Active

SOCIETE WALLONNE DU CREDIT SOCIAL

Switched

BE0473771754

Rechtspersoon Public limited company 1 establishment

Rue de l'Ecluse 4, 6000 Charleroi Verstrekken van hypothecair krediet

Active for

25 year, 7 months

Financials

Financial year 2025

Revenue

€ 78.3 million

▼ 5% vs 2024

Profit

Healthy

€ 6.5 million

▼ 53% vs 2024

Debts

High

€ 4,188 million

SOCIETE WALLONNE DU CREDIT SOCIAL from Charleroi, company number BE0473771754, closed financial year 2025 with a result of € 6.5 million after tax. For that financial year SOCIETE WALLONNE DU CREDIT SOCIAL recorded revenue of € 78.3 million and equity of € 227.1 million. Compared with financial year 2024, the result moved from € 13.8 million to € 6.5 million. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.

What happened at SOCIETE WALLONNE DU CREDIT SOCIAL?

What happened at SOCIETE WALLONNE DU CREDIT SOCIAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 6.5 million (▼ 53% vs 2024). Source: NBB ↗
  • David CICCARELLA stepped down as director. NBB
  • Sébastien PRADELLA became a director. NBB
  • Annick FOURMEAUX stepped down as director. NBB
  • Annick FOURMEAUX became a director. NBB
  • Carl LUKALU became a director. NBB
  • Régis DOYEN became a director. NBB
  • Sébastien DESCHAMPS became a director. NBB

In short

From € 485,697 profit in 2021 to € 6.5 million profit in 2025.

Paid € 1.5 million in corporate taxes since 2021.

Best year ever: 2024, with € 13.8 million profit.

Pays suppliers within 3 days on average.

A new publication or filing at SOCIETE WALLONNE DU CREDIT SOCIAL? We notify you, reason included.

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History

Every financial year, as far back as the National Bank goes.

Buffer

How long does the company survive without income?

Credit limit

Indicative credit limit, computed from the real figures.

Alerts

New annual account: profit halved. New
Gazette: capital increase of 250k. New

News about who you follow, reason included.

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Management

SOCIETE WALLONNE DU CREDIT SOCIAL

Behind SOCIETE WALLONNE DU CREDIT SOCIAL are Carl LUKALU, Régis DOYEN, Sébastien DESCHAMPS, Natacha LEROY, Sébastien PRADELLA and Yves BRULARD. The shares are held by Région wallonne (100%) and Crédit Logement social (0%).

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Directors

According to the 2025 annual accounts

Carl LUKALU

Chairman of the board

Also active at: TIBI, CENEO, SOCIETE WALLONNE DES EAUX +2 more

since 2023

Régis DOYEN

Director

since 2020

Sébastien DESCHAMPS

Vice-chairman of the board

since 2020

Natacha LEROY

Director

since 2020

Sébastien PRADELLA

Administrateur avec voix consultative

since 2025

Yves BRULARD

Vice-chairman of the board

Also active at: D&B, BRULARD Avocat(s)

since 2020

Laurence BARBAIX

Director

Also active at: LES HABITATIONS PROTEGEES DU HAINAUT : Le Relais

since 2020

Léa CHAUFOUREAU

Director

Also active at: Eden|Centre culturel de Charleroi

since 2020

Yves BESSELING

Director

Also active at: SERVIPLAST, Agence Immobilière Sociale Nord Luxembourg

since 2020

Matthieu LIESSENS

Director

since 2020

Marie-Anne GAILLY

Director

Also active at: Relogeas

since 2020

Annick FOURMEAUX

Administratrice avec voix consultative

since 2024 · until 2025

David CICCARELLA

Director

since 2020 · until 2025

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de l'Ecluse 4

6000 Charleroi

2.116.400.042

Rue de l'Ecluse 21

6000 Charleroi

Active since 2 August 2001

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0473.771.754
VAT number
BE 0473.771.754
Registered office
Rue de l'Ecluse 4, 6000 Charleroi
Names & denominations
SOCIETE WALLONNE DU CREDIT SOCIAL · S.W.C.S.
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
10 January 2001
Peppol
Active · Active since 1 Jan 2001
Activities · NACE

Verstrekken van hypothecair krediet

Overige kredietverstrekking

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

Frequently asked questions

What is the enterprise number of SOCIETE WALLONNE DU CREDIT SOCIAL?
The enterprise number of SOCIETE WALLONNE DU CREDIT SOCIAL is BE0473771754.
What is the address of SOCIETE WALLONNE DU CREDIT SOCIAL?
The registered office of SOCIETE WALLONNE DU CREDIT SOCIAL is located at Rue de l'Ecluse 4, 6000 Charleroi.
When was SOCIETE WALLONNE DU CREDIT SOCIAL founded?
SOCIETE WALLONNE DU CREDIT SOCIAL was founded on 10 January 2001.
What is the main activity of SOCIETE WALLONNE DU CREDIT SOCIAL?
The main activity of SOCIETE WALLONNE DU CREDIT SOCIAL is "Verstrekken van hypothecair krediet" (NACE code 64922).
Does SOCIETE WALLONNE DU CREDIT SOCIAL have a website?
No website is currently known for SOCIETE WALLONNE DU CREDIT SOCIAL.
How much profit did SOCIETE WALLONNE DU CREDIT SOCIAL make in 2025?
SOCIETE WALLONNE DU CREDIT SOCIAL posted a profit after taxes of € 6,545,877 in financial year 2025.
What is the revenue of SOCIETE WALLONNE DU CREDIT SOCIAL?
In its most recent annual accounts (2025), SOCIETE WALLONNE DU CREDIT SOCIAL reported revenue of € 78,312,620.
How many employees does SOCIETE WALLONNE DU CREDIT SOCIAL have?
According to the 2025 annual accounts, SOCIETE WALLONNE DU CREDIT SOCIAL has 135.3 full-time equivalents (FTE).
Where can I find the annual accounts of SOCIETE WALLONNE DU CREDIT SOCIAL?
SOCIETE WALLONNE DU CREDIT SOCIAL files its annual accounts with the Central Balance Sheet Office of the National Bank of Belgium. The key figures for recent financial years are available for free on this page.
Who are the directors of SOCIETE WALLONNE DU CREDIT SOCIAL?
According to the 2025 annual accounts, the directors of SOCIETE WALLONNE DU CREDIT SOCIAL are: Carl LUKALU, Régis DOYEN, Sébastien DESCHAMPS, Natacha LEROY, Sébastien PRADELLA, Yves BRULARD, Laurence BARBAIX, Léa CHAUFOUREAU.
Who owns SOCIETE WALLONNE DU CREDIT SOCIAL?
Behind SOCIETE WALLONNE DU CREDIT SOCIAL are Carl LUKALU, Régis DOYEN, Sébastien DESCHAMPS, Natacha LEROY, Sébastien PRADELLA and Yves BRULARD. The shares are held by Région wallonne (100%) and Crédit Logement social (0%).
Who are the shareholders of SOCIETE WALLONNE DU CREDIT SOCIAL?
According to the 2025 annual accounts, the shareholders of SOCIETE WALLONNE DU CREDIT SOCIAL are: Région wallonne (100%), Crédit Logement social (0%).