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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LE CREDIT HYPOTHECAIRE O. BRICOULT from Châtelet, company number BE0405631729, closed financial year 2025 with a result of € 462,987 after tax. For that financial year LE CREDIT HYPOTHECAIRE O. BRICOULT recorded revenue of € 3 million and equity of € 17.3 million. Compared with financial year 2024, the result moved from € 515,909 to € 462,987. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 24, 2026.
€ 17.3 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 462,987
▼ 10% vs 2024
Profit after tax over the fiscal year.
€ 6.2 million
▲ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 14,114 paid out
3 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
5.1
Average over the fiscal year, from the social balance sheet.
€ 484,960
▲ 16% vs 2024
€ 95,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,754
▲ 142% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 130.1 million
▲ 2% vs 2024
€ 5.2 million is repaid this year. At this pace the long-term loan is gone in ≈ 25 years.
€ 61,818
▲ 17% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 2,771,198 | € 3,204,048 | € 3,198,970 | € 3,000,369 | ▼ 6% |
| Gross margin | - | € 1,041,105 | € 896,919 | € 858,510 | ▼ 4% |
| Profit after taxes | € 537,887 | € 548,649 | € 515,909 | € 462,987 | ▼ 10% |
| Equity | € 15,830,248 | € 16,364,783 | € 16,866,578 | € 17,315,451 | ▲ 3% |
| Total debts | € 122,559,692 | € 129,636,676 | € 129,362,331 | € 132,098,693 | ▲ 2% |
| Cash | € 4,545,140 | € 2,713,314 | € 3,511,406 | € 6,159,246 | ▲ 75% |
| Land & buildings | € 134,036 | € 124,872 | € 116,008 | € 111,397 | ▼ 4% |
| Retained profit | € 15,600,677 | € 16,135,213 | € 16,637,008 | € 17,085,881 | ▲ 3% |
| Dividend | € 14,114 | € 14,114 | € 14,114 | € 14,114 | |
| Bank debt | € 120,706,185 | € 127,921,250 | € 127,626,088 | € 130,065,413 | ▲ 2% |
| Balance sheet total | € 138,395,940 | € 146,001,460 | € 146,228,909 | € 149,414,144 | ▲ 2% |
| Employees (FTE) | 5.3 | 6 | 5.1 | 5.1 |
Key figures of LE CREDIT HYPOTHECAIRE O. BRICOULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LE CREDIT HYPOTHECAIRE O. BRICOULT?
What happened at LE CREDIT HYPOTHECAIRE O. BRICOULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 462,987 (▼ 10% vs 2024). Source: NBB ↗
- SUKRU OZKAYA became a director. NBB
- MUCAHIT-MUSTAFA YILDIZ became a director. NBB
- ANTONELLA LO RUSSO stepped down as director. NBB
- EMMANUEL SIMON stepped down as director. NBB
- LUDOVIC COOLS became a director. NBB
- EMMANUEL GILARD became a director. NBB
- EMMANUEL SIMON became a director. NBB
In short
From € 537,887 profit in 2022 to € 462,987 profit in 2025.
Paid € 133,144 in corporate taxes since 2022.
Best year ever: 2023, with € 548,649 profit.
On average € 168,300 of value added per employee in 2025.
A new publication or filing at LE CREDIT HYPOTHECAIRE O. BRICOULT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LE CREDIT HYPOTHECAIRE O. BRICOULT are SUKRU OZKAYA, MELINA CACCIATORE, CHRISTINE COLIN, MUCAHIT-MUSTAFA YILDIZ, EMMANUEL GILARD and FRANCIS LORAND.
Directors
According to the 2025 annual accounts
SUKRU OZKAYA
Director
since 2025
MELINA CACCIATORE
Director
since 2019
CHRISTINE COLIN
Director
since 2019
MUCAHIT-MUSTAFA YILDIZ
Director
since 2025
EMMANUEL GILARD
Director
since 2023
FRANCIS LORAND
Chairman of the board
since 2020
LUDOVIC COOLS
Director
since 2023
EMMANUEL SIMON
Director
since 2022 · until 2025
ANTONELLA LO RUSSO
Director
since 2019 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue de la Station 232A
6200 Châtelet
Rue de la Station 232
6200 Châtelet
Active since 1 July 1930
Chaussée de Charleroi(FL) 135
6220 Fleurus
Active since 7 March 2011
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.631.729
- VAT number
- BE 0405.631.729
- Registered office
- Rue de la Station 232A, 6200 Châtelet
- Names & denominations
- LE CREDIT HYPOTHECAIRE O. BRICOULT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 August 1930
- Peppol
- Not registered
- Activities · NACE
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