Active

SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT

Switched

BE0401122615

Rechtspersoon Cooperative company 2 establishments

Rue Defacqz 17, 7800 Ath Verstrekken van hypothecair krediet

Active for

88 year, 10 months

Financials

Financial year 2025

Revenue

€ 2.7 million

▲ 7% vs 2024

Profit

Healthy

€ 44,240

▼ 53% vs 2024

Debts

High

€ 92.4 million

▲ 7% vs 2024

SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT from Ath, company number BE0401122615, closed financial year 2025 with a result of € 44,240 after tax. For that financial year SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT recorded revenue of € 2.7 million and equity of € 6 million. Compared with financial year 2024, the result moved from € 94,908 to € 44,240. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.

What happened at SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT?

What happened at SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • Lucette RAVEZ stepped down as director. NBB
  • Patrice BOUGEGNIES stepped down as director. NBB
  • Antonietta CARLUCCI stepped down as director. NBB
  • Jean-Marie GENBAUFFE stepped down as director. NBB
  • Catherine PONCIN stepped down as director. NBB
  • Annette CORNELIS stepped down as director. NBB
  • Jean-Christophe DESSILY stepped down as director. NBB
  • Christian BROTCORNE stepped down as director. NBB

In short

From € 402,659 profit in 2021 to € 44,240 profit in 2025.

Paid € 57,519 in corporate taxes since 2021.

Best year ever: 2021, with € 402,659 profit.

Pays suppliers within 3 days on average.

Original PDFs at the National Bank ↗

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History

Every financial year, as far back as the National Bank goes.

Buffer

How long does the company survive without income?

Credit limit

Indicative credit limit, computed from the real figures.

Alerts

New annual account: profit halved. New
Gazette: capital increase of 250k. New

News about who you follow, reason included.

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Management

SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT
ASSOCIATION INFORMATIQUE POUR LA GESTION DE LOGEMENTS 1.2%

It owns 1.2% of ASSOCIATION INFORMATIQUE POUR LA GESTION DE LOGEMENTS itself.

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Directors

According to the 2025 annual accounts

Lucette RAVEZ

Director

Also active at: L'HABITAT DU PAYS VERT, Emancipation Ouvrière Basècloise

since 2025 · until 2031

Patrice BOUGEGNIES

Director

since 2025 · until 2031

Antonietta CARLUCCI

Director

since 2025 · until 2031

Jean-Marie GENBAUFFE

Director

Also active at: Le Lys Rouge, Maison de la Solidarité de Mons Wallonie Picarde, Les Heures Heureuses +6 more

since 2025 · until 2031

Catherine PONCIN

Director

Also active at: Commission de Gestion du Parc naturel des Hauts-Pays

since 2025 · until 2031

Annette CORNELIS

Director

since 2025 · until 2031

Jean-Christophe DESSILY

Director

Also active at: LE LOGIS SAINT-GHISLAINOIS

since 2025 · until 2031

Christian BROTCORNE

Director

Also active at: AGENCE INTERCOMMUNALE DE DEVELOPPEMENT ECONOMIQUE DES ARRONDISSEMENTS DE TOURNAI, ATH ET DES COMMUNES AVOISINANTES, Régie communale autonome de Leuze-en-Hainaut

since 2025 · until 2031

P&V Assurances

Director · represented by Gilles DOUTRELEPONT

Also active at: Solidarité Etudiants du Monde, Service social des Solidarités, SOFICATRA +8 more

since 2025 · until 2031

Albert DUTILLEUL

Director

Also active at: Les Heures Heureuses, POINT DE MIRE MONS-WALLONIE PICARDE - RESEAU SOLIDARIS, LES HABITATIONS PROTEGEES DU HAINAUT : Le Relais

since 2025 · until 2031

Ingrid ROUCLOUX

Director

since 2023 · until 2028

Carine DELFANNE

Chairman of the board

Also active at: L'HABITAT DU PAYS VERT

since 2025 · until 2031

Olivier HARTIEL

Director

Also active at: Le Moulin de la Hunelle

since 2026 · until 2031

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Defacqz 17

7800 Ath

2.150.596.502

Grand'Place S/N

7800 Ath

Active since 22 December 2005

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

BFOperating

€ 27,511 gross margin · 2025

VNM IMMO

Details

Company number
0401.122.615
VAT number
BE 0401.122.615
Registered office
Rue Defacqz 17, 7800 Ath
Names & denominations
SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT · S.T.C.S.H.
Enterprise type
Rechtspersoon
Legal form
Cooperative company
Legal situation
Normale toestand
Start date
4 November 1937
Peppol
Active · Active since 31 Oct 2025
Activities · NACE

Verstrekken van hypothecair krediet

View on CBE Public ↗ Annual accounts (NBB) ↗

Frequently asked questions

What is the enterprise number of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT?
The enterprise number of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT is BE0401122615.
What is the address of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT?
The registered office of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT is located at Rue Defacqz 17, 7800 Ath.
When was SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT founded?
SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT was founded on 4 November 1937.
What is the main activity of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT?
The main activity of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT is "Verstrekken van hypothecair krediet" (NACE code 64922).
Does SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT have a website?
No website is currently known for SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT.
How much profit did SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT make in 2025?
SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT posted a profit after taxes of € 44,240 in financial year 2025.
What is the revenue of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT?
In its most recent annual accounts (2025), SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT reported revenue of € 2,745,815.
How many employees does SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT have?
According to the 2025 annual accounts, SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT has 5.8 full-time equivalents (FTE).
Where can I find the annual accounts of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT?
SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT files its annual accounts with the Central Balance Sheet Office of the National Bank of Belgium. The key figures for recent financial years are available for free on this page.
Who are the directors of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT?
According to the 2025 annual accounts, the directors of SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT are: Lucette RAVEZ, Patrice BOUGEGNIES, Antonietta CARLUCCI, Jean-Marie GENBAUFFE, Catherine PONCIN, Annette CORNELIS, Jean-Christophe DESSILY, Christian BROTCORNE.
Who owns SOCIETE TERRIENNE DE CREDIT SOCIAL DU HAINAUT?
It owns 1.2% of ASSOCIATION INFORMATIQUE POUR LA GESTION DE LOGEMENTS itself.