BE 0834.752.504
- Registered office
- Rue des Pieds d'Alouette(NN) 39, 5100 Namur
- Names & denominations
- C&C FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 March 2011
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Activiteiten van holdings
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Holdings
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