What does La Prévoyance do?

La Prévoyance is a credit provider in La Louvière. Public Limited, started on 1 January 1968, 2 establishments.

What is the address of La Prévoyance?

The registered office of La Prévoyance is located at Rue Hamoir(L.L) 10-12, 7100 La Louvière.

Is La Prévoyance still active?

Yes. According to the CBE (29 October 2026) La Prévoyance is active, legal situation “Normale toestand”, started on 1 January 1968.

Is La Prévoyance registered on Peppol?

Yes, La Prévoyance is registered on the Peppol network with ID 0208:0401778057.

What is the enterprise number of La Prévoyance?

The enterprise number of La Prévoyance is BE0401778057.

When was La Prévoyance founded?

La Prévoyance was founded on 1 January 1968.

Who are the directors of La Prévoyance?

According to the 2025 annual accounts, the directors of La Prévoyance are: Christophe WYNANT, Alain QUINTELIER, Quentin VAN NIMMEN, Joseph FAUCON, Claude BATAILLE, Mehdi MEZHOUD, Pierre DUGAUQUIER, Alain JACQUET.

Is La Prévoyance a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 January 1968; 5 annual accounts filed, latest fiscal year 2025; 8 directors known from the annual account; 2 establishments in the CBE.

How much profit did La Prévoyance make in 2025?

La Prévoyance posted a profit after taxes of € 213,199 in financial year 2025.

What is the revenue of La Prévoyance?

In its most recent annual accounts (2025), La Prévoyance reported revenue of € 3,834,938.

How much does an employee at La Prévoyance earn?

The average wage cost per full-time employee at La Prévoyance was € 80,600 in 2025: staff costs of € 564,487 for 7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does La Prévoyance have?

According to the 2025 annual accounts, La Prévoyance has 7 full-time equivalents (FTE).

La Prévoyance (Public Limited) - La Louvière

Dossier La Prévoyance, printed on 29 October 2026 from databakkes.be/en/0401778057/la-prevoyance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Figures corrected NBB

Corrected annual account filed for 2024.

Financials

Financial year 2025

La Prévoyance from La Louvière, company number BE0401778057, closed financial year 2025 with a result of € 213,199 after tax. For that financial year La Prévoyance recorded revenue of € 3.8 million and equity of € 12.5 million. Compared with financial year 2024, the result moved from € 161,560 to € 213,199. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.

What it is worth Growing

€ 12.5 million

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 213,199

▲ 32% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3.4 million

▲ 26% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 123,474 paid out

58 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

▲ 2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 254,406 in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 564,487

▲ 34% vs 2024

€ 80,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 39,456

▼ 2% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 22 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 159.4 million

▲ 58% vs 2024

€ 7.2 million is repaid this year. At this pace the long-term loan is gone in ≈ 22 years.

Owed to suppliers

€ 23,518

▲ 56% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 3 days on average.

