Financials
Financial year 2025
Revenue
€ 78.3 million
▼ 5% vs 2024
Profit
Healthy€ 6.5 million
▼ 53% vs 2024
Debts
High€ 4,188 million
SOCIETE WALLONNE DU CREDIT SOCIAL from Charleroi, company number BE0473771754, closed financial year 2025 with a result of € 6.5 million after tax. For that financial year SOCIETE WALLONNE DU CREDIT SOCIAL recorded revenue of € 78.3 million and equity of € 227.1 million. Compared with financial year 2024, the result moved from € 13.8 million to € 6.5 million. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
What happened at SOCIETE WALLONNE DU CREDIT SOCIAL?
What happened at SOCIETE WALLONNE DU CREDIT SOCIAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6.5 million (▼ 53% vs 2024). Source: NBB ↗
- David CICCARELLA stepped down as director. NBB
- Sébastien PRADELLA became a director. NBB
- Annick FOURMEAUX stepped down as director. NBB
- Annick FOURMEAUX became a director. NBB
- Carl LUKALU became a director. NBB
- Régis DOYEN became a director. NBB
- Sébastien DESCHAMPS became a director. NBB
In short
From € 485,697 profit in 2021 to € 6.5 million profit in 2025.
Paid € 1.5 million in corporate taxes since 2021.
Best year ever: 2024, with € 13.8 million profit.
Pays suppliers within 3 days on average.
A new publication or filing at SOCIETE WALLONNE DU CREDIT SOCIAL? We notify you, reason included.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
News about who you follow, reason included.
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Management
Behind SOCIETE WALLONNE DU CREDIT SOCIAL are Carl LUKALU, Régis DOYEN, Sébastien DESCHAMPS, Natacha LEROY, Sébastien PRADELLA and Yves BRULARD. The shares are held by Région wallonne (100%) and Crédit Logement social (0%).
Directors
According to the 2025 annual accounts
since 2023
Régis DOYEN
Director
since 2020
Sébastien DESCHAMPS
Vice-chairman of the board
since 2020
Natacha LEROY
Director
since 2020
Sébastien PRADELLA
Administrateur avec voix consultative
since 2025
since 2020
since 2020
since 2020
since 2020
Matthieu LIESSENS
Director
since 2020
since 2020
Annick FOURMEAUX
Administratrice avec voix consultative
since 2024 · until 2025
David CICCARELLA
Director
since 2020 · until 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de l'Ecluse 4
6000 Charleroi
Rue de l'Ecluse 21
6000 Charleroi
Active since 2 August 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.771.754
- VAT number
- BE 0473.771.754
- Registered office
- Rue de l'Ecluse 4, 6000 Charleroi
- Names & denominations
- SOCIETE WALLONNE DU CREDIT SOCIAL · S.W.C.S.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 January 2001
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Verstrekken van hypothecair krediet
Overige kredietverstrekking
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis