Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEVENY from Namur, company number BE0401401044, closed financial year 2025 with a result of € 2 million after tax. For that financial year STEVENY recorded revenue of € 149.8 million and equity of € 4.9 million. Compared with financial year 2024, the result moved from € 589,106 to € 2 million. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 5, 2026.
€ 4.9 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2 million
▲ 243% vs 2024
Profit after tax over the fiscal year.
€ 381,875
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.9 million paid out
92 % of the profit went to the shareholders, mostly to Steveny Holding (100 % of the shares). That is where the money ends up.
People and assets in 2025
203.7
▲ 43.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 12.6 million
▲ 39% vs 2024
€ 61,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 138,219
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12.9 million
▲ 25% vs 2024
€ 783,506 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 56.6 million
▲ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 156 days on average.
€ 7.6 million
▲ 147% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 109,314,886 | € 130,964,286 | € 105,661,614 | € 149,766,690 | ▲ 42% |
| Profit after taxes | € 2,700,278 | € 1,433,264 | € 589,106 | € 2,017,969 | ▲ 243% |
| Equity | € 3,798,668 | € 4,551,931 | € 4,691,037 | € 4,854,006 | ▲ 3% |
| Total debts | € 64,929,662 | € 51,240,889 | € 60,831,163 | € 80,703,979 | ▲ 33% |
| Cash | € 2,076,217 | € 2,644,912 | € 2,997,208 | € 381,875 | ▼ 87% |
| Land & buildings | € 641,320 | € 582,784 | € 520,965 | € 530,855 | ▲ 2% |
| Retained profit | € 3,423,668 | € 4,176,931 | € 4,316,037 | € 4,479,006 | ▲ 4% |
| Dividend | € 1,752,836 | € 680,000 | € 450,000 | € 1,855,000 | ▲ € 1.4 million |
| Bank debt | € 6,561,710 | € 8,021,611 | € 10,341,675 | € 12,882,312 | ▲ 25% |
| Balance sheet total | € 68,878,329 | € 55,942,820 | € 65,597,890 | € 85,803,464 | ▲ 31% |
| Employees (FTE) | 129.3 | 142.9 | 160 | 203.7 | ▲ 43.7 |
Key figures of STEVENY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEVENY?
What happened at STEVENY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Michel STEVENY stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2 million (▲ 243% vs 2024). filed late Source: NBB ↗
- New establishment in Fleurus. KBO
- New establishment in Mouscron. KBO
- New establishment in Tournai. KBO
- New establishment in Andenne. KBO
- New establishment in Soignies. KBO
- New establishment in Mons. KBO
In short
From € 2.7 million profit in 2022 to € 2 million profit in 2025.
Paid € 3.2 million in corporate taxes since 2022.
Best year ever: 2022, with € 2.7 million profit.
Paid out € 4.7 million in dividends to the owners in total.
Management
Behind STEVENY is Financières West Namur. The shares are held by Steveny Holding (100%).
Directors
According to the 2025 annual accounts
Managing director, Director · represented by Philippe Steveny
Also active at: HEPPIGNIES AIRPORT, STEVENY PARTS, IMMO STEVENY BRAINE, Steveny Automobiles, IMMO STEVENY ARLON, IMMO STEVENY WEX, IMMO HANNUT, THE BARRACUDA COMPANY +17 more
since 2019
since 2024 · until 2030
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route de Hannut(BU) 98
5004 Namur
Quai d'Arona 14
4500 Huy
Active since 1 January 2019
Rue de Landen 120
4280 Hannut
Active since 1 January 2019
Zoning de la Voie Cuivrée 1
5503 Dinant
Active since 1 January 2019
Chaussée de Tirlemont 91
5030 Gembloux
Active since 1 January 2019
Marche,Rue des Deux Provinces 12
6900 Marche-en-Famenne
Active since 1 January 2020
Avenue de Longwy 321
6700 Arlon
Active since 1 January 2020
Avenue du Commerce 54
1420 Braine-l'Alleud
Active since 1 January 2021
Chaussée de Namur 70
1400 Nivelles
Active since 1 January 2021
Avenue Alexander Fleming(H) 11
6220 Fleurus
Active since 1 June 2021
Rue des Pieds d'Alouette(NN) 139
5100 Namur
Active since 1 April 2021
Route de Couvin(Som) 53
5651 Walcourt
Active since 1 April 2022
Chaussée de Namur 260
1300 Wavre
Active since 1 June 2023
Chaussée de Mons 71
7060 Soignies
Active since 1 January 2025
Rue du Grand Courant 23
7033 Mons
Active since 1 January 2025
Geallieerdenlaan(L) 256
7700 Mouscron
Active since 1 January 2026
Chaussée de Tournai(R-C) 39
7520 Tournai
Active since 1 January 2026
Chaussée Moncheur 21
5300 Andenne
Active since 1 January 2026
Rue du Tilloi(H) 18
6220 Fleurus
Active since 1 March 2026
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.401.044
- VAT number
- BE 0401.401.044
- Registered office
- Route de Hannut(BU) 98, 5004 Namur
- Names & denominations
- STEVENY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in motorbrandstoffen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Onderhoud en reparatie van auto's
+2