Wages and social charges

€ 64,149

▲ 35% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 2,081,758 Revenue 2022: € 2,081,758 First fiscal year in the series	€ 2,189,580 Revenue 2023: € 2,189,580 ▲ 5% vs 2022 (€ 2,081,758) Favourable step	€ 2,316,356 Revenue 2024: € 2,316,356 ▲ 6% vs 2023 (€ 2,189,580) Favourable step	€ 3,834,938 Revenue 2025: € 3,834,938 ▲ 66% vs 2024 (€ 2,316,356) Favourable step	▲ 66%
Profit after taxes	€ 301,469 Profit after taxes 2022: € 301,469 First fiscal year in the series	€ 227,500 Profit after taxes 2023: € 227,500 ▼ 25% vs 2022 (€ 301,469) Unfavourable step	€ 161,560 Profit after taxes 2024: € 161,560 ▼ 29% vs 2023 (€ 227,500) Unfavourable step	€ 213,199 Profit after taxes 2025: € 213,199 ▲ 32% vs 2024 (€ 161,560) Favourable step	▲ 32%
Equity	€ 12,311,859 Equity 2022: € 12,311,859 First fiscal year in the series	€ 12,411,739 Equity 2023: € 12,411,739 ▲ 1% vs 2022 (€ 12,311,859) Favourable step	€ 12,444,677 Equity 2024: € 12,444,677 Unchanged (€ 12,411,739) Favourable step	€ 12,523,661 Equity 2025: € 12,523,661 ▲ 1% vs 2024 (€ 12,444,677) Favourable step	▲ 1%
Total debts	€ 93,023,497 Total debts 2022: € 93,023,497 First fiscal year in the series	€ 98,199,335 Total debts 2023: € 98,199,335 ▲ 6% vs 2022 (€ 93,023,497) Unfavourable step	€ 103,207,186 Total debts 2024: € 103,207,186 ▲ 5% vs 2023 (€ 98,199,335) Unfavourable step	€ 161,578,291 Total debts 2025: € 161,578,291 ▲ 57% vs 2024 (€ 103,207,186) Unfavourable step	▲ 57%
Cash	€ 3,097,999 Cash 2022: € 3,097,999 First fiscal year in the series	€ 1,564,014 Cash 2023: € 1,564,014 ▼ 50% vs 2022 (€ 3,097,999) Unfavourable step	€ 2,725,513 Cash 2024: € 2,725,513 ▲ 74% vs 2023 (€ 1,564,014) Favourable step	€ 3,438,684 Cash 2025: € 3,438,684 ▲ 26% vs 2024 (€ 2,725,513) Favourable step	▲ 26%
Land & buildings	€ 271,336 Land & buildings 2022: € 271,336 First fiscal year in the series	€ 259,459 Land & buildings 2023: € 259,459 ▼ 4% vs 2022 (€ 271,336) Unchanged	€ 613,336 Land & buildings 2024: € 613,336 ▲ 136% vs 2023 (€ 259,459) Unchanged	€ 592,368 Land & buildings 2025: € 592,368 ▼ 3% vs 2024 (€ 613,336) Unchanged	▼ 3%
Retained profit	€ 10,471,859 Retained profit 2022: € 10,471,859 First fiscal year in the series	€ 10,571,739 Retained profit 2023: € 10,571,739 ▲ 1% vs 2022 (€ 10,471,859) Favourable step	€ 10,604,677 Retained profit 2024: € 10,604,677 Unchanged (€ 10,571,739) Favourable step	€ 10,683,661 Retained profit 2025: € 10,683,661 ▲ 1% vs 2024 (€ 10,604,677) Favourable step	▲ 1%
Dividend	€ 130,224 Dividend 2022: € 130,224 First fiscal year in the series	€ 127,620 Dividend 2023: € 127,620 ▼ 2% vs 2022 (€ 130,224) Unchanged	€ 128,622 Dividend 2024: € 128,622 ▲ 1% vs 2023 (€ 127,620) Unchanged	€ 123,474 Dividend 2025: € 123,474 ▼ 4% vs 2024 (€ 128,622) Unchanged	▼ 4%
Bank debt	€ 90,442,043 Bank debt 2022: € 90,442,043 First fiscal year in the series	€ 96,116,130 Bank debt 2023: € 96,116,130 ▲ 6% vs 2022 (€ 90,442,043) Unfavourable step	€ 101,013,674 Bank debt 2024: € 101,013,674 ▲ 5% vs 2023 (€ 96,116,130) Unfavourable step	€ 159,425,254 Bank debt 2025: € 159,425,254 ▲ 58% vs 2024 (€ 101,013,674) Unfavourable step	▲ 58%
Balance sheet total	€ 105,335,356 Balance sheet total 2022: € 105,335,356 First fiscal year in the series	€ 110,611,073 Balance sheet total 2023: € 110,611,073 ▲ 5% vs 2022 (€ 105,335,356) Unchanged	€ 115,651,863 Balance sheet total 2024: € 115,651,863 ▲ 5% vs 2023 (€ 110,611,073) Unchanged	€ 174,101,952 Balance sheet total 2025: € 174,101,952 ▲ 51% vs 2024 (€ 115,651,863) Unchanged	▲ 51%
Employees (FTE)	4.9 Employees (FTE) 2022: 4.9 First fiscal year in the series	5 Employees (FTE) 2023: 5 ▲ 0.1 vs 2022 (4.9) Unchanged	5 Employees (FTE) 2024: 5 Unchanged (5) Unchanged	7 Employees (FTE) 2025: 7 ▲ 2 vs 2024 (5) Unchanged	▲ 2

Key figures of La Prévoyance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to La Prévoyance?

What happened at La Prévoyance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2031 Quentin VAN NIMMEN stepped down as director. NBB
2030 Joseph FAUCON stepped down as director. NBB
2029 Alain JACQUET stepped down as director. NBB
2028 Mehdi MEZHOUD stepped down as director. NBB
2026 Claude BATAILLE stepped down as director. NBB
Apr 30, 2026 New annual accounts for financial year 2025: profit of € 213,199 (▲ 32% vs 2024). Source: NBB ↗
2026 Alain QUINTELIER stepped down as director. NBB
2026 Pierre DUGAUQUIER stepped down as director. NBB

In short

From € 301,469 profit in 2022 to € 213,199 profit in 2025.

Paid € 158,643 in corporate taxes since 2022.

Best year ever: 2022, with € 301,469 profit.

Paid out € 509,940 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Mobilière et Immobilière du Centre 12.2%

Financière de Longtain 12%

The stake of Mobilière et Immobilière du Centre, Financière de Longtain comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

La Prévoyance

Behind La Prévoyance is Christophe WYNANT. The shares are held by Mobilière et Immobilière du Centre (12.2%) and Financière de Longtain (12%).

Directors

According to the 2025 annual accounts

Christophe WYNANT

Manager

since 2023

Alain QUINTELIER

Director

since 2020 · until 2026

Quentin VAN NIMMEN

Director

Also active at: PVN INVEST, Konstructo

since 2025 · until 2031

Joseph FAUCON

Director

since 2024 · until 2030

Claude BATAILLE

Director

since 2020 · until 2026

Mehdi MEZHOUD

Government commissioner

Also active at: SOCIETE D'INVESTISSEMENT DE MONS, DU BORINAGE ET DU CENTRE, PORT AUTONOME DU CENTRE ET DE L'OUEST, IMBC.FIVE

since 2023 · until 2028

Pierre DUGAUQUIER

Chairman of the board

Also active at: Logicentre AIS

since 2020 · until 2026

Alain JACQUET

Director

since 2023 · until 2029

Shareholders

Mobilière et Immobilière du Centre

12.2%

Financière de Longtain

12%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Hamoir(L.L) 10-12

7100 La Louvière

2.003.383.659

Rue Hamoir(L.L) 10 1

7100 La Louvière

Active since 1 February 1993

2.368.848.678

Rue Saint-Jacques(TOU) 5

7500 Tournai

Active since 1 January 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0401.778.057

VAT number

BE 0401.778.057

Registered office

Rue Hamoir(L.L) 10-12, 7100 La Louvière

Names & denominations

La Prévoyance

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

1 January 1968

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Verstrekken van hypothecair krediet

Overige kredietverstrekking

View on CBE Public ↗ Annual accounts (NBB) ↗

La Prévoyance

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Financials

What happened to La Prévoyance?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